Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×


Reply
 
Thread Tools Display Modes
 
Old 12-28-2018, 04:49 AM   #1
New Member
 
Join Date: Dec 2018
Posts: 5
Class A Insurance Confusion

In the market to purchase a skoolie/shuttle. But of course I’m reading all the insurance issues.

My question is, Is there a difference between trying to insure a school bus and trying to insure a shuttle bus? I keep seeing them on Craigslist mostly used for transporting people in nursing homes etc so it’s just a bunch of bucket seats and some handicap areas.
Some have a wheel chair lift which I would remove.

I would plan to do a makeshift kitchen/bedroom but no bathroom.

Would I be in the same boat as trying to insure a converted regular school bus?



This is what I read on progressives website

Non-professional Bus Conversion—Class A

A class A non-professional bus conversion has the following characteristics:

Motor home facilities built into a Class A type bus shell, but does not include changes made to school buses or public transit buses, as these vehicles are unacceptable.

Conversion is performed by the owner of the vehicle.


Can someone explain what is considered a type A bus shell

JeyM is offline   Reply With Quote
Old 12-28-2018, 09:03 AM   #2
Bus Geek
 
Join Date: May 2016
Location: Eastern WA
Posts: 6,401
Year: 2002
Coachwork: Bluebird
Chassis: All American RE (A3RE)
Engine: Cummins ISC (8.3)
Rated Cap: 72
I think that they are referring to highway coaches like Prevost, Eagle or MCI.
PNW_Steve is offline   Reply With Quote
Old 12-28-2018, 10:38 AM   #3
Bus Geek
 
o1marc's Avatar
 
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
Types of buses-
The Seven Different School Bus Types - American Bus Sales
o1marc is offline   Reply With Quote
Old 12-28-2018, 10:45 AM   #4
Bus Geek
 
o1marc's Avatar
 
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
Quote:
Originally Posted by PNW_Steve View Post
I think that they are referring to highway coaches like Prevost, Eagle or MCI.
I'm wondering about the line that says changes made to school buses or public transit buses are unacceptable.
I wonder what their definition of professional is. I own a fab shop and have 13 years of residential construction experience. As far as I'm concerned I'm a pro. Do they require "pros" to be part of RVIA or something?
o1marc is offline   Reply With Quote
Old 12-28-2018, 11:04 AM   #5
Bus Geek
 
EastCoastCB's Avatar
 
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 23,764
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
Quote:
Originally Posted by o1marc View Post
I'm wondering about the line that says changes made to school buses or public transit buses are unacceptable.
I wonder what their definition of professional is. I own a fab shop and have 13 years of residential construction experience. As far as I'm concerned I'm a pro. Do they require "pros" to be part of RVIA or something?
They probably do.
EastCoastCB is offline   Reply With Quote
Old 12-28-2018, 02:03 PM   #6
Bus Crazy
 
Join Date: Feb 2012
Location: Salt Lake City Utah
Posts: 1,635
Year: 2000
Chassis: Blue Bird
Engine: ISC 8.3
Quote:
Originally Posted by JeyM View Post
Non-professional Bus Conversion—Class A

A class A non-professional bus conversion has the following characteristics:

Motor home facilities built into a Class A type bus shell, but does not include changes made to school buses or public transit buses, as these vehicles are unacceptable.
I'll guess they're referring not to bus types, but to the classes of motorhome:
  • class A has the outward appearance of a bus with a flat/vertical front end,
  • class B is a van body built into an RV,
  • class C has the outward appearance of a box truck having the engine compartment and cab provided by the chassis manufacturer, while the rest of the body is provided by the RV manufacturer.
So a "Class A type bus shell" probably means roughly "you began with a bus and built a Class A motorhome."
family wagon is offline   Reply With Quote
Old 12-29-2018, 04:37 PM   #7
New Member
 
Join Date: Dec 2018
Posts: 5
I guess I should call an agent and get more info. I would love to tackle a diy bus vs getting an RV but I don’t want to spend a bunch of money and not be able to insure it properly
JeyM is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 07:30 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2024, vBulletin Solutions, Inc.