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Old 05-09-2019, 05:05 PM   #11
Bus Crazy
 
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Join Date: Oct 2017
Location: E Central Tejas
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Year: 1998
Coachwork: Thomas
Chassis: IH 3800, 8 window
Engine: T444E w/ Spicer 5-speed MT
Rated Cap: I prefer broad-brims hats
I got basic, bare-bones insurance from Progessive thru an affiliate agent in Dover.

(Sorry, D'oh-vah. Losing my, "dam Yankee," accent. Survival trains hard... 🤠)

Bussy lites, district name, and, "School Bus" ALL blacked out, all around. (You have NO idea how many Sharpies that took..!) Still registered as a bus in NH.

Of course, they cancelled me w/i a couple months, but by then I was anchor-dropped, boots on the ground in TX, with no intent to move it for months...
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Old 05-09-2019, 05:12 PM   #12
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Join Date: Feb 2019
Location: New Hampshire
Posts: 372
Year: 1990
Coachwork: Thomas 4 window w/lift
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Engine: 350 Chevy
Rated Cap: 10K
Progressive is out as a skoolie insurer.
Hopefully its not a trending issue through other insurers...?
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Old 05-09-2019, 05:14 PM   #13
Bus Crazy
 
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Join Date: Oct 2017
Location: E Central Tejas
Posts: 1,611
Year: 1998
Coachwork: Thomas
Chassis: IH 3800, 8 window
Engine: T444E w/ Spicer 5-speed MT
Rated Cap: I prefer broad-brims hats
W'all... th't wuz better'n a year'n haff ago...
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Old 05-09-2019, 06:59 PM   #14
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Location: On the Road
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Year: 2000
Coachwork: BlueBird
Chassis: International 3800
Engine: 7.3L 210HP Turbo Diesel T444E
Rated Cap: 28 + 3 wheel chairs.
I would recommend calling a few different agents. I am with Allstate (in Florida)- but the first two agents I called said they absolutely do not insure Skoolies or school buses. I called a third and got liability insurance with no problem.
They had me insured from day 1 - with liability for $258 a year.

Be very honest with them - if anyone gives you advice to "not tell" your insurance agency something - they are setting you up for major issues down the road.
I let my agent know I just bought a retired school bus - and was going to convert it into a motor home.

Good luck. Live free or die!
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Old 05-09-2019, 07:05 PM   #15
Bus Crazy
 
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Join Date: Oct 2017
Location: E Central Tejas
Posts: 1,611
Year: 1998
Coachwork: Thomas
Chassis: IH 3800, 8 window
Engine: T444E w/ Spicer 5-speed MT
Rated Cap: I prefer broad-brims hats
I eventually wound up with insurance procured thru the Good Sam; once sufficient, RV-qualifying, modifications were effected.

Not sure what'll happen when I build my deck- they're not 'Keene' on that koncept...
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Old 05-09-2019, 07:08 PM   #16
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Join Date: Oct 2018
Location: Southern VT
Posts: 39
Year: 2001
Chassis: Allison MD 3060
Engine: Catepillar 3126B 210hp/605 ft lb
allstate in vt, as a newbie I have had it 5 months liability only. After my conversion next month hope to find better coverage (theft/fire...)

i was freaking too, got progressive for a month then they cancelled. Yep insurance seems a PIA .

BTW I remember when I was in college in MASS decades ago, I used my friends address in NH to register my car because YOU DIDNT NEED INSURANCE IN NH. I thought that was still the case...
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Old 05-09-2019, 07:25 PM   #17
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Year: 1999
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Engine: DT466/3060
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Quote:
Originally Posted by matthews2001 View Post
allstate in vt, as a newbie I have had it 5 months liability only. After my conversion next month hope to find better coverage (theft/fire...)

i was freaking too, got progressive for a month then they cancelled. Yep insurance seems a PIA .

BTW I remember when I was in college in MASS decades ago, I used my friends address in NH to register my car because YOU DIDNT NEED INSURANCE IN NH. I thought that was still the case...
When Progressive dropped you were you on a monthly payment plan?
A lot of people are under the misconception that you don't need any kind of insurance in N.H.. While it is not mandatory that you have conventional insurance, you still have to show financial responsibility by buying a bond or having funds in escrow.
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Old 05-09-2019, 07:47 PM   #18
Bus Nut
 
Join Date: Feb 2019
Location: New Hampshire
Posts: 372
Year: 1990
Coachwork: Thomas 4 window w/lift
Chassis: G30
Engine: 350 Chevy
Rated Cap: 10K
Quote:
Originally Posted by o1marc View Post
A lot of people are under the misconception that you don't need any kind of insurance in N.H.. While it is not mandatory that you have conventional insurance, you still have to show financial responsibility by buying a bond or having funds in escrow.
For the record: Automobile/any motor vehicle, insurance in NH is not a requirement to register a vehicle UNLESS you've had an at fault accident, a DWI/DUI, or accrued enough negative points against your driver license to require it.

Anyone who owns property here that doesn't carry minimal liability insurance on their vehicles is a fool. The property can have a lien placed on it if you are uninsured and are at fault in an accident. Had a co=worker lose his property for that exact scenario...
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Old 05-09-2019, 08:54 PM   #19
Mini-Skoolie
 
Join Date: Apr 2019
Posts: 21
Thank you all for your help. Per one of your comments I have reached out to AIS Auto Insurance Specialists. They said take a pic from each of the four exterior sides Then take a pic from front looking back inside bus. Lastly take a pic from interior rear looking towards windshield. I did and sent those via email. In a “couple days” I should hear if they will cover me or if they will have to try and cover me under their commercial vehicle policy.

Sounds like they may help me. Many thanks too all and I will keep you posted.
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Old 05-09-2019, 08:58 PM   #20
Mini-Skoolie
 
Join Date: Apr 2019
Posts: 21
Oh and Allstate (said in deep voice) sent me a email saying sorry we had to cancel because the VIN says it’s a Box Truck. Total BS. I registered it this morning and there are a zillion versions of the 2001 GMC Savana the town hall had to scroll through and I’m think they didn’t even find the right one. Thanks for the help.
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