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Old 08-25-2008, 10:18 AM   #1
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Re: A money saving invasion of privacy?

did we actually land on the moon or was that just created in the disney studio?
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Old 08-25-2008, 10:59 AM   #2
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Re: A money saving invasion of privacy?

Quote:
Originally Posted by Smitty
... Electronic snooping I'd say. Those who don't agree, will be gouged with higher premiums for non-compliance.
Smitty
Maybe if all insurance companies did it, if it's just one competition will keep prices in check. If they all do we got a problem...

I can't imagine any driver wanting an insurance company tracking their every move, next step is denying claims based on vehicle data. Wouldn't that be nice.
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Old 08-25-2008, 12:25 PM   #3
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Re: A money saving invasion of privacy?

I'm OK with it as long as it is voluntary and I can choose NOT to have one.

<soapbox>
However, as easily as it has passed the House, it's just a matter of time before it becomes national law. Then I WILL have a problem with it, because it will be (read: is) part of the overall plan to reign in the sheeple to where the government can leverage more mass control of the populace at large, to bring them in line with the NWO.
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Old 08-25-2008, 09:04 PM   #4
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Re: A money saving invasion of privacy?

I do not agree with making the system mandatory. If they want to make it an optional program without changing rates up on people that opt out then there is no problem. I'd LOVE to see what the machine would say as it rides along in one of my offroad rigs.

On a side note...I would HAPPILY install one of those units that kills the ignition if you blow above a certain level of alcohol if that meant a reduced premium. It would save me from ever making a mistake if I were at the legal borderline AND I bet the premiums would drop 10% at least just based on that device.
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Old 08-25-2008, 10:40 PM   #5
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Re: A money saving invasion of privacy?

I can see this as a way of the insurance company using it to raise your rates based on your driving particulars. The system will track what road you were on, what speed you were driving and it'll make a print out of all things you are doing wrong. Based on that, they may raise rates accordingly or drop you completely. I see this as invasive and hope to high heaven it NEVER becomes mandatory!! It's nothing new, a company I used to work for had a tracking system in their tow trucks, and they used it fire 2 of the drivers.
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Old 08-26-2008, 12:43 AM   #6
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Re: A money saving invasion of privacy?

Well thankfully the information they can get from an OBDII port is actually fairly limited. It is no more than the average name brand scan tool can get. Now certainly there is far more information available, but that is proprietary to each manufacturer. Being that they won't license much of that out to big names (Snap-On, OTC, etc) for a multi-make scan tool I just don't see them as willingly giving out that information to insurance companies and if they did it would still be cost prohibitive.

About the only information I can see them as getting is engine vacuum (telling throttle position), commanded shifts, line pressure (again, an indication of rate of acceleration), ABS activation, and a few more variables, but I just don't see how they can tell the difference between a person that is distracted and hits the brakes hard or a person that hits the brakes hard to avoid a distracted driver.

Obviously the technology exists, but I'm a skeptic. They're REALLY going to be crying when the new protocol becomes mainstream within just a few years. All those devices will essentially be useless.
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Old 08-26-2008, 10:49 AM   #7
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Re: A money saving invasion of privacy?

my 1985 diesel bus doesn't have obd ii.
my 1982 chevy c30 w/454 doesn't have obd ii.
my 1993 dodge dakota w/318 doesn't have obd ii.
my 1998 toyota corolla saves me so much money on fuel that I would never use such a device to "reduce" my insurance.

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Old 08-27-2008, 12:27 PM   #8
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Re: A money saving invasion of privacy?

big brother is watching you, but he has been for years, in defense of the insurance companys, why should I pay for someone that really shouldn't be driving in the first place.
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Old 08-29-2008, 10:13 PM   #9
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Re: A money saving invasion of privacy?

So GPS's are no good either?

Damn I have one and I love it.
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Old 08-29-2008, 10:19 PM   #10
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Re: A money saving invasion of privacy?

if you go to the store and buy a gps, it's a receiver, not a transmitter. It cannot transmit your location.
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