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Old 01-24-2018, 09:51 PM   #11
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What do you tell the company when they ask what your doing with the bus tho lol...
ANything. What do you do?
I use mine as mobile office/storage space. I'm unemployed and mow a few yards.
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Old 01-24-2018, 09:52 PM   #12
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I told State Farm what I was doing with the bus. They said their underwriters were perfectly happy with a bus conversion titled as a MH.

I think this varies by state and by broker.
Yes it totally does vary.
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Old 01-25-2018, 05:16 AM   #13
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First of all welcome to both new comers.
When I called State Farm she only asked for the Vin, asked what I'm going to do with it...I told her I had taken the seats out, was going to turn it into a Girl cave and yes, drive it around once in a while.
She had no problem with any of that and insured me.
Maybe because I was speaking with a female and she liked my idea? I don't know.
I'm in NY

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Old 01-25-2018, 05:45 AM   #14
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Girl cave!

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Old 01-25-2018, 09:26 AM   #15
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That is phenomenal!!! Girl cave should be the name of that rig!!
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Old 01-25-2018, 10:03 AM   #16
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lol girl cave evokes funny thoughts.
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Old 02-02-2018, 01:36 PM   #17
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I have a question as I am new to the Skoolie industry. Does the insurance agencies ask for pictures of the bus?
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Old 02-02-2018, 02:26 PM   #18
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Hey Like I thought I've read on here where Progressive is known to drop policyies after 2 weeks and that Progressive doesn't do conversions. =/

Insurance is like playing russian roulette for sure!! Lmbao
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Old 02-02-2018, 02:57 PM   #19
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I have a question as I am new to the Skoolie industry. Does the insurance agencies ask for pictures of the bus?
I am also insured with State Farm and had no trouble insuring them.

I did get "commercial vehicle for personal use" policies.

I did have to remove the seats and send pictures. Regarding the seats, I did take all but one out. I thing that I could have left seating for up to 14.

Contrary to what some have said, in Washington you must have a CDL if you drive a vehicle capable of carrying 16 or more including the driver.
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Old 02-02-2018, 03:13 PM   #20
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You're right, Progressive doesn't do conversions. Your new to you bus is not a converted bus, yet. We don't generally mention converting a bus to an insurance company, EVER. For the first couple years while you're working on it, it's a van or truck or whatever you want to register it as. Whenever you retitle it as a motorhome, then you need to get motorhome insurance that will very much resemble the commercial policy for private use.

My bus is titled as a van. It is actually a van. No walls, no plumbing and a minimal electrical system. I can still actually empty this van out, which backs the whole van theory. I wasn't going for the motorhome build, as this is a basic fishing shack.

If you build a motorhome you'll need to re-register your bus, which happens every two years in this state anyway. So you change the title and then submit that to the insurance company. I think you'll agree that the differences are "six of one and a half dozen of the other."
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