Reply
 
Thread Tools Display Modes
 
Old 04-17-2017, 04:41 PM   #1
Bus Nut
 
BowserJournal's Avatar
 
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
Florida Insurance?

Ok so we completed the first step and was able to get the title changed to MotorHome. Now its off to insurance.

I looked at all the posts and found that each thread had multiple state information and those that had Florida information seemed to be dated i.e. 2009. As with insurance it changes constantly.

The posts seemed to say Progressive. When I called them they don't cover converted buses. I tried the commercial policy for personal use, and was denied again.

For those fellow Skoolies in FL, who is your insurance through? And is it liability only or full coverage?
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
BowserJournal is offline   Reply With Quote
Old 04-17-2017, 05:03 PM   #2
Bus Geek
 
EastCoastCB's Avatar
 
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 18,265
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
Quote:
Originally Posted by BowserJournal View Post
Ok so we completed the first step and was able to get the title changed to MotorHome. Now its off to insurance.

I looked at all the posts and found that each thread had multiple state information and those that had Florida information seemed to be dated i.e. 2009. As with insurance it changes constantly.

The posts seemed to say Progressive. When I called them they don't cover converted buses. I tried the commercial policy for personal use, and was denied again.

For those fellow Skoolies in FL, who is your insurance through? And is it liability only or full coverage?
If you've called Progressive and told them you've got a converted school bus-RV your vin is likely marked in their system. They don't insure converted buses... I really try my hardest to warn foks, sorry.

Try going to a local Allstate or State Farm agent's office and see if they can help you out. Or try Good Sam if your conversion is FULLY completed, and "tasteful".
__________________
.
Roll Your Own Build Thread
EastCoastCB is offline   Reply With Quote
Old 04-17-2017, 06:49 PM   #3
Bus Nut
 
BowserJournal's Avatar
 
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
I will try them tomorrow...
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
BowserJournal is offline   Reply With Quote
Old 04-17-2017, 07:59 PM   #4
Bus Crazy
 
Njsurf73's Avatar
 
Join Date: Jan 2017
Location: Massachusetts
Posts: 1,497
Year: 2002
Coachwork: Bluebird
Chassis: Bluebird
Engine: 5.9 Cummins 24v
Rated Cap: 72 pax
I have heard good Sam will insure a conversion, but you will need to submit pictures and.they will determine if they will insure it.
Don't know from experience, but that's what I have heard.

Sent from my XT1254 using Tapatalk
Njsurf73 is offline   Reply With Quote
Old 04-18-2017, 07:42 AM   #5
Bus Nut
 
BowserJournal's Avatar
 
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
Quote:
Originally Posted by EastCoastCB View Post
If you've called Progressive and told them you've got a converted school bus-RV your vin is likely marked in their system. They don't insure converted buses... I really try my hardest to warn foks, sorry.



Try going to a local Allstate or State Farm agent's office and see if they can help you out. Or try Good Sam if your conversion is FULLY completed, and "tasteful".


We didn't get to the part where I gave them my VIN. I would rather be upfront and honest with the insurance company. I don't ever want to be in the position where there is a misunderstanding about what is indured in case I am need to use the insurance.


Sent from my iPhone using Tapatalk
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
BowserJournal is offline   Reply With Quote
Old 04-18-2017, 07:50 AM   #6
Bus Geek
 
EastCoastCB's Avatar
 
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 18,265
Year: 1999
Coachwork: Thomas
Chassis: Freighliner FS65
Engine: Cat 3126
Rated Cap: 15
You don't have to be dishonest.
I left my bus titled as a bus. I'm converting it but theres no reason to tell them that. I have a $600 commercial policy through progressive. I didn't change my title, so their commercial division gave me a commercial policy for private use.
Your best bet is to try good sam. Or a local insurance salesman.
__________________
.
Roll Your Own Build Thread
EastCoastCB is offline   Reply With Quote
Old 04-19-2017, 08:10 AM   #7
Bus Nut
 
BowserJournal's Avatar
 
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
Progressive told me they would only issue a policy for busses if it were a LLC, School, or non profit.

I tried GEICO yesterday to no avail. I have a phone call into a insurance broker. Hopefully they will call me back today.
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
BowserJournal is offline   Reply With Quote
Old 04-19-2017, 10:10 AM   #8
Bus Crazy
 
Njsurf73's Avatar
 
Join Date: Jan 2017
Location: Massachusetts
Posts: 1,497
Year: 2002
Coachwork: Bluebird
Chassis: Bluebird
Engine: 5.9 Cummins 24v
Rated Cap: 72 pax
In Massachusetts I just had to state that it was for personal use. They asked a bunch of questions about if it was a converted School bus. I answered honestly, since it was a bone stock bus. I didn't volunteer any information. It must be different from state to state

Sent from my XT1254 using Tapatalk
Njsurf73 is offline   Reply With Quote
Old 04-21-2017, 01:50 PM   #9
Bus Nut
 
BowserJournal's Avatar
 
Join Date: Apr 2017
Location: Ridge Manor, FL
Posts: 311
Year: 1993
Coachwork: Carpenter
Chassis: Ford B600
Engine: Cummins 5.9
Rated Cap: 20 person
Insured!

Well atleast for two weeks. I was able to get insurance through allstate. They are aware its a bus and it is not completely renovated. I have to take it by so they can take exterior pictures.

So I can drive for atleast two weeks!
__________________
"Living Our Own Story"
The Bowser Journal
Watch our adventures by subscribing...
Youtube - bit.ly/TheBowserJournal
BowserJournal is offline   Reply With Quote
Old 03-05-2018, 11:31 AM   #10
Mini-Skoolie
 
Join Date: Oct 2017
Posts: 17
Who did you contact at All State?

I'm in the process of converting a bus myself and live fairly close to you (howey in the Hills). Do you mind if I ask which office you contacted or who it was you spoke to? Also how much is your policy if you don't mind?

Thanks!
Moq145 is offline   Reply With Quote
Reply

Tags
bowserjournal, florida, insurance

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 01:53 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2019, vBulletin Solutions, Inc.