How to insure bus without conversion for <$1,200/year?
Home base is Arizona and I just purchased a 1996 International from an auction in Colorado. I need to fly out there and drive it home. When I called Progressive, AIS, and Good Sam about insurance for a conversion, they requested multiple pictures of the completed conversion which I obviously don't have and can't do while I'm in a different state. I spoke to Progressive Commercial about a "commercial vehicle for private use", hoping to get the ~$400/yr rates that others here on this forum have received. They said that because the vehicle is over 26k lbs, Arizona requires me to carry $750k in liability which puts me at $1400/year. I need liability insurance for 48 hours to drive it back to AZ from CO, at which point I can leisurely complete the conversion for re-titling and insurance. I'm really in a bind as I'm supposed to pick it up on Friday. Does anyone have suggestions? Thank you.