Reply
 
Thread Tools Display Modes
 
Old 06-14-2017, 12:14 PM   #1
Bus Nut
 
warewolff's Avatar
 
Join Date: Sep 2016
Location: NY
Posts: 466
Year: 2000
Coachwork: Carpenter
Chassis: International 3800
Engine: T444E
Cheapest insurance NY

Hi all,

I am living in NY out in the suburbs. I am having a real time finding affordable insurance for my almost completed conversion. There are 2 accidents on my record in the past 3 years -- 1 at fault and 1 not at fault. That being said, the rates I'm being quoted are before I even tell them that.

- AIS quoted me at 2500/yr for an RV policy.
- Progressive Commercial (for personal use) said they don't insure my area and referred me to a mom n pop outfit who told me they probably won't beat 2500/yr.
- National General flat out denied me based on my one single accident (no injuries, damage was under $1500) and then tried to "bring down the risk" by selling me a home insurance policy.

The best rate I found up until now was GMAC at $1718/yr. That's accurate with my driving history fully accounted for. I am still thinking it's high.

Am I naive to think I'll find a policy for under a thousand a year? I read all the NY threads and other than outright lying about my location I think I'm SOL.
__________________
Roads? Where we're going, we don't need ... roads.
warewolff is offline   Reply With Quote
Old 06-14-2017, 12:56 PM   #2
Bus Geek
 
Robin97396's Avatar
 
Join Date: Feb 2016
Location: Willamina, Oregon
Posts: 6,409
Coachwork: 97 Bluebird TC1000 5.9
First you need to go to an independent insurance agent, not an insurance company. The insurance agents are not always aware of the policies for private use policies. Let them search through about 40-60 insurance companies that you never heard of for you.

Your driving record is certainly going to make an impact on insurance cost. Also if you've owned it for basically a year and didn't maintain insurance on the vehicle it may be affecting the acceptability of the bus.

Most of us have had problems with insurance at one time or another. There's a lot of threads on here concerning insurance, including in NY. Fellow NYers should chip in when they find your thread.

Good luck.
__________________
Robin
Nobody's Business
Robin97396 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 04:52 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2019, vBulletin Solutions, Inc.