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02-23-2007, 01:51 PM
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#1
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Bus Nut
Join Date: Feb 2005
Location: Rossland BC, Canada
Posts: 433
Year: 1985
Coachwork: Bluebird
Chassis: GMC
Engine: 366 propane
Rated Cap: 56
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Anybody live in BC in Canada?
Does anyone live in BC in Canada? We are moving their and I just got a quote for the price on our bus from the insurance company there and was shocked! Sooooo expensive. I pay $160 year in Ab, and bc quoted $800 for the same type of policy.
I am unimpressed and am considering selling our bus, as I think spending that much on just insurance and registration in cr*p, so am unsure what to do.
-Richard
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02-23-2007, 04:04 PM
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#2
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Bus Nut
Join Date: Aug 2006
Location: Illinois
Posts: 381
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Nobody... just Canuks
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02-23-2007, 10:18 PM
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#3
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Bus Nut
Join Date: Aug 2006
Location: Illinois
Posts: 381
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OOPS.... SORRY.... I replied to your title before bothering to read the whole thread....
That IS a lot of money for insurance, even if it is Canadian dollars...
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02-24-2007, 03:57 AM
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#4
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Bus Geek
Join Date: Nov 2003
Location: near flint michigan
Posts: 2,657
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canadian and american dollars are much more equal than they used to be. i live right next to canada.
a buck us is 1.15 canadian. I remember before katrina when it was much much better for us americans...more like 1 us $ was 1.5 canadian. I think it even got as good/bad (depending on what side of the border your'e on) as about 1.75 a few years back. It was much more fun making jokes about northern peso's then.
canada is expensive compared to michigan. They have a lot of tax too, at least in ontario. i think it's 15% sales tax. The entire country has the population of california, but they have to pay for infrastructure across that vast beautiful country. And they have "free" healthcare....
this entire post is completely off topic sorry it's 3am
__________________
Quis custodiet ipsos custodes (who will watch the watchmen?)
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02-28-2007, 02:19 AM
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#5
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Skoolie
Join Date: Dec 2006
Location: Wallaceburg, Ontario, Canada
Posts: 107
Year: 1992
Coachwork: Bluebird
Chassis: International
Engine: 5.9 Cummins
Rated Cap: 72
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I'm in Ontario, but haven't quite got around to looking for insurance. Was wondering if anyone here has got insurance, who with and how much.
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04-03-2007, 10:31 AM
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#6
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Bus Nut
Join Date: Mar 2007
Location: Northern BC Canada
Posts: 538
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800 in BC is actually cheap. My 2000 pick up costs me every year 1500 and that is with the 45% discount.
95 Full size Dodge Van around 1200.
Where you moving to?
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04-03-2007, 01:19 PM
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#7
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Bus Geek
Join Date: Feb 2006
Location: Saint James, MN
Posts: 2,669
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Insurance on your bus shouldn't be anywhere near as much as a daily driver. Rates are based on actuarials and lets face it....RV's don't get in many accidents per mile driven.
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04-03-2007, 06:54 PM
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#8
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Bus Nut
Join Date: Feb 2007
Posts: 263
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Quote:
Originally Posted by swinada
800 in BC is actually cheap. My 2000 pick up costs me every year 1500 and that is with the 45% discount.
95 Full size Dodge Van around 1200.
Where you moving to?
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dude, you're getting raped. there's like 3 vehicles* in northern bc. what are the odds you'd run into one? I guess there's a pretty good chance of broadsiding a moose, though. I've seen what a moose will do to a car up in maine. not pretty.
*dog sleds and snowmobiles not included
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04-03-2007, 08:39 PM
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#9
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Skoolie
Join Date: Mar 2007
Location: Atlanta or Oregon
Posts: 157
Year: 1990
Coachwork: Thomas
Chassis: Chevorlet AT545 Allison auto
Engine: 8.2 litter Detriot Deisel
Rated Cap: 66
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My old skoolie ran me $700 a year. that was 8 yrs ago. In my crappy state of georgia they screw you on the skoolie conversions. They say a bus is a bus no matter what you do with it. I am getting ready to start on my 2nd skoolie and I will be title-ing and insuring this one in Oregon. I went out last year and bought my 2 acers just so I could be leagal there.
in oregon it will run me $97 a year.
__________________
"Escapin' through the lily fields
I came across an empty space
It trembled and exploded
Left a bus stop in its place
The bus came by and I got on
That's when it all began
There was cowboy Neal
At the wheel
Of a bus to never-ever land"
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04-12-2007, 12:49 AM
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#10
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Bus Nut
Join Date: Feb 2005
Location: Rossland BC, Canada
Posts: 433
Year: 1985
Coachwork: Bluebird
Chassis: GMC
Engine: 366 propane
Rated Cap: 56
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BC
We're moving to Rossland BC. The insurance company (bc is not privatized for liability insurance) does not care how much the vehicle is driven, so an RV does cost the same as a dailey driver. Tis a pity. But we're thinking we'll insure it for only 6 months at a time as we'll not be driving much in the winter. Rossland gets an average of 25' of snowfall yearly. ! So come winter, it'll snow it in and we'll use it as a guest cabin for our ski loving friends who just want to stop by for a "nice visit". We move in three weeks and can't wait to get out of the city!
