I never had any luck contacting Progressive directly.
Finally I contacted a local independent insurance agent, who deals with many insurance companies, and told them I needed a "commercial policy for private use." They had not heard of this policy previously, but they did find it on their Progressive site menu. They said they learned something new that day.
Most of us have had better luck contacting independent insurance agents, because they deal with numerous insurance companies.
Best of luck to you.
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Robin
Nobody's Business
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