Reply
 
Thread Tools Display Modes
 
Old 05-24-2018, 06:40 PM   #1
Mini-Skoolie
 
Grease&gravel's Avatar
 
Join Date: Apr 2018
Posts: 15
Help me get my bus home.

I found a bus and I'm going to buy it on Monday.

I'm trying to get insurance so that I can get it home. I can switch it later after it's converted I just want to be legal on the way home.

I just called progressive and said that I had a bus with the seats removed to use for hauling hay to my farm. They said they can't insurance something that has been modified. What do I say to get it insurance for personal use? What do I say that the use is?

Oh and its in SC too.
Grease&gravel is offline   Reply With Quote
Old 05-24-2018, 06:49 PM   #2
Mini-Skoolie
 
Grease&gravel's Avatar
 
Join Date: Apr 2018
Posts: 15
Update I just called national general and said that I'm buying a bus to transport people back from my house (which is a wedding venue) back home after the weddings. They said they dont cover anything to do with transporting people.

Obviously I am saying too much I just don't know what to say when they ask me what the bus is for.
Grease&gravel is offline   Reply With Quote
Old 05-24-2018, 06:54 PM   #3
Bus Nut
 
Johnny Mullet's Avatar
 
Join Date: Oct 2017
Location: Ashtabula, Ohio
Posts: 548
Year: 1996
Coachwork: Thomas
Chassis: International
Engine: T444E 7.3L
Try Progressive Commercial. They are a different entity than Progressive. Tell them what you have and that you want a commercial policy for personal use.

Good luck!
__________________
Mullet's Thunder Bus Build
Johnny Mullet is offline   Reply With Quote
Old 05-24-2018, 07:10 PM   #4
Mini-Skoolie
 
Grease&gravel's Avatar
 
Join Date: Apr 2018
Posts: 15
Cool just went online and got a quote from them. I will finish it once I have the vin number.

What if they ask me what I'm using the vehicle for? What if I say for personal use and they need to know more?
Grease&gravel is offline   Reply With Quote
Old 05-24-2018, 07:12 PM   #5
Skoolie
 
SilentReprieve's Avatar
 
Join Date: Jan 2018
Location: Marion NY
Posts: 103
Year: 2003
Coachwork: Thomas
Chassis: HDX
Engine: 3126 7.2
Quote:
Originally Posted by Grease&gravel View Post
Cool just went online and got a quote from them. I will finish it once I have the vin number.

What if they ask me what I'm using the vehicle for? What if I say for personal use and they need to know more?
i told them my plan completely... to convert it to a home and they said okay... blah blah blah...

good luck
__________________
"Fitting a bus for your lifestyle is certainly easier than fitting your lifestyle into your bus" The journey begins... I am expecting a rough road ahead!!
Jim, Marion NY
SilentReprieve is offline   Reply With Quote
Old 05-24-2018, 07:53 PM   #6
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 686
Coachwork: Thomas
Chassis: Freightliner
Engine: Cummins 5.9
Rated Cap: 44 or 66? 11 rows
Not sure about SC, but I know this fellow writes for NC and VA.

Ricky Burgess at Sutphin Insurance Agency in Moneta, VA took care of me, and has written policies for a number of our folks here. See http://www.skoolie.net/forums/f6/ins...-va-14573.html

I recommend you be completely forthright with him: he would MUCH rather know all of the gory details and make sure you are covered properly. Worst situation: you bluff, get a policy, get in an accident, and they don't pay because you misrepresented the situation. Ricky is cool.
Dapplecreek is offline   Reply With Quote
Old 05-24-2018, 07:58 PM   #7
Bus Geek
 
o1marc's Avatar
 
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 2,882
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 84
Do you have an existing auto policy with any insurance company now? If so, ask them if you are insured and for how long when you purchase a new or used vehicle. I'm with State Farm and I'm covered for 30 days I believe. We can legally drive on a BOS for 7 days after purchase. Don't tell your insurance it's a bus, just ask if your policy covers new purchases.
o1marc is offline   Reply With Quote
Old 05-24-2018, 09:29 PM   #8
Bus Geek
 
Join Date: May 2016
Location: Eastern WA
Posts: 2,734
Year: 2002
Coachwork: Bluebird
Chassis: All American RE (A3RE)
Engine: Cummins ISC (8.3)
Rated Cap: 72
Quote:
Originally Posted by o1marc View Post
Do you have an existing auto policy with any insurance company now? If so, ask them if you are insured and for how long when you purchase a new or used vehicle. I'm with State Farm and I'm covered for 30 days I believe. We can legally drive on a BOS for 7 days after purchase. Don't tell your insurance it's a bus, just ask if your policy covers new purchases.
That is exactly what I did to get 2 buses home.

I am also with State Farm. Here in WA we only get 14 days coverage on purchased vehicles.
PNW_Steve is online now   Reply With Quote
Old 05-24-2018, 09:35 PM   #9
Bus Geek
 
o1marc's Avatar
 
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 2,882
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 84
Quote:
Originally Posted by PNW_Steve View Post
That is exactly what I did to get 2 buses home.

I am also with State Farm. Here in WA we only get 14 days coverage on purchased vehicles.
More than enough time to get it home to start working on it. Using BOS for 7 days means I don't have to worry about either of those to get her home. Then worry about what stage to be at for some sort of legal insurance and tag.
o1marc is offline   Reply With Quote
Old 05-24-2018, 11:46 PM   #10
Bus Nut
 
Join Date: Mar 2011
Location: Port angeles, Wa
Posts: 264
Year: 90
Coachwork: bluebird conventional
Chassis: international
Engine: dt466
Rated Cap: 72
It really bugs me when people think its ok to lie to the insurance company. If you lie to them, get insurance and have an accident they WILL find out the truth and deny your claim. The best thing is to be honest with them and tell them of your intentions for the bus. National General has been helpfull with me. Call them back , be honest. Most likely you can get commercial insurance to get it home, then change over to r v.
bluebird90 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 11:42 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2018, vBulletin Solutions, Inc.