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Old 07-07-2016, 05:52 PM   #1
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insurance

How do you get insurance for your bus conversion? I am doing it myself and every insurance company I talk to says no way. They want it professionally done or else they will not insure it. Please help. I only need liability in Maine to get my registration. Thank you.
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Old 07-07-2016, 07:28 PM   #2
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Originally Posted by railbus5 View Post
How do you get insurance for your bus conversion? I am doing it myself and every insurance company I talk to says no way. They want it professionally done or else they will not insure it. Please help. I only need liability in Maine to get my registration. Thank you.
Progressive Commercial with the phrase "commercial vehicle for personal/noncommercial use"
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Old 07-07-2016, 09:40 PM   #3
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and dont say anything about converting it.,... its a BUS for personal use... "party wagon, takin friends out to the park, etc..".. its NOT a tiny home, nor a Motorhome....."..
-Christopher
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Old 07-07-2016, 09:51 PM   #4
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and dont say anything about converting it.,... its a BUS for personal use... "party wagon, takin friends out to the park, etc..".. its NOT a tiny home, nor a Motorhome....."..
-Christopher
So my title has been changed to RV so will they not insure it even it is for personal use?
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Old 07-08-2016, 07:45 AM   #5
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Just curious. Does anyone know if the other conversions (tour , greyhound type buses) have the same kind of problems getting insurance?
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Old 07-08-2016, 08:04 AM   #6
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Just curious. Does anyone know if the other conversions (tour , greyhound type buses) have the same kind of problems getting insurance?
not really, just school buses.
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Old 07-08-2016, 08:06 AM   #7
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some of the companies have provisions for Bus conversions but seem to spell out they dont cover school busses..

my GUESS? is that perhaps there were a lot more "half-ass" conversions at one time and school busses are typicallyt cheaper and more plentiful than coaches...

for all the really nice conversions on here where the members take care in safety to a high level.. there a lot of people who are not members here whop very well may just cram a bunch of stuff in a bus and call it a conversion...

while this may work great, from an insurance risk it can be riskier..
someone whop tends to spend more money for say a prevost, vanhool, mci coach is likely to do a more thorough conversion..

thats just MY OPINION..
-Christopher
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Old 07-08-2016, 11:52 AM   #8
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Thanks for the reply. Like I said just curious. At this point our family would rather sell the house or anything other than our skoolie. So we will just keep trying like everyone does. Thanks again for the reply.
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Old 07-08-2016, 05:38 PM   #9
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My Bluebird is a CS which means that it is a shuttle or passenger bus . NOT a school bus. I have been given all kinds of grief by insurance companies for trying to convert it. Many companies say they will insure it even if I do the work but they LIE! They have refused me unless I pay a company to do it. I had to tell them that I was giving up on the conversion and I just wanted a commercial for personal/non-commercial use policy. I said that I needed it to be road ready so I would have a better chance to sell it. I got my insurance approved today and paid some down. I will TRY to sell it but I don't think I will be able to if you get my drift.
If anyone wants more info feel free to contact me. Thank you all.
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Old 07-09-2016, 06:57 AM   #10
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it really seems to be state specific.. i see a lot of posts on here from east coast states having a really tough time with getting progressive commercial insurance for personal use policies.. where people in the osuth and midwest it seems to be just a phone call and done..

maybe the risk rules vary by state and the insurance companies valuate their profits based on payouts and find its worse in certain states (or even cities?)...

-Christopher
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