Reply
 
Thread Tools Display Modes
 
Old 07-10-2015, 11:13 AM   #11
Bus Crazy
 
Scooternj's Avatar
 
Join Date: Apr 2014
Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
Quote:
Originally Posted by onenationundergoat View Post
Well, it seems AIS knows nothing. They recommended National General. Come to find out, NC is the ONLY state that National General does not insure bus conversions for. Back to square one.
Nope, they don't insure in New Jersey either. Have you tried Good Sam yet?
__________________
Hey! That's not an RV, that's a school bus.
Well thank you for noticing, Captain Obvious

Captain Obvious on deviantArt
Scooternj is offline   Reply With Quote
Old 07-11-2015, 01:13 PM   #12
Bus Geek
 
Join Date: Aug 2011
Location: Stony Plain Alberta Canada
Posts: 2,939
Year: 1992
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 190hp 5.9 Cummins
Rated Cap: 72
Quote:
Originally Posted by EastCoastCB View Post
Seems odd to me that an off grid type would believe so heavily in insurance.
No one is gonna pay you what its REALLY worth to you. The first time a claim is ever filed you will have a legal fight almost undoubtedly.
but to each their own.
This. /\ /\

Insurance is nothing more than a scam really, so why would you want to give them more money?

Like life insurance. Nothing more than a modern scam.

And if the USA and Canada were truly free country's like they teach us in school, we would not be Dictated and forced to have insurance.

Canada and the USA are Dictatorships, nothing more. Otherwise we would not be jailed for driving a vehicle without insurance.

Nat
__________________
"Don't argue with stupid people. They will just drag you down to their level, and beat you up with experience."

Patently waiting for the apocalypses to level the playing field in this physiological game of life commonly known as Civilization
nat_ster is offline   Reply With Quote
Old 07-11-2015, 01:33 PM   #13
Bus Crazy
 
Join Date: Feb 2012
Location: Salt Lake City Utah
Posts: 1,324
Year: 2000
Chassis: Blue Bird
Engine: ISC 8.3
Quote:
Originally Posted by nat_ster View Post
Canada and the USA are Dictatorships, nothing more. Otherwise we would not be jailed for driving a vehicle without insurance.
I respectfully disagree. In my opinion there are far too many immature and irresponsible drivers on the road who, upon causing a collision with damages and/or injuries, will refuse to accept responsibility by paying compensation/reparation for the damages they've caused. They'll make all manner of excuses about why they haven't got the money, can't afford it, etc, despite somehow finding the money to get their own vehicle repaired or replaced and enjoy other good things in life before making whole the other people whom they've injured (physically or financially). It's for this reason that "we" the responsible majority have agreed to require that "they" (and us) carry insurance to ensure that these kinds of things are paid regardless of the dumb excuses the at-fault may/will produce.

Now.. as to the appearance that many insurance companies act like slimy sleazy dirtbags who are nearly as difficult to extract payment from as the immature twit drivers, and aren't living up to the level of service we expected when we required everybody to pay into the insurance game.. Totally agree there!
family wagon is offline   Reply With Quote
Old 07-11-2015, 10:26 PM   #14
Bus Nut
 
Join Date: Sep 2014
Posts: 546
In the USA proof of financial responsibility is required. That can be a bond or insurance.
Large companies with many vehicles have no insurance, they have a bond posted.
__________________
Don and Mary
dond is offline   Reply With Quote
Old 07-11-2015, 10:40 PM   #15
Bus Geek
 
Join Date: Aug 2011
Location: Stony Plain Alberta Canada
Posts: 2,939
Year: 1992
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 190hp 5.9 Cummins
Rated Cap: 72
Quote:
Originally Posted by dond View Post
In the USA proof of financial responsibility is required. That can be a bond or insurance.
Large companies with many vehicles have no insurance, they have a bond posted.
True, that's how the police here insure the police cars. Nothing more than a bond.

Nat
__________________
"Don't argue with stupid people. They will just drag you down to their level, and beat you up with experience."

