Originally Posted by cadillackid
part of the problem with insurance are not tyhe members in this forum... fore the most part here you see conversions that are done with safety , reliability, and solidness.. even down to being concerned abouyt tires, battery gassing, tieing down large items, structural integtiy etc...
there are a lot of people out there in the world doing total half-rigged sort of conversions... cheap bus bald tires, bungie strap a frig in, toss a mattress on the floor and go... nothinbg wrong with being mimialist and doing a cheap conversion.. however a rollover and stuff goes flying causing massive injury to the occupants of the bus... imagine a simple rollover where you have everyone in their seats with seartbelts on and their seats are hugh baclked and bolted in nicely.. the appliances are tied down nicely.. chances are a few scrapes and bruises and everyone walks away from a built-right school bus..
now take the medical bill if you have a frig and stove flying around along with the passengers that were on school bus seats that werent belted or were old low-back... doesnt take much to rack up a few hundred grand in medical bills for the occupants of the bus alone...
let alone a skoolie on bald tires that pops a left front steer, runs left of center and hits a minivan with a family....
school bus accidents like the one in the OP arent what causes us insurance difficulties.. Notice how if we keep our busses as busses that they are quite easy to insure.. its as soon as it becomes a "motorhome" that the insurance woes start...
notice how in Most states very little inspection is done.. sure there arew guidelines stating a coinverted motorhome must contain A/B/C depending on the state but how many are actually looked at? theres no standard set for safety by the title and license bureaus.. the insurance industry way of dealing with this fact is by not taking the risk... even though the peiople here for the most part are extra careful to build solid conversions...
This is why I was asking my question. So many here have the background and skills or experience in doing a conversion and even done more than one bus. Why not work with the insurance and maybe teach or help or however that an insurance company would be happy. I have worked for companies that every so often sent us through a driver safety course or defensive driving. That helped for a discount if you will because everyone is being trained to operat the equipment not just put in the driver seat.
It was just an idea that if there was someone/ group out there that the insurance companies could recognize that they are doing what they can to make things safer maybe they would loosen up a little.
You are always going to have the type that will go 1/2 way but if people have a place or person to go to that an insurance will recognize that could make it harder for the 1/2ers to get insurance. Again I'd rather not have a bunch of rules but at the same time it would feel good knowing the bungy cord fridge or the bald tires might not pass and that's one more unsafe bus off the road.
Anyway just a thought. Good ideas and good points on hear.
By the way CB way would no one touch you in 03?
Or what's the difference from then and now. Just curious.