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Old 10-18-2016, 07:59 PM   #1
Mini-Skoolie
 
Join Date: Jun 2015
Location: AZ
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Year: 1996
Chassis: International Genesis
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How to insure bus without conversion for <$1,200/year?

Home base is Arizona and I just purchased a 1996 International from an auction in Colorado. I need to fly out there and drive it home. When I called Progressive, AIS, and Good Sam about insurance for a conversion, they requested multiple pictures of the completed conversion which I obviously don't have and can't do while I'm in a different state. I spoke to Progressive Commercial about a "commercial vehicle for private use", hoping to get the ~$400/yr rates that others here on this forum have received. They said that because the vehicle is over 26k lbs, Arizona requires me to carry $750k in liability which puts me at $1400/year. I need liability insurance for 48 hours to drive it back to AZ from CO, at which point I can leisurely complete the conversion for re-titling and insurance. I'm really in a bind as I'm supposed to pick it up on Friday. Does anyone have suggestions? Thank you.
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Old 10-18-2016, 10:54 PM   #2
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Location: Music City USA
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Year: 2005
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Read this: http://www.skoolie.net/forums/f18/pr...tml#post163855

This guy insured my bus, and it still has the seats in it. You will need pictures inside and out so if you already have them, great... if not, get them. My pictures showed all the seats still in it and he still got me a liability policy, 81 down and 65 a month on a 2005 bus.
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Old 10-19-2016, 12:36 AM   #3
Mini-Skoolie
 
Join Date: Jun 2015
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Quote:
Originally Posted by AlleyCat67 View Post
Read this: http://www.skoolie.net/forums/f18/pr...tml#post163855

This guy insured my bus, and it still has the seats in it. You will need pictures inside and out so if you already have them, great... if not, get them. My pictures showed all the seats still in it and he still got me a liability policy, 81 down and 65 a month on a 2005 bus.
This would be incredible. I will call him first thing tomorrow. Thank you so much for the info.
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Old 10-19-2016, 01:51 AM   #4
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Sure thing.... and by all means let us know how it goes!
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As a level 1 burglar, Bilbo got a pony when he accompanied the level 60 dwarves on the Smaug the Dragon raid. Those powerlevelers probably invited him solely so he could trigger fellowship attacks for them.
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Old 10-20-2016, 01:51 PM   #5
Mini-Skoolie
 
Join Date: Jun 2015
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Max is da real MVP. It took 20 minutes on the phone and one day at the underwriters. Could not have been easier. Call Max 216-592-7064
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Old 10-20-2016, 06:03 PM   #6
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I'm glad he was able to help you out..... how much, if you don't mind my asking?
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My bus - Jasmine - External Build Website - YouTube Channel - TN/KY Meetup Group
As a level 1 burglar, Bilbo got a pony when he accompanied the level 60 dwarves on the Smaug the Dragon raid. Those powerlevelers probably invited him solely so he could trigger fellowship attacks for them.
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Old 10-21-2016, 11:13 AM   #7
Mini-Skoolie
 
Join Date: Jun 2015
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Chassis: International Genesis
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Rated Cap: This guy
$350ish. I'm happier than a pig in ****.
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Old 10-21-2016, 03:21 PM   #8
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Wow that's really good.... about half what I'm paying but I also have a lot newer bus than you do, so that's probably a big chunk of it. Also AZ vs TN.
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As a level 1 burglar, Bilbo got a pony when he accompanied the level 60 dwarves on the Smaug the Dragon raid. Those powerlevelers probably invited him solely so he could trigger fellowship attacks for them.
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Old 11-06-2016, 12:03 PM   #9
Mini-Skoolie
 
Join Date: Oct 2016
Location: Tacoma Wa
Posts: 16
Year: 1995
Coachwork: Genesis
Chassis: International
Engine: DT466
Quote:
Originally Posted by AlleyCat67 View Post
Read this: http://www.skoolie.net/forums/f18/pr...tml#post163855

This guy insured my bus, and it still has the seats in it. You will need pictures inside and out so if you already have them, great... if not, get them. My pictures showed all the seats still in it and he still got me a liability policy, 81 down and 65 a month on a 2005 bus.
Just a question, but is your bus still titled as a bus, or a rv?
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Old 11-06-2016, 12:14 PM   #10
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Join Date: Mar 2016
Location: near Christiansburg VA
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Try these folks: a cheap commercial liability insurance policy, plenty good for while you're doing your conversion (and likely afterwards).

Marie Ruiz
mruiz@aisinsurance.com
voice 866 570-7335 x 78802
fax 800 498-3293
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