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Old 05-06-2015, 10:36 PM   #1
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Location: Statesville, North Carolina
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Found a company that insures conversions in NC

FYI, National General in North Carolina specializes in insuring SCHOOL BUS conversions specifically (and any other bus conversion for that matter).

I got on the AIS insurance page and called them. The lady was super knowledgeable and helpful. She referred me to National General, which used to be GMAC.

I will be getting retitled as an RV once the work is done. She said she needs three pictures proving that we have permanent bathroom, kitchen, and sleeping facilities. That's all it takes. No need to have it retitled, even though we will be.

My trip partner and I have good driving records, no major accidents, and we will be signing up for the Good Sam Club roadside assistance and the Good Sam Club (year membership to both for less than $100) which gets us a discount. Already having insurance on a regular vehicle (even with a different company) also gets a discount. Having experience with driving large vehicles and/or trailers also gets a discount.

They won't do collision, but we're only looking for liability anyway. As soon as we send in the conversion pics, we'll have a year of liability insurance for $257.

That sounds fantastic to me.
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Old 05-14-2015, 04:15 PM   #2
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Thanks for sharing!
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Old 05-19-2015, 02:35 PM   #3
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That does sound fantastic! Did it work out for you guys? We are in South Carolina and having major trouble insuring even though we have everything it's supposed to have (fridge, stove, sink, bathroom, bedroom, shower ). It's incredibly frustrating!
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Old 06-16-2015, 11:00 PM   #4
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Coachwork: happy camper RV repair
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Engine: 360 international
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Rv insurance

See, now I feel like I should have had this conversation a yr ago, I have national general insurance for 3 yrs now, I have two buses covered by them for like 400 a ye, but, it's liability only, see I want full coverage on mine, after all the blood sweat tears and one dog it took to get her built I want it covered to replace it if anything should happen, see when I read the forums I was thinking you guys wanted like me, full coverage. So big DUH to me , yes national General will get yA liability ins.
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Old 06-16-2015, 11:11 PM   #5
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Seems odd to me that an off grid type would believe so heavily in insurance.
No one is gonna pay you what its REALLY worth to you. The first time a claim is ever filed you will have a legal fight almost undoubtedly.
but to each their own.
I have full coverage and want liability only but have been repeatedly told by Good Sam and Progressive that they cannot write such a policy.
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Old 06-16-2015, 11:52 PM   #6
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I wish I could get comprehensive to help me feel better about lending the bus out to (a very few) others in the family, none of whom have any substantial experience in heavy trucking/buses. But you know the drill: National General will do liability only because the conversion is not done by a "professional." I've wondered what it would take to get it done "professionally" but haven't researched it..
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Old 06-17-2015, 07:22 PM   #7
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Join Date: Mar 2015
Location: Statesville, North Carolina
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Year: 1993
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Engine: International Navistar DT360
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I generally only ever purchase liability for any of my vehicles because I always buy used and cheap. I've never had a vehicle worth over $4000. I'd rather save the money on premiums and just replace it if I have to. Plus, from what I've seen about bus crashes, generally the bus comes out relatively unscathed compared to the other vehicle.

...Except that one time my band director in high school forgot to set the parking brake and we came out to a missing bus. It rolled down a gentle 100 yard hill and into a ravine. I'm not sure how he didn't get fired!
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Old 06-18-2015, 03:11 PM   #8
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Insurance

Quote:
Originally Posted by onenationundergoat View Post
FYI, National General in North Carolina specializes in insuring SCHOOL BUS conversions specifically (and any other bus conversion for that matter).

I got on the AIS insurance page and called them. The lady was super knowledgeable and helpful. She referred me to National General, which used to be GMAC.

I will be getting retitled as an RV once the work is done. She said she needs three pictures proving that we have permanent bathroom, kitchen, and sleeping facilities. That's all it takes. No need to have it retitled, even though we will be.

My trip partner and I have good driving records, no major accidents, and we will be signing up for the Good Sam Club roadside assistance and the Good Sam Club (year membership to both for less than $100) which gets us a discount. Already having insurance on a regular vehicle (even with a different company) also gets a discount. Having experience with driving large vehicles and/or trailers also gets a discount.

They won't do collision, but we're only looking for liability anyway. As soon as we send in the conversion pics, we'll have a year of liability insurance for $257.

That sounds fantastic to me.
So you went through n general and they used the company in NC ?
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Old 06-18-2015, 03:32 PM   #9
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Quote:
Originally Posted by teyolee View Post
So you went through n general and they used the company in NC ?
I'm not sure what you're asking.
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Old 07-10-2015, 10:58 AM   #10
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Join Date: Mar 2015
Location: Statesville, North Carolina
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Year: 1993
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Engine: International Navistar DT360
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Well, it seems AIS knows nothing. They recommended National General. Come to find out, NC is the ONLY state that National General does not insure bus conversions for. Back to square one.
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