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Old 08-13-2015, 10:53 AM   #1
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circus bus needs a lil help.

having trouble finding cheap insurance. Bus is converted. We hear of stories where other skoolies can pay 400 per year or less. Tried good sam and progressive but they say 3000 per year. Help? We are so ready to get the show on the road!
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Old 08-13-2015, 02:17 PM   #2
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$125 a month here.

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Old 08-13-2015, 03:12 PM   #3
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$67 every 6 months, just collision and uninsured motorist
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Old 08-13-2015, 03:14 PM   #4
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Farm Bureau, $116 year. Bus title shows RV, insured as such.
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Old 08-13-2015, 03:45 PM   #5
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Farm Bureau, $116 year. Bus title shows RV, insured as such.
We have had Farm B for 20 years, very good insurance
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Old 08-13-2015, 03:58 PM   #6
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We were almost able to purchase through progressive. i hit the buy button and safari wouldn't load the page. i called progressive to see if my purchase went through so i didn't get charged twice by trying to reload the page. they had to specifically ask me if it used to be a school bus or transit bus and because I said yes, they couldn't insure us. I asked why people who did the same exact conversion we did could get insured and we could not, and she said that they probably flew under the radar somehow but if they were to be inspected, their insurance would be dropped.
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Old 08-13-2015, 04:02 PM   #7
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$67 every 6 months, just collision and uninsured motorist
through which insurance company?
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Old 08-13-2015, 04:33 PM   #8
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through which insurance company?
same as dond, Farm B....we have house/cars etc

I drove it up there, said hey Jay, look what I bought, turning it into a camper, heading home to take all the seats out, you want to help?...he said cool and NO , took some pictures called corporate and got the code

NOW LISTEN TO THIS VERY CLOSELY, , IT IS NOT A BUS, IT IS NOT AN RV THAT IS A CONVERTED BUS...YOU DO NOT TRY TO GET FULL COVERAGE

Ignore the interwebz crap, remember this...KISS

Title was same way, walk up hand DL, title and bill of sale and say this
"hello, I just bought this...(hand stack of paperwork)...and need some tags for it"
5 minutes later I have tags

People make it too hard on themselves


It is a personal vehicle that my wife and I use for camping, in the state of TN; I even have personal car tags on it, no wt'd tags per the law

Best bet is this and I have a thread about it...somewhere

I was not yelling at you with caps, just making sure people that read this understand...keep it simple, you handed over basic paperwork and they filled out what you need and you get a title and registration, if they deny you, ask why (do not argue) and leave saying thank you and start to research what you need
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Old 08-13-2015, 04:35 PM   #9
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"also to add, I said I will only be driving it a couple times a year to go camping, maybe 500 miles so I don't need full coverage either"

"I understand, the minimum by state law will work for you then"

also with them you have 72 hour coverage on anything you buy, except a plane or boat, so buy on friday and tell them monday
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Old 08-13-2015, 04:41 PM   #10
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Originally Posted by bluemooncircus View Post
having trouble finding cheap insurance. Bus is converted. We hear of stories where other skoolies can pay 400 per year or less. Tried good sam and progressive but they say 3000 per year. Help? We are so ready to get the show on the road!
I have an insurance agent that was able to get me coverage with Maryland Automobile Insurance Fund (MAIF) and my annual premium is $1,127. I have liability, comprehensive and collision insurance. That premium will increase as the value of my bus increases but it's needed because I plan on driving mine.

Maybe there's a company similar to MAIF in your area.
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