Reply
 
Thread Tools Display Modes
 
Old 11-27-2016, 12:16 PM   #41
Bus Geek
 
Join Date: May 2009
Location: Columbus Ohio
Posts: 6,296
Year: 1991
Coachwork: Carpenter
Chassis: International S3800
Engine: DT360
Rated Cap: 7 Row Handicap
is it something that has to do with certain states? im 7 months in now with progressive commercial and just fine.. or is it because my busses are still pretty much busses? or because progressive is based in Ohio and the insurance laws are different?
-Christopher
cadillackid is offline   Reply With Quote
Old 11-27-2016, 01:39 PM   #42
Bus Nut
 
Join Date: Oct 2016
Location: Pensacola and Crystal River, FL
Posts: 552
Year: 1998
Coachwork: AmTran International
Chassis: 3800
Engine: Navistar 7.6L
Quote:
Originally Posted by cadillackid View Post
is it something that has to do with certain states? im 7 months in now with progressive commercial and just fine.. or is it because my busses are still pretty much busses? or because progressive is based in Ohio and the insurance laws are different?
-Christopher
Progressive in the letter is suggesting I go with their commercial insurance like you did.
My cancellation was based on trying to insure it as an "other" motorhome.
DoubleO7 is offline   Reply With Quote
Old 11-27-2016, 02:03 PM   #43
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 468
Quote:
Originally Posted by DoubleO7 View Post
Progressive in the letter is suggesting I go with their commercial insurance like you did.
My cancellation was based on trying to insure it as an "other" motorhome.
Doubt that this was the reason: far more likely was the "Motorhome" nature (regardless of make) along with the "Bus" on the VIN.

I was quoted an AIS commercial policy for $442 a year for liability for a bus (told her EXACTLY what was going on: "I'm driving it off the District lot and want to gut it and make a moving van/RV out of it"). You know, as in 'still a bus on the title'. The next guy who called this lady was turned away because he was trying to insure a "Motorhome Conversion" - she wanted finished photos. I do not know if she would have covered him for the bus as such. But you might check with her. Nice person.

Marie Ruiz
mruiz@aisinsurance.com
voice 866 570-7335 x 78802
fax 800 498-3293
Dapplecreek is offline   Reply With Quote
Old 11-27-2016, 02:56 PM   #44
Bus Geek
 
Join Date: May 2009
Location: Columbus Ohio
Posts: 6,296
Year: 1991
Coachwork: Carpenter
Chassis: International S3800
Engine: DT360
Rated Cap: 7 Row Handicap
progressive lady did ask me on the phone.. "are these busses still busses?" she didnt say anything about motorhomes or ask me if I was converting them.. just asked if still a bus.. which in my case they are... both have no plumbing, permanent kitchens, etc and still have more seats than not.. one is all seats and going to stay that way.. though I may take one or two out or reconfigure the seats to better fit my needs.. they never asked for pictures... if they ever do I'll just drive it to their cleveland office and say "yep its a bus!"..
-Christopher
cadillackid is offline   Reply With Quote
Old 11-27-2016, 04:19 PM   #45
Mini-Skoolie
 
Join Date: Nov 2015
Location: Pittston, ME
Posts: 23
Year: 2002
Coachwork: Bluebird
Chassis: CSFE
Engine: 5.9 Cummins ISB
Rated Cap: 25
As I have said before, I had my agent insure mine as " commercial for non-commercial personal use". This simply says that you have a commercial vehicle for a toy and you have the proper licenses to drive said vehicle. My own bus is a Bluebird CS. This is a commercial passenger bus. I have a had a class A license for about 15 years. I have had no problems so far. I did learn the lesson that once insured DO NOT let it lapse or cancel it. When I bought it, I insured it to drive it home. Then I canceled it for about a year. BIG mistake! They gave me the run around until I found the commercial for non-commercial personal use clause. Hope this will help. It is thru Progressive that I get mine also. They seem to be the ONLY company to insure us.
__________________
Eric A. Hinkley
railbus5 is offline   Reply With Quote
Old 11-27-2016, 05:58 PM   #46
Bus Nut
 
Join Date: Oct 2016
Location: Pensacola and Crystal River, FL
Posts: 552
Year: 1998
Coachwork: AmTran International
Chassis: 3800
Engine: Navistar 7.6L
Dapple,
This is exactly what was on the cancellation notice, no more, no less:

"The 1998 INTER 3800 is unacceptable because it is a converted school bus.
You may be eligible for coverage in Progressive's Commercial Auto Program."

Sure, commercial vehicles get insurance every day.
And you pay a higher rate accordingly.
DoubleO7 is offline   Reply With Quote
Old 11-27-2016, 07:30 PM   #47
Mini-Skoolie
 
Join Date: Nov 2015
Location: Pittston, ME
Posts: 23
Year: 2002
Coachwork: Bluebird
Chassis: CSFE
Engine: 5.9 Cummins ISB
Rated Cap: 25
True. But, my is about $670 per year for liability paid in full.
__________________
Eric A. Hinkley
railbus5 is offline   Reply With Quote
Old 11-27-2016, 08:32 PM   #48
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 468
Quote:
Originally Posted by DoubleO7 View Post
,,,Sure, commercial vehicles get insurance every day.
And you pay a higher rate accordingly.
No doubt. But the outfit I mentioned seemed to have surprisingly low rates for commercial policies which WOULD cover a school bus to RV conversion-in-progress - I was very clear with her exactly what I was insuring.

I posted the info because a lot of folks seem to feel they have NO options, and I wanted to provide at least the inexpensive commercial policy option in case that might beat no policy at all.

BTW - Progressive won't do "commercial for private use' in Virginia for some reason. AIS will insure in the 48 states:

Marie Ruiz
mruiz@aisinsurance.com
voice 866 570-7335 x 78802
fax 800 498-3293
Dapplecreek is offline   Reply With Quote
Old 11-27-2016, 09:33 PM   #49
Bus Nut
 
2kool4skool's Avatar
 
Join Date: Oct 2015
Location: Spring Valley AZ
Posts: 675
Year: 2000
Coachwork: Bluebird
Engine: 5.9 Cummins
Rated Cap: 2 elderly children
Just got my ins. renewal from AZ Farm Bureau. $104.30 per year, was $116.

__________________
Don and Mary
2kool4skool is online now   Reply With Quote
Old 11-28-2016, 02:02 AM   #50
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 468
Quote:
Originally Posted by 2kool4skool View Post
just got my ins. Renewal from az farm bureau. $104.30 per year, was $116.

... Nice !
Dapplecreek is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 06:41 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2017, vBulletin Solutions, Inc.