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06-14-2019, 12:03 PM
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#61
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Bus Geek
Join Date: Sep 2018
Posts: 2,831
Year: 2007
Coachwork: Thomas Built
Chassis: Minotour
Engine: Chevy Express 3500 6.6l
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Quote:
Originally Posted by sutphinins
Wonder if the rules are different in the other states, National General underwriter told me no full timers in the conversions for VA.
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I was told the same in CA
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06-14-2019, 05:34 PM
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#62
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Mini-Skoolie
Join Date: Jun 2019
Location: Deer Lodge TN
Posts: 32
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Quote:
Originally Posted by HappyInTN
Sorry for the delayed response I was on vacation. Having full coverage on your bus is not a problem and would cover all your equipment. Policies are stated value RV policies and those are the type you want. on the address there are a few creative things that can be done but the goal of us asking is to show that you have a brick and mortar address not just the bus. When we find ways around that its usually with a friend or family members address the client spends some time at during a calendar year. Having an auto with us is non negotiable. Our bus policies pair off of an auto so one begets the other. I know none of this is perfect for your situation but in Liberty's defense... most companies either want many many pictures of a done conversion or wont write this type of policy at all. Our requirements are some of the easiest in the entire industry but as you've discovered not perfect for every situation. Let me know if there are any other questions I can help you with. Again sorry for the delay.
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Brian I sent you an email to the email address you listed on your first post. Thanks so much for responding.
Maggs
__________________
"You only live once, but if you do it right, once is enough." Mae West
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07-08-2019, 12:54 PM
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#63
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New Member
Join Date: Mar 2019
Posts: 6
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Have you tried or can write a policy for South Carolina? Need liability insurance to get bus home from Fl. Thank for any help
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07-17-2019, 04:55 PM
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#64
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Skoolie
Join Date: Feb 2018
Location: Chattanooga, TN
Posts: 233
Year: 2000
Coachwork: Amtran
Chassis: Genesis
Engine: DT466
Rated Cap: 84lug
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Quote:
Originally Posted by The Perigrines
Have you tried or can write a policy for South Carolina? Need liability insurance to get bus home from Fl. Thank for any help
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I wish. I'm sorry... I wish I could help in that state. Good luck to you.
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07-17-2019, 06:31 PM
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#65
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Bus Geek
Join Date: Nov 2016
Posts: 2,775
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Question of licensed in a state or not innit?
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07-17-2019, 07:00 PM
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#66
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Bus Crazy
Join Date: Oct 2017
Location: E Central Tejas
Posts: 2,094
Year: 1998
Coachwork: Thomas
Chassis: IH 3800, 8 window
Engine: T444E w/ Spicer 5-speed MT
Rated Cap: I prefer broad-brims hats
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Quote:
Originally Posted by HazMatt
Now that you're back on the clock(!), do you have any agent referrals in the Bryan/College Station, TX area for a brotha..?
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Reckon not!
*sigh*
__________________
Those who say that it cannot be done should not interrupt the people doing it.
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07-23-2019, 10:16 AM
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#67
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Skoolie
Join Date: Feb 2018
Location: Chattanooga, TN
Posts: 233
Year: 2000
Coachwork: Amtran
Chassis: Genesis
Engine: DT466
Rated Cap: 84lug
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Quote:
Originally Posted by HazMatt
Reckon not!
*sigh*
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You may try National General.. They do bus insurance in several states.. TX may be one of them. However, they will want pics of the bus mostly done. Good luck!
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07-23-2019, 10:20 AM
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#68
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Skoolie
Join Date: Feb 2018
Location: Chattanooga, TN
Posts: 233
Year: 2000
Coachwork: Amtran
Chassis: Genesis
Engine: DT466
Rated Cap: 84lug
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I apologize to all if I have been late on a response.. Our bus is 95% and I don't log on to the forum as much as I used to. Getting ready to leave for our full-time travel takes every minute of my free time these days..
If you have questions about insurance I may be able to answer feel free to email me. Brian.Hamons@libertymutual.com Again sorry for any delayed responses on this thread or in PM.
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07-23-2019, 10:47 AM
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#69
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New Member
Join Date: Apr 2016
Location: Asheville, NC
Posts: 7
Year: 1982
Chassis: Thomas
Engine: International
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HappyinTn, do you know of anyone that can help with insurance in NC? We are close to our 1 year anniversary and was told since we have a converted bus, they can't find a policy for us. We will hopefully be relocating to TN in a few months but will need coverage until then. Thanks for any help or advice.
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07-23-2019, 01:03 PM
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#70
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Bus Crazy
Join Date: Oct 2017
Location: E Central Tejas
Posts: 2,094
Year: 1998
Coachwork: Thomas
Chassis: IH 3800, 8 window
Engine: T444E w/ Spicer 5-speed MT
Rated Cap: I prefer broad-brims hats
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Quote:
Originally Posted by HappyInTN
You may try National General.. They do bus insurance in several states.. TX may be one of them. However, they will want pics of the bus mostly done. Good luck!
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Thanx, that's who I'm with, recently renewed my annual policy. [emoji111]
__________________
Those who say that it cannot be done should not interrupt the people doing it.
