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Old 09-19-2016, 07:18 AM   #21
Mini-Skoolie
 
Join Date: Aug 2016
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A different perspective from Canada...
I'm in Nova Scotia and bought the bus already converted. It's a schoolbus converted to a motorhome/racecar hauler (enclosed 16ft back with ramp)
Called the ins company the guy before me used...no way, it wasn't pro done!?!? It was a BUS and nothing I could say about it. Went to "silver wheels" which ins hot rods/antiques/etc. NO WAY, not a pro job. A wife of a guy who works for me is in insurance, she fought for two days and we said whatever they wanted to finally get ins. Got it for the 6months I was going to have it registered (racing season) was $600. following year, THEY won't cover it because it's not pro done! Just to be clear, there are a dozen or more buses running around the Maritimes hauling racecars. Went through several companies and back to this same one for a last kick at the cat because racing season was about to start. Had to get an appraisal. Fine, buddy appraised it at $19,500.....um...they charge so much per value so I got him to state it was worth $12,000. Sent appraisal, registration (which in NS it's classified as a camper) and the girl said "oh, it's registered as a camper?, oh in that case it's $128.00 per year for full coverage, pl/pd/theft/fire/glass/etc" I put ins on it and will never take it off now.
Even if it's only registered 6 months out of the year, I leave full coverage on it all year round now.
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Old 09-19-2016, 05:15 PM   #22
Skoolie
 
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Good for you sorry you had to really earn that policy. In the long run it seemd to work out good.
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Old 10-25-2016, 02:27 PM   #23
Mini-Skoolie
 
Join Date: Oct 2016
Location: Minnesota
Posts: 19
Year: 1970
Engine: Chevy 350
I just went through the process of getting a quote from Progressive. If I'm honest on their questionnaire and reveal that it is a converted bus of any kind, it immediately says that they absolutely will not cover a converted bus, professional or not. If I put in "Other Class A", it works just fine, I moved on with the questions and got a quote of $222 for six months.

I'm not sure if this is legal or what, but I'm already feeling like this would be my only option.
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Old 10-25-2016, 02:45 PM   #24
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Location: Music City USA
Posts: 737
Year: 2005
Coachwork: Thomas
Chassis: Freightliner
Engine: Detroit MBE906
Rated Cap: 72
BUT.... you have to CALL them to buy the policy. I went the same route, avoiding the word bus when I talked to them... but in the end they still would not insure it.

Read this post, call Max @ National General. He will get you hooked up. My liability policy on a 2005 bus is 81 down, 65 a month.

I've referred a few people here to him after I was referred by the author of the post I linked.... and he's come through for every one of them. I think it took about 2 hours for mine to come through.
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Old 10-25-2016, 06:13 PM   #25
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Location: near Christiansburg VA
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Quote:
Originally Posted by TheKoolBus View Post
I just went through the process of getting a quote from Progressive. If I'm honest on their questionnaire and reveal that it is a converted bus of any kind, it immediately says that they absolutely will not cover a converted bus, professional or not. If I put in "Other Class A", it works just fine, I moved on with the questions and got a quote of $222 for six months.

I'm not sure if this is legal or what, but I'm already feeling like this would be my only option.
Which state are you in?
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Old 10-25-2016, 07:31 PM   #26
Mini-Skoolie
 
Join Date: Nov 2015
Location: Pittston, ME
Posts: 23
Year: 2002
Coachwork: Bluebird
Chassis: CSFE
Engine: 5.9 Cummins ISB
Rated Cap: 25
I had to go through my agent to buy in Maine. I had their blessing and help to use the "commercial for non-commercial use" type of policy. It is about $600 per year paid upfront. This is thru Progressive. You can do installments for more. I said I needed to get it running so I could sell it easier. I have not found a buyer yet.
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Old 10-25-2016, 10:12 PM   #27
Mini-Skoolie
 
Join Date: Oct 2016
Location: Minnesota
Posts: 19
Year: 1970
Engine: Chevy 350
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Originally Posted by Dapplecreek View Post
Which state are you in?
Minnesota. I'm not sure how much it varies state to state. I was just looking at it today because I now have almost three years of tabs to catch up on and now MN needs proof of insurance to keep up with registration.
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Old 10-30-2016, 09:01 AM   #28
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Join Date: Oct 2016
Location: NY
Posts: 383
Year: 2002
Coachwork: International
Engine: dt466
Rated Cap: 65C-43A
I think NY is one of the toughest! I'm having a heck of a time!
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Old 10-30-2016, 10:25 AM   #29
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Join Date: Oct 2016
Location: Pensacola and Crystal River, FL
Posts: 543
Year: 1998
Coachwork: AmTran International
Chassis: 3800
Engine: Navistar 7.6L
Just insured mine this past week thru Progressive.
As an "other" motorhome.
100% online.
Three levels were offered and I chose the middle level of insurance.
$133 per year
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Old 10-30-2016, 11:34 AM   #30
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Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 9,308
Year: 1992
Coachwork: Ward/AmTran
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Engine: dt466
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Quote:
Originally Posted by DoubleO7 View Post
Just insured mine this past week thru Progressive.
As an "other" motorhome.
100% online.
Three levels were offered and I chose the middle level of insurance.
$133 per year
Did you do this online?
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