Re: Effect of DUI on insurance qualifications?
New York, and probably every state with mandatory liability insurance, has an "assigned risk pool." For every so many policies they write in the state, the insurance companies have to pull a name out of the risk pool hat and issue a policy regardless. I think the State sets the risk pool premiums, so no matter what company gets your name, the rates are the same (high). When I first moved to New York, I spent some time in the pool because at that time Massachusetts wouldn't share driving histories.
You probably can only get liability, not protection against damage, but that will get you plates. Whether the companies have to take a bus, or only cars, I can't guess. Talk to an insurance agent for the exact details. You will need one to put your name into the hat when the time comes, anyway.
Whatever you do, don't hide the past. If they find out after you have an accident, they can cancel the policy retroactively based on false statements, and deny all claims.
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Someone said "Making good decisions comes from experience, experience comes from bad decisions." I say there are three kinds of people: those who learn from their mistakes, those who learn from the mistakes of others, and those who never learn.
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