-Richard
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12-07-2007, 08:49 PM
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#11
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Bus Crazy
Join Date: Nov 2007
Location: vancouver island bc
Posts: 1,028
Year: 1965
Coachwork: thomas
Chassis: chevy
Engine: 350
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Re: Anybody live in BC in Canada?
yes it is expensive for insurance here in bc the icbc conglomorant is very good at gouging its residents while making huge dollars i like oregons rates
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03-01-2009, 05:49 PM
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#12
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New Member
Join Date: Dec 2008
Location: bc canada
Posts: 6
Year: 1995
Coachwork: genesis
Chassis: international
Engine: 466
Rated Cap: 21
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insurance
hi, thats not all your problems, any vechile from another province has to go thou a DOT inspection, and you know what thats means!!! EVERYTHING must work, tires, ball joints, glass, exhaust, lights, ect ect. so if you can fine a address there and insure it for a yr before you come to bc, at least you get a yr. good luck lefty
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03-01-2009, 10:43 PM
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#13
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Skoolie
Join Date: Dec 2006
Location: Wallaceburg, Ontario, Canada
Posts: 107
Year: 1992
Coachwork: Bluebird
Chassis: International
Engine: 5.9 Cummins
Rated Cap: 72
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Re: Anybody live in BC in Canada?
Got our insurance at 600 for the year with co-operators. It was a real bitch to find a company to insure us!! Co-operators would only do it if we switched everything over to them!!
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04-08-2011, 06:23 PM
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#14
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New Member
Join Date: Mar 2011
Posts: 2
Year: 1986
Coachwork: Thomas
Engine: s6000
Rated Cap: 66
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Re: Anybody live in BC in Canada?
Just wondering where you got yoru insurance in AB. We are just in the process of trying to get ours registered and licenced.
Thanks
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05-15-2017, 10:36 PM
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#15
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Mini-Skoolie
Join Date: May 2017
Location: victoria, bc
Posts: 13
Year: 1959
Coachwork: Western Flyer
Engine: International 450 RED
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that sounds about right, i was quoted and i quote
"1,000,000$ liability, 1 year as a motorhome - 1255$
200,000 liability, 1 year as a motorhome - 1095$
+18$ plate fee"
"1,000,000$ liability, 1 year as a private coach (bus) - 1553$
2,000,000$ liability, 1 year as a private coach - 1573$
this is having my bus valued at 5000$ CAD
also was told it would need to pass national safety code and provincial inspection if it was used as a "bus"
seems impossible for a 1959 hahaha
here are some attachments you might find useful.
keep in mind, this is for an old bus that is BC registered already.
cheers
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05-16-2017, 02:41 AM
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#16
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Skoolie
Join Date: Dec 2015
Posts: 152
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800 a year expensive in BC ?
my 350 CAD car cost me 1200 CAD a year.
That is ICBC and the Government private bank for you.
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05-16-2017, 02:51 AM
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#17
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Mini-Skoolie
Join Date: May 2017
Location: victoria, bc
Posts: 13
Year: 1959
Coachwork: Western Flyer
Engine: International 450 RED
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Quote:
Originally Posted by pepepito
800 a year expensive in BC ?
my 350 CAD car cost me 1200 CAD a year.
That is ICBC and the Government private bank for you.
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@ 23 i drive a 400$ jetta and it costs me 1000/year.
even though icbc has a monopoly, it doesnt hurt to shop at different insurance stores, iv gotten different quotes. just dont wait too long, rates going up inevitably.
icbc also offers a 5% discount per year of claim free driving—up to a maximum of 40 per cent. You usually have to ask though, maybe even jump through some hoops. i found out through a friend and it was worth it!
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05-26-2017, 10:06 PM
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#18
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Bus Nut
Join Date: Jul 2016
Posts: 543
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Just got back from insurance broker.
I registered my Alberta bus in BC.
When I bought the bus I paid for it, no taxes.
When I registered it I owed taxes on it 420.00. Prefect number lol
Found out I need inspection before I can insure it, I knew that.
After inspection and repairs it has to be insured as a "commercial vehicle (bus)" ouch. Even with seats out. 😣
There is no time limit on the conversion though.
Saga continues
EDIT
After inspection and repairs I've been told I just have to convert the bus and it can be retitled.
Sent from my SM-G530W using Tapatalk
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06-10-2017, 04:21 AM
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#19
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Bus Nut
Join Date: Jul 2016
Posts: 543
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Currently my bus is registered as a "commercial passenger carrying bus" it can not change until it is converted to a rv. I can not insure it until it passes inspection. A quote at 5 million liability, 1000.00 deductible. Cost for commercial passenger carrying bus 2400.00 yr...OUCH
Sent from my SM-G530W using Tapatalk
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