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Old 03-12-2016, 04:39 PM   #41
Skoolie
 
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Join Date: Jun 2015
Location: Rhode Island/Nicaragua
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Year: 1997
Coachwork: Thomas
Chassis: Freightliner
Engine: CAT 3126 7.2L
Rated Cap: 78
It's a lot of work but keep your chin up and just keep crossing off local agents in your phone book. Each agent contacts different underwriters and its up to personal discretion on the underwriters part
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Old 03-12-2016, 05:53 PM   #42
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Location: Kent, WA (Seattle)
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Year: 1987
Engine: 6.9L Diesel
I got my bus insured last year as a food truck. I lost a lot of sleep trying to figure out if I would ever legally be allowed to drive it, but finally I got it insured through an eager insurance agent from a small company. She ran the numbers a few different ways and got me insured through progressive commercially. (about 100/month in Washington)
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Old 03-12-2016, 06:23 PM   #43
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Join Date: Feb 2014
Location: Arizona via Baton Rouge
Posts: 640
Year: 1999
Coachwork: Thomas
Chassis: Freight-shaker (Freightliner)
Engine: Cat 3126b 250 HP
Rated Cap: Only 1 seat
I've been with Good Sam/NatGen for 3 years. I have an Arizona policy for 100/300. Only liability. When I first got it, they didn't require a photo album of your conversion. If I were to change anything on my policy, I have to submit pics. So it will stay the same until it's done. Heck, it's only 315 bucks a year.....

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Old 03-12-2016, 09:07 PM   #44
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Join Date: Mar 2016
Location: Here n There
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Year: 1994
Coachwork: International
Chassis: 380
Engine: DTA360
Allstate

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I just spoke with Allstate on Thursday and they were happy to quote me on a conversion. The gentleman doing the quote even stated that typically, you have to have been insured for at least 6 months prior in order for them to even consider you. He then stated that conversions may fall under a different category, and sure enough, he called me back 20 minutes later and we worked a quote for a 20 passenger shuttle for $360.00 ish a year. I started out looking at smaller buses but the more I look, for the price and the effort, bigger is better. I wonder how they will quote an 18 window international, well I hope.

Try Alstate, and if not them, esurance (same as Allstate)
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Old 03-12-2016, 09:26 PM   #45
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Location: Willamina, Oregon
Posts: 4,903
Year: 1997
Coachwork: Bluebird
Chassis: TC 1000
Engine: 5.9
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Oddly enough State Farm just insured my bus, I mean van. I was offered a commercial policy through Progressive but it was higher.
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Old 03-12-2016, 11:21 PM   #46
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Join Date: Jan 2016
Location: North of Seattle, WA
Posts: 56
Year: 1994
Chassis: Blue Bird TC2000
Engine: Cummins 5.9 12V
Rated Cap: ??...It's 28' long
Interesting, Robin. We have all our other vehicles insured with State Farm and they told me I have to have pics of the completed conversion before they will even talk to me.

I've already gotten the title changed to motor home but State Farm won't budge.

Huh...
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Old 03-13-2016, 12:47 AM   #47
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Location: Willamina, Oregon
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Year: 1997
Coachwork: Bluebird
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Engine: 5.9
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I'll admit it shocked me to get accepted by a major insurer but maybe they're starting to see the light, or perhaps they're just messing with my mind. It's not exactly set in stone. Previous to this policy Nationwide gave me a policy that they cancelled ten days into a six month policy. Take backsies are allowed in insurance.

I've registered on several of those multiple insurance quote finders which don't seem to do anything, but a week later I'm receiving email from several insurance companies with the correct vin #s. I specifically asked them to check and be sure about the policy. It says it's a transit bus on their policy but it says van on the title.
I kept looking because I couldn't deal with a commercial policy. I feel it's bunk to force commercial policies on private owners.

We're bus owners, so now we're a minority that insurance companies discriminate against. Squeaky wheel gets the grease.
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Old 03-13-2016, 09:11 AM   #48
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Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
Quote:
Originally Posted by Robin97396 View Post
We're bus owners, so now we're a minority that insurance companies discriminate against. Squeaky wheel gets the grease.
Even more so, we're specialty bus owners. A majority of bus conversions are coaches, not skoolies. But even the DIYers of the coaches find that they can get insurance easier than us, because as soon as a school bus (safe for transporting kids and military personnel) moves into the hands of a DIYer, it suddenly becomes "an unsafe platform for conversion."
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Old 03-13-2016, 10:39 AM   #49
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Join Date: Feb 2014
Location: Arizona via Baton Rouge
Posts: 640
Year: 1999
Coachwork: Thomas
Chassis: Freight-shaker (Freightliner)
Engine: Cat 3126b 250 HP
Rated Cap: Only 1 seat
Quote:
Originally Posted by Scooternj View Post
as soon as a school bus (safe for transporting kids and military personnel) moves into the hands of a DIYer, it suddenly becomes "an unsafe platform for conversion."
You're right on that end, someone can design and build a new type of super car and they will insure it, but gutting and painting a skoolie???? What a serious risk, unless, they are worried one of us may be texting and driving and run into a group of stopped cars......

Who knows what they're thinking. I just know it isn't fair that we get the run around a lot when we try to insure.

-Doc
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Old 03-13-2016, 12:15 PM   #50
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Join Date: Mar 2016
Location: Madison, WI
Posts: 5
Year: 2001
Coachwork: Blue Bird
Chassis: TC2000 FE
Engine: 5.9 Cummins
Rated Cap: 78
Bless you if you build to codes. Not everyone does. Too many out there end up burning because of poor wiring or heating/cooking system issues. Insurance companies aren't going to inspect before writing a policy and I for one don't want the government doing it. Like most have said, keep bugging a local agent that you do your car/s, house, boat, motorcycles with and make them afraid of losing all your business if they can't find insurance for your rolling palace...
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