Reply
 
Thread Tools Display Modes
 
Old 09-07-2011, 06:22 PM   #1
New Member
 
Join Date: Sep 2011
Posts: 2
Year: 1992
Coachwork: Thomas
Engine: 5.9 Cummins
What insurance ?? having problems

I converted a bus to a tailgater for Ohio State games. Re did the entire inside and what not...well we are having problems getting insurance. We are getting turned down by companies since its not "professionally remodeled". Any advice or tips would be appreciated...i just need some leads.
Buckeye0812 is offline   Reply With Quote
Old 12-26-2011, 07:03 PM   #2
Bus Nut
 
Skunky Bus's Avatar
 
Join Date: Feb 2010
Location: Council Bluffs, Iowa
Posts: 370
Year: 1976
Coachwork: Wayne
Chassis: Dodge S-600
Engine: 360 V8
Rated Cap: 66
Re: What insurance ?? having problems

Quote:
Originally Posted by Buckeye0812
I converted a bus to a tailgater for Ohio State games. Re did the entire inside and what not...well we are having problems getting insurance. We are getting turned down by companies since its not "professionally remodeled". Any advice or tips would be appreciated...i just need some leads.
Hmm...I've thought about having an electrician do my wiring except that'd be too expensive, but maybe having one inspect my work could be a cheaper alternative so I can fudge a "yes" to the question about professional remodeling. Might catch something I missed.

If you haven't tried State Farm yet, don't waste your time with them. They cancelled another Skoolie.net member's coverage because they anticipated a claim. My girlfriend got a NastyGram from SF that in essence said, "Don't you dare file another claim even when it's beyond your control or we'll dump you." See my post "Opinion: State Farm commercial is a pack of lies" post under the Insurance/Registration forum for more details. You might find other useful information there.
__________________
Any action for which there is no logical explanation will be deemed "company policy."
- Akvol's Second Law of the Corporation
Skunky Bus is offline   Reply With Quote
Old 12-26-2011, 08:50 PM   #3
Bus Geek
 
lornaschinske's Avatar
 
Join Date: Jun 2004
Location: Roswell, NM
Posts: 3,587
Year: 1986
Coachwork: BlueBird
Chassis: 40 ft All American FE
Engine: 8.2LTA Fuel Pincher DD V8
Rated Cap: 89
Re: What insurance ?? having problems

Quote:
Originally Posted by Skunky Bus
...
Hmm...I've thought about having an electrician do my wiring except that'd be too expensive, but maybe having one inspect my work could be a cheaper alternative so I can fudge a "yes" to the question about professional remodeling...
And then they either ask you WHO from their "approved" list of pro converters OR if you have a claim, after several years of collecting your premiums, they deny and cancel you because you lied.

Just bite the bullet, get the minimum from GMAC and get on with it.
__________________
This post is my opinion. It is not intended to influence anyone's judgment nor do I advocate anyone do what I propose.
Fulltime since 2006
The goal of life is living in agreement with nature. Zeno (335BC-264BC)
http://lorndavi.wordpress.com/blog/
http://i570.photobucket.com/albums/s...ps0340a6ff.jpg
lornaschinske is offline   Reply With Quote
Old 12-26-2011, 10:39 PM   #4
Bus Nut
 
Skunky Bus's Avatar
 
Join Date: Feb 2010
Location: Council Bluffs, Iowa
Posts: 370
Year: 1976
Coachwork: Wayne
Chassis: Dodge S-600
Engine: 360 V8
Rated Cap: 66
Re: What insurance ?? having problems

Quote:
Originally Posted by lornaschinske
And then they either ask you WHO from their "approved" list of pro converters OR if you have a claim, after several years of collecting your premiums, they deny and cancel you because you lied.

Just bite the bullet, get the minimum from GMAC and get on with it.
You're right, Lorna! This is exactly why Skoolie.net rocks, because one can bounce ideas off each other, find the good ones and toss the bad ones!
__________________
Any action for which there is no logical explanation will be deemed "company policy."
- Akvol's Second Law of the Corporation
Skunky Bus is offline   Reply With Quote
Old 12-27-2011, 12:23 PM   #5
Bus Nut
 
bapos's Avatar
 
Join Date: Apr 2011
Location: Cleburne TX
Posts: 606
Re: What insurance ?? having problems

Most of the insurance companies farm out their policies to other companies. Not sure there is any discount to such things. Generally when it takes a couple of steps someone always has their hands in your wallet?

I am a USAA member for my regualr auto but I think they have connections with GEICO. I had them give me a quote and was not impressed. I called GMAC and they did much better than the others. I dont think Texas has and bad and strict of rules as others do.

I would shop it as best you can.
__________________
Here is my school bus conversion thread http://www.skoolie.net/forum/viewtopic.php?f=9&t=10282

Pics of my conversion @ photobucket http://s18.photobucket.com/albums/b1.../School%20Bus/
bapos is offline   Reply With Quote
Old 12-29-2011, 10:37 AM   #6
Bus Crazy
 
roach711's Avatar
 
Join Date: May 2010
Location: Farmington Hills, Mi (Detroit area)
Posts: 1,572
Year: 2000
Coachwork: Eldorado Aerotech 24'
Chassis: Ford E-450 Cutaway Bus
Engine: 7.3L Powerstroke
Rated Cap: 19
Re: What insurance ?? having problems

I got a quote from the GMAC website then called a GMAC representative to actually sign up. I was honest when I said the bus had been professionally converted since I get paid to fix/move/build stuff (I only have the seats out so far,but a professional did it, lol). His quote was $35 higher than the website quote so I politely told him I had another company to check then went back to the website to actually signed up there. Final cost was $216 for 6 months of liability only for my E-450 shuttle bus.

The website didn't ask who did the conversion but did mention that there was a discount for the time the bus was "securely" parked in a storage area. You have to call in to a service rep for details on that.

One really goofy thing was that if I went to www.gmacinsurance.com I could sign up for insurance but another link told me I had to call a service rep. Very weird.
__________________
The Roach Motel
roach711 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Starting problems GreyWolf Everything Else | General Skoolie Discussions 3 10-20-2010 01:49 PM
Keep the bus? Or too many problems? MonsieurBon Conversion General Discussions 18 07-10-2010 12:32 PM
Problems problems oh what fun they are dragonfly112 Conversion General Discussions 5 05-06-2010 12:09 AM
WVO problems? recycler Veggie Oil | WVO | Biodiesel | SVO 5 02-13-2009 01:06 PM
car problems TravelingMan Everything Else | General Skoolie Discussions 7 04-13-2005 01:51 PM

» Virginia Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 05:54 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2017, vBulletin Solutions, Inc.