Patently waiting for the apocalypses to level the playing field in this physiological game of life commonly known as Civilization
nat_ster is offline   Reply With Quote
Old 07-12-2015, 06:21 AM   #16
Bus Crazy
 
Scooternj's Avatar
 
Join Date: Apr 2014
Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
Quote:
Originally Posted by family wagon View Post
I respectfully disagree. In my opinion there are far too many immature and irresponsible drivers on the road who, upon causing a collision with damages and/or injuries, will refuse to accept responsibility by paying compensation/reparation for the damages they've caused. They'll make all manner of excuses about why they haven't got the money, can't afford it, etc, despite somehow finding the money to get their own vehicle repaired or replaced and enjoy other good things in life before making whole the other people whom they've injured (physically or financially). It's for this reason that "we" the responsible majority have agreed to require that "they" (and us) carry insurance to ensure that these kinds of things are paid regardless of the dumb excuses the at-fault may/will produce.
That's a given. My last stint as a small town EMT in New Jersey saw us responding to a call for a dumbass male teen who put his car into the shrubs on someone's lawn because, as he told the cops he "lost control". He told us, not understanding that our paperwork is a legal document, and that we talk to the cops all the time anyway, that he and his buddy were drifting...in a residential neighborhood. Thankfully it was late at night and no one was seriously injured. And, equally thankfully, New Jersey provisional licenses start with an automatic 2 points on them, and at 4 points, they lose them. I think the cops slapped him with a Careless Driving ticket (2 points). Serves the jackass right

Quote:
Originally Posted by family wagon View Post
Now.. as to the appearance that many insurance companies act like slimy sleazy dirtbags who are nearly as difficult to extract payment from as the immature twit drivers, and aren't living up to the level of service we expected when we required everybody to pay into the insurance game.. Totally agree there!
Indeed. Mind you, I've never had a problem with USAA's insurance, even when my 10yo Volvo was stolen (with full coverage). The adjuster was incredulous why I had full coverage on it, even though I told him I live in New Jersey, and would rather pay more to ensure I'm not screwed over by some other moron. State Farm, IMO, was horrendous. When I got a 98 Tahoe (with all the bells and whistles and latest safety features), they wanted 6 grand a year to insure it. I said screw them and moved to a different agent.
__________________
Hey! That's not an RV, that's a school bus.
Well thank you for noticing, Captain Obvious

Captain Obvious on deviantArt
Scooternj is offline   Reply With Quote
Old 07-12-2015, 10:29 AM   #17
Bus Geek
 
Tango's Avatar
 
Join Date: Mar 2011
Location: Houston, Texas
Posts: 6,154
Year: 1946
Coachwork: Chevrolet/Wayne
Chassis: 1- 1/2 ton
Engine: Cummins 4BT
Rated Cap: 15
I believe insurance is a great idea. But being forced to do business with a private sector, for profit, "free enterprise" company by any government is not only BS but unconstitutional regardless of what the current Socialist Supreme Court has to say.

If the Federal Government deems insurance as absolutely necessary to the well being of it's citizens and the stability of the economy, then THEY should be the ones who provide the service on a not-for-profit basis.

Either go full out Socialism and take over the whole thieving insurance industry and provide it as a public service to everyone...or get the Hell out of it entirely.

Obamacare can kiss my a**.
Tango is offline   Reply With Quote
Old 07-12-2015, 05:29 PM   #18
Bus Geek
 
Join Date: Aug 2011
Location: Stony Plain Alberta Canada
Posts: 2,939
Year: 1992
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 190hp 5.9 Cummins
Rated Cap: 72
Good points folks.

Nat
__________________
"Don't argue with stupid people. They will just drag you down to their level, and beat you up with experience."

Patently waiting for the apocalypses to level the playing field in this physiological game of life commonly known as Civilization
nat_ster is offline   Reply With Quote
Old 07-12-2015, 06:00 PM   #19
Bus Nut
 
onenationundergoat's Avatar
 
Join Date: Mar 2015
Location: Statesville, North Carolina
Posts: 458
Year: 1993
Chassis: Thomas
Engine: International Navistar DT360
Rated Cap: 60
Our solution will be to register the bus in South Dakota. They allow non-resident registrations!
__________________
My build thread:http://www.skoolie.net/forums/f11/build-thread-for-haulin-oats-and-goats-11237.html#post113500
A gal, a guy, three cats, two dogs, one rabbit, and one goat, traveling the country together.
onenationundergoat is offline   Reply With Quote
Old 07-13-2015, 02:56 AM   #20
Almost There
 
Dammit's Avatar
 
Join Date: Jun 2015
Location: Denver
Posts: 89
Year: 1998
Coachwork: Blue Bird
Chassis: TC2000 RE
Engine: Cummins 8.3
Rated Cap: 78 passenger
I bought a policy with Progressive to get mine from auction to my shop, but they are adamant about "No RV conversions" on a school bus. No RV conversions on large, private, Thomas-bodied trucks either (I tried)...

I went to State Farm. They're a bit more relaxed about it. The only thing their underwriters required was a photo of the interior after I removed the seats. I'm not planning to do a major build, just make it comfy for camping and Burning Man, etc, and the agent was okay with that. I'm not sure how a full-on, house on wheels conversion would do with them.
Dammit is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Virginia Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 08:21 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2017, vBulletin Solutions, Inc.