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Old 01-31-2019, 11:00 AM   #11
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If your State Farm office will insure it for the trip home remember that buses are basically invisible on the road to LEO. You have to drive like a complete idiot to get pulled over in a bus, they often don't do more than the speed limit. I drove over 3k miles with no tag , only my current insurance policy, a bill of sale and a signed title. Registration , in the great scheme of things, is minor compared to insurance requirements. I think we have a member here who has been driving unregistered for years.
Oh wow. How would I find out if my policy covers new purchases? Do I say it's a bus or do I just say it's a new vehicle purchase.

Also you do recommend going on local roads or highways.

Also last question, did you drive with or without a CDL?
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Old 01-31-2019, 11:02 AM   #12
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Oh wow. How would I find out if my policy covers new purchases? Do I say it's a bus or do I just say it's a new vehicle purchase.
Call your insurance company and ask them. Be honest - last thing you want is an incident and them not covering it because information was occluded.
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Old 01-31-2019, 11:08 AM   #13
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Oh wow. How would I find out if my policy covers new purchases? Do I say it's a bus or do I just say it's a new vehicle purchase.

Also you do recommend going on local roads or highways.
Take the highway. In my case, State Farm said they would NOT insure my bus while it was a bus, once it was converted they would then insure it under an RV policy. When I questioned them about the 7 day coverage on ALL new vehicle purchase, ALL meaning all , including the bus they won't insure. Call your agent and ask these questions to get the best answer for your particular issue. State Farm in Washington insured Steves bus while it was a bus, but not here in Ga.
Once the bus has been decommissioned it is no longer considered a commercial vehicle and thus a CDL is not required. Now some states are picky and require the seats to be removed so as not to allow 16 or more passengers.
Bottom line is get insurance, drive it like an adult and you will have no issues getting home. If you do happen to get pulled over just explain the real deal, you just bought this, here's my BOS and signed title and proof of insurance.Unless he is a real dick cop, you won't have to worry about a thing.
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Old 01-31-2019, 11:08 AM   #14
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For my latest two buses, I emailed my insurance agent and asked "I am purchasing a vehicle vin#123456789. Can you please confirm that coverage from policy#1234 extends to this purchase for 14days?".

I carried a copy of the email exchange and my insurance card from my existing policy. It worked here but, as I mentioned, things do vary considerably by state.
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Old 01-31-2019, 11:21 AM   #15
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Originally Posted by o1marc View Post
Take the highway. In my case, State Farm said they would NOT insure my bus while it was a bus, once it was converted they would then insure it under an RV policy. When I questioned them about the 7 day coverage on ALL new vehicle purchase, ALL meaning all , including the bus they won't insure. Call your agent and ask these questions to get the best answer for your particular issue. State Farm in Washington insured Steves bus while it was a bus, but not here in Ga.
Once the bus has been decommissioned it is no longer considered a commercial vehicle and thus a CDL is not required. Now some states are picky and require the seats to be removed so as not to allow 16 or more passengers.
Bottom line is get insurance, drive it like an adult and you will have no issues getting home. If you do happen to get pulled over just explain the real deal, you just bought this, here's my BOS and signed title and proof of insurance.Unless he is a real dick cop, you won't have to worry about a thing.
Well I just called my agent, he was really rude, and he said that this information is wrong, coverage does not extend to another newly purchased vehicle and hung up on me. I didn't even get to the part where I said it was a bus
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Old 01-31-2019, 11:24 AM   #16
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Well I just called my agent, he was really rude, and he said that this information is wrong, coverage does not extend to another newly purchased vehicle and hung up on me. I didn't even get to the part where I said it was a bus
Start looking for a new agent.
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Old 01-31-2019, 11:29 AM   #17
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Start looking for a new agent.
Alright I'll ask my other agent and see what he says. But, which other insurance company have people gone with to transport their vehicles?
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Old 01-31-2019, 11:31 AM   #18
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Start looking for a new agent.
Absolutely!

No need to tolerate rudeness when you are trying to spend your $$. Take your business elsewhere.
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Old 01-31-2019, 11:32 AM   #19
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Alright I'll ask my other agent and see what he says. But, which other insurance company have people gone with to transport their vehicles?
The best procedures so far has been to get a Commercial for Private use policy while you are building it out. Most independent agents end up getting you insured through progressive. It seems it is easier to do this through an agent and not directly with Progressive.
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Old 01-31-2019, 11:41 AM   #20
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The best procedures so far has been to get a Commercial for Private use policy while you are building it out. Most independent agents end up getting you insured through progressive. It seems it is easier to do this through an agent and not directly with Progressive.
This is just to funny. I called my other agent and she said State Farm does not insure buses and that my policy only extends when I'm selling my 2005 car, not when I'm adding a vehicle. It's funny because when this bus was in service, the insurance card showed state farm.

Time to talk to progressive!
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