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Old 03-13-2016, 02:15 PM   #51
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Bless you if you build to codes. Not everyone does. Too many out there end up burning because of poor wiring or heating/cooking system issues. Insurance companies aren't going to inspect before writing a policy and I for one don't want the government doing it. Like most have said, keep bugging a local agent that you do your car/s, house, boat, motorcycles with and make them afraid of losing all your business if they can't find insurance for your rolling palace...
I honestly can't remember reading or hearing about a Skoolie burning up, if you have links to articles I would like to read them, But I have seen many S&S's burnt or burning.
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Old 03-13-2016, 04:56 PM   #52
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I'll admit it shocked me to get accepted by a major insurer but maybe they're starting to see the light, or perhaps they're just messing with my mind. It's not exactly set in stone. Previous to this policy Nationwide gave me a policy that they cancelled ten days into a six month policy. Take backsies are allowed in insurance.

I've registered on several of those multiple insurance quote finders which don't seem to do anything, but a week later I'm receiving email from several insurance companies with the correct vin #s. I specifically asked them to check and be sure about the policy. It says it's a transit bus on their policy but it says van on the title.
I kept looking because I couldn't deal with a commercial policy. I feel it's bunk to force commercial policies on private owners.

We're bus owners, so now we're a minority that insurance companies discriminate against. Squeaky wheel gets the grease.
My bus has been insured with nationwide since I bought it in N.C. 5-years now. No pics. And so far No take back's
My wife and I have been with them for 20-years so maybe it hels and maybe not?
For inspection I have to do the full DOT inspection and so far I have been good. But last year the inspector pointed out a few things he would like to see taken care of before the next inspection.
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Old 03-13-2016, 09:15 PM   #53
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Yeah, Nationwide didn't give any explanation. Just that they were cancelling after selling me a policy. Apparently the sign up for policies works faster than their rejection process. I have no idea what their thought process was.

Previously I have been with a certain insurance company for years, and not being able to get insured by my same insurance company was the beginning of the problem.

No DOT inspections here that I'm aware of. Maybe that's why the insurance companies are pushing for commercial policies, so we would be in effect under DOT rules for safety and maintenance. Sounds reasonable.
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Old 03-14-2016, 07:20 AM   #54
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Yeah, Nationwide didn't give any explanation. Just that they were cancelling after selling me a policy. Apparently the sign up for policies works faster than their rejection process. I have no idea what their thought process was.

Previously I have been with a certain insurance company for years, and not being able to get insured by my same insurance company was the beginning of the problem.

No DOT inspections here that I'm aware of. Maybe that's why the insurance companies are pushing for commercial policies, so we would be in effect under DOT rules for safety and maintenance. Sounds reasonable.
The insurance policy doesn't have anything to do with DOT and all that.
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Old 03-14-2016, 02:51 PM   #55
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EastCoastCB; Perhaps you should explain to Jolly Roger, "The insurance policy doesn't have anything to do with DOT and all that", not to me? I said I don't have DOT inspections.
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Old 03-14-2016, 03:22 PM   #56
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Originally Posted by Robin97396 View Post
Yeah, Nationwide didn't give any explanation. Just that they were cancelling after selling me a policy. Apparently the sign up for policies works faster than their rejection process. I have no idea what their thought process was.

Previously I have been with a certain insurance company for years, and not being able to get insured by my same insurance company was the beginning of the problem.

No DOT inspections here that I'm aware of. Maybe that's why the insurance companies are pushing for commercial policies, so we would be in effect under DOT rules for safety and maintenance. Sounds reasonable.
That's what I was responding to.
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Old 03-14-2016, 03:53 PM   #57
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No worries EastCoastCB. I'm just saying some builds scare me to think that they will be on the road someday. I'm not talking about the builds I've seen on this site. I'm not an engineer, just an old diesel specialist. Most people here have excellent skills in fabrication and mechanics. There are some builds that are more extreme and of questionable safety. As have been said many times on this site, there don't seem to be a lot of schoolies burning up or having problems on the road. The problem is getting and keeping insurance. I'd like to identify why skoolies are singled out as being dangerous.
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Old 03-14-2016, 09:42 PM   #58
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When one looks at how RV's are constructed, any school bus conversion is an improvement, imo.
And no worries here, enjoying the discourse.
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Old 03-14-2016, 09:55 PM   #59
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Are our school bus axles actually significantly narrower than a commercial bus? I keep hearing that recited as a safety factor in these buses, a combination of top heavy builds and a narrower axle than say MCI or other large buses.
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Old 03-14-2016, 09:59 PM   #60
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I don't think so, considering BB built Wanderlodges on bus chassis for years.
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