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Old 01-12-2016, 11:42 AM   #21
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I suggest going to a small local insurance office and talk to someone. I got a commercial Progressive policy this way. It was really easy.
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Old 01-12-2016, 01:13 PM   #22
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I have been lurking here on this site for some time. Very interested in the insurance questions (my in-laws are in the biz). Just curious if the non-skoolies, ie. Greyhound, Eagle, etc. owners have the same problems, or are the insurers just prejudice? Hope I did not stir up a hornets nest.....
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Old 01-12-2016, 01:16 PM   #23
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Old 01-12-2016, 01:24 PM   #24
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geez, i've been following this thread wondering what everyone is complaining about... then i googled the quote in the OP's first post.

the quote of disappearing insurance coverage is from a skoolie insurer?

this whole thread is an ad for AIS bus conversion insurance.

https://www.aisinsurance.com/product...ersion.aspx#t3



its not that hard... if you get rejected try a different company. i think most of us have insured our buses.
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Old 01-12-2016, 01:54 PM   #25
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I remember looking at that site before. I also remember talking to an agent that spewed the garbage about narrow axles. It was all I could do to not verbally shred them on the phone.

Quote:
The main reason cited for this is the axle of a school bus is generally a narrower axle than that of a regular bus.
At the same time, there have been more than a few rigs on the net and here that push the limits. Roof raises of 2-3 feet. Roof racks that are meant for people. Tanks being held on with ratchet straps, etc. It's no wonder that the companies shy away from insuring skoolies when they see some of the pictures. You want them to take a few hundred bucks in exchange for tens of thousands in coverage. I agree that an off the shelf school bus is safer that a stick and staple RV, but the RV is a known commodity. Who knows what crazy stuff a skoolie will come up with. Think about it when you build your bus.
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Old 01-12-2016, 02:19 PM   #26
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simple liability coverage doesn't protect you or your bus.

if you want to protect your bus and investment, you need an expensive full coverage , agree-ed value policy.

still an easy policy to buy from most insurance carriers.

its the same type of auto policy a collector car would have.
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Old 01-12-2016, 02:29 PM   #27
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This is why I choose a bus.



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Old 01-12-2016, 02:30 PM   #28
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Quote:
Originally Posted by turf View Post
simple liability coverage doesn't protect you or your bus.

if you want to protect your bus and investment, you need an expensive full coverage , agree-ed value policy.

still an easy policy to buy from most insurance carriers.

its the same type of auto policy a collector car would have.

I am only talking about liability.
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Old 01-12-2016, 03:15 PM   #29
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I have a problem with people drawing attention to themselves & the Skoolie site thru news papers, Yahoo headlines & such.
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Old 01-12-2016, 06:02 PM   #30
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Originally Posted by crazycal View Post
I remember looking at that site before. I also remember talking to an agent that spewed the garbage about narrow axles. It was all I could do to not verbally shred them on the phone.



At the same time, there have been more than a few rigs on the net and here that push the limits. Roof raises of 2-3 feet. Roof racks that are meant for people. Tanks being held on with ratchet straps, etc. It's no wonder that the companies shy away from insuring skoolies when they see some of the pictures. You want them to take a few hundred bucks in exchange for tens of thousands in coverage. I agree that an off the shelf school bus is safer that a stick and staple RV, but the RV is a known commodity. Who knows what crazy stuff a skoolie will come up with. Think about it when you build your bus.
i agree.

Im sure if we do our rigs correctly and safely we will have no issue insuring, now or in the future. I was getting a bit worried till i realized that the providers have to make sure we are doing it right. they need to limit their risk and i understand. Im the type of person that needs to know things are warm and fuzzy before i invest such time and money.

Thanks for everyones response. Hope everyone is staying warm. Good evening all!
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