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Old 05-09-2019, 03:38 PM   #1
Mini-Skoolie
 
Join Date: Apr 2019
Posts: 18
Help! I知 freaking out about insurance

Bought a 5 window short GMC 3500 in NY yesterday. Came home to NH and had it registered as a passenger van. Called around to get insurance so I can drive it home this weekend and nobody can help me. Progressive flat out said if it was ever a school bus we won稚 insure it. As soon as they type in the VIN they deny.

Allstate said they would since I said I was just going to use it for day hikes etc. Then an hour and a half later they called back to decline. They said it weighed too much for something not associated with a commercial business. Also that it was too big to go woth a commercial policy.

I was guessing it weighs 11,500? But GVW is with people in it and it will never have that many. I think I知 over stating the weight?

Help please. I may have just wasted thousands.
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Old 05-09-2019, 03:41 PM   #2
Bus Geek
 
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Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 5,748
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
Call Kelly, ECCB can provide her number. She was able to have me a policy through another agent with Allstate. I made a down payment of $48 to get started with a liability policy on the TC2000 I just sold.
At this point it looks like it'll be few and far between of anything Progressive will insure now.
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Old 05-09-2019, 03:44 PM   #3
Skoolie
 
Join Date: Feb 2019
Location: New Hampshire
Posts: 125
Year: 1990
Coachwork: Thomas 4 window w/lift
Chassis: G30
Engine: 350 Chevy
Rated Cap: 10K
Are you shopping for comprehensive or simple liability?
I'm likely going to be in the same boat as you, if I can seal the deal on one similar to yours in the near future...
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Old 05-09-2019, 04:02 PM   #4
Mini-Skoolie
 
Join Date: Apr 2019
Posts: 18
Who is ECCB ? I just want liability.
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Old 05-09-2019, 04:07 PM   #5
Skoolie
 
Join Date: Feb 2019
Location: New Hampshire
Posts: 125
Year: 1990
Coachwork: Thomas 4 window w/lift
Chassis: G30
Engine: 350 Chevy
Rated Cap: 10K
GEICO covers a lot of things. Tried them O'Farmer?
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Old 05-09-2019, 04:14 PM   #6
Bus Geek
 
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Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 5,748
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
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Quote:
Originally Posted by Outlawfarmer View Post
Who is ECCB ? I just want liability.
Join the community by going to the UserCP and fill out your profile so we know where you are what what bus you are dealing with. Impossible to answer your questions without that info.
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Old 05-09-2019, 04:33 PM   #7
Skoolie
 
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Join Date: Jun 2018
Location: Unity, NH
Posts: 233
Year: 2003
Coachwork: Bluebird
Chassis: International 3800
Engine: DT466E (195hp, 520tq)
Rated Cap: 29,000
Where in NH are you? We are over near Claremont. I'm guessing you are from a small town if you managed to get it registered in NH and it's not painted. We had to paint ours (covering up any SCHOOL BUS markings) and remove the Red/Yellow warning lights.

As for insurance, go find a State Farm agent and get a Commercial for Private Use policy while you are converting it. Once it's done, and you change the title to a Motorhome, they will insure it as such. We have gone through the whole process, except for the last step, but should have ours done in a month or two, I hope.
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Old 05-09-2019, 04:50 PM   #8
Bus Nut
 
Join Date: Nov 2016
Posts: 614
A good agent with DIY conversion experience in NH will be able to help.

Rarely less so than calling companies directly.

You know the VT path for Plan B right?
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Old 05-09-2019, 04:52 PM   #9
Bus Nut
 
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Posts: 614
Also https://www.google.com/search?q=site...R+NH+insurance
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Old 05-09-2019, 04:56 PM   #10
Bus Geek
 
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Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 5,748
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
Quote:
Originally Posted by ermracing View Post
Where in NH are you? We are over near Claremont. I'm guessing you are from a small town if you managed to get it registered in NH and it's not painted. We had to paint ours (covering up any SCHOOL BUS markings) and remove the Red/Yellow warning lights.

As for insurance, go find a State Farm agent and get a Commercial for Private Use policy while you are converting it. Once it's done, and you change the title to a Motorhome, they will insure it as such. We have gone through the whole process, except for the last step, but should have ours done in a month or two, I hope.
State Farm here in Ga. would not write CFPY policy, they sent me to a competitor and told me come back when it's converted and they will cover it.
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