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Old 08-13-2015, 04:41 PM   #11
Almost There
 
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Join Date: May 2015
Location: Eastern Kentucky
Posts: 76
Minimum by state law in Kentucky is:

25/50/10 liability and 10K Pip with 1K deductible. Higher deductible with some companies.

You can insure anything with the State limits of liability.

I'm thinking that those who are having problems might be trying to get comp or collision.
This is not necessary, or even advisable for a vehicle that isn't new.

Full disclosure: I was a KY Property and Casualty Licensed Insurance Agent for many years.
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Old 09-02-2015, 06:02 PM   #12
Mini-Skoolie
 
Join Date: Jan 2014
Location: Baltimore, MD
Posts: 27
Year: 1990
Coachwork: Carpenter
Chassis: International 3800
Engine: DT360
desperate for insurance

Quote:
Originally Posted by enoved View Post
I have an insurance agent that was able to get me coverage with Maryland Automobile Insurance Fund (MAIF) and my annual premium is $1,127. I have liability, comprehensive and collision insurance. That premium will increase as the value of my bus increases but it's needed because I plan on driving mine.

Maybe there's a company similar to MAIF in your area.
hi! i'm in baltimore and having the hardest time getting insured! what exactly did you say to them? i mean what did you describe your vehicle as? if we say 'school bus' we get shut down. any info will help, thanks!

rocket
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Old 09-02-2015, 11:32 PM   #13
Bus Nut
 
Join Date: Nov 2013
Location: Gainesville. Georgia
Posts: 526
Year: 1992
Coachwork: bluebird
Rated Cap: 72
What does it say on your title? That's what you tell the insurance company
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Old 09-03-2015, 11:50 AM   #14
Mini-Skoolie
 
Join Date: Jan 2014
Location: Baltimore, MD
Posts: 27
Year: 1990
Coachwork: Carpenter
Chassis: International 3800
Engine: DT360
it says "multi purpose vehicle." most people need a clarification. we try to tell them the chassis and body instead. doesn't usually work.
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Old 09-03-2015, 02:51 PM   #15
Mini-Skoolie
 
Join Date: Jan 2014
Location: Baltimore, MD
Posts: 27
Year: 1990
Coachwork: Carpenter
Chassis: International 3800
Engine: DT360
follow up

called MAIF today. took them only 45 mins to return with a quote. pretty expensive, 2k a year. we were waiting on the insurance to come through to move to GA. bus is packed. so doesn't matter in the long run, we've got insurance to get where we're going and will shop around once we're settled. thank you, enoved, for mentioning MAIF!
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Old 09-04-2015, 11:48 AM   #16
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Join Date: May 2010
Location: Montana
Posts: 1,615
Year: 1995
Coachwork: Blue Bird
Chassis: All-American R/E
Engine: 8.3 Cummins
Rated Cap: 72
$273 a yr here. National General.
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