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07-29-2019, 03:56 PM
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#71
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Skoolie
Join Date: Feb 2018
Location: Chattanooga, TN
Posts: 233
Year: 2000
Coachwork: Amtran
Chassis: Genesis
Engine: DT466
Rated Cap: 84lug
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Quote:
Originally Posted by Ladibug00
HappyinTn, do you know of anyone that can help with insurance in NC? We are close to our 1 year anniversary and was told since we have a converted bus, they can't find a policy for us. We will hopefully be relocating to TN in a few months but will need coverage until then. Thanks for any help or advice.
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I wish.. I'm sorry. National General is the only suggestion I have for NC
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07-29-2019, 05:16 PM
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#72
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Bus Nut
Join Date: Jul 2019
Location: Johnson City TN
Posts: 441
Year: 2004
Coachwork: IC/AMTRANS RE
Engine: T444E 7.3 w/ MD3060
Rated Cap: 36000lbs / 78pass / 39'
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Quote:
Originally Posted by HappyInTN
I am an insurance agent and write for Liberty Mutual and just wrote my own policy. To my surprise we don't need photos, we don't need the conversion to be completed.. and our rates were really good! Our only real big rule... the skoolie can't be permanent housing. You need a legit permanent house you actually use a primary. If you filed a claim and it was shown the skoolie was your full time living structure chances are strong you would get your claim denied. My policy 100/300/100 1000 deductible, with uninsured motorist coverage. $889 for 12 months. If this helps.. I can write in TN and GA.. hit me up. If you are in a diff state, try Liberty Mutual in your state. We also write National General, Progressive, Safeco, and Assurant which also do RV/skoolie coverage but with more restrictions (but gives more options).
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I may just hit you up later on when funds are more plentiful.
I use to live up on Signal Mtn, but now I'm back up in Johnson City TN about 3 hours from Chatt. Thanks for the info.
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07-31-2019, 04:16 PM
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#73
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Skoolie
Join Date: Feb 2018
Location: Chattanooga, TN
Posts: 233
Year: 2000
Coachwork: Amtran
Chassis: Genesis
Engine: DT466
Rated Cap: 84lug
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I am leaving my agency to professionaly travel
It's bittersweet, but I am leaving my insurance agency effective this Friday (8-2) to professionally travel with my family on our recently finished skoolie. I can continue to write bus policies until then but after, my colleague Patrick Moats will be available to assist. Thanks so much to everyone! I have been able make many new friends here and to help so many of you get insurance on your skoolies. I have enjoyed working with each one of you and hearing your plans for your conversion. Thanks for entrusting me to help you with your pride and joy!!! Good luck to you all.
I'll still be poking around here on the site...
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07-31-2019, 06:27 PM
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#74
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Bus Geek
Join Date: Nov 2016
Posts: 2,775
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Wonderful and happy trails. . .
Please ask him to start a new thread, or at least post contact info when the time comes!
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07-31-2019, 06:34 PM
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#75
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Bus Crazy
Join Date: Oct 2017
Location: E Central Tejas
Posts: 2,094
Year: 1998
Coachwork: Thomas
Chassis: IH 3800, 8 window
Engine: T444E w/ Spicer 5-speed MT
Rated Cap: I prefer broad-brims hats
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^
Seconded [emoji111]
__________________
Those who say that it cannot be done should not interrupt the people doing it.
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08-01-2019, 11:41 AM
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#76
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New Member
Join Date: Apr 2016
Location: Asheville, NC
Posts: 7
Year: 1982
Chassis: Thomas
Engine: International
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Thank you!
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08-05-2019, 04:06 PM
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#77
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Bus Nut
Join Date: Jul 2019
Location: Johnson City TN
Posts: 441
Year: 2004
Coachwork: IC/AMTRANS RE
Engine: T444E 7.3 w/ MD3060
Rated Cap: 36000lbs / 78pass / 39'
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Quote:
Originally Posted by HappyInTN
It's bittersweet, but I am leaving my insurance agency effective this Friday (8-2) to professionally travel with my family on our recently finished skoolie. I can continue to write bus policies until then but after, my colleague Patrick Moats will be available to assist. Thanks so much to everyone! I have been able make many new friends here and to help so many of you get insurance on your skoolies. I have enjoyed working with each one of you and hearing your plans for your conversion. Thanks for entrusting me to help you with your pride and joy!!! Good luck to you all.
I'll still be poking around here on the site...
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Safe and happy trails bud, take care out there and stay cool.
__________________
If you would like to check out my website that has all sort of information especially for the T444E/7.3PSD engines check out www.PatrickTheSalvageGuy.com I've got helpful downloads and articles as well as a link to my YT for other how to videos mainly on the F series trucks.
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08-05-2019, 10:24 PM
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#78
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Skoolie
Join Date: Feb 2018
Location: Chattanooga, TN
Posts: 233
Year: 2000
Coachwork: Amtran
Chassis: Genesis
Engine: DT466
Rated Cap: 84lug
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Quote:
Originally Posted by PatrickBaptist
Safe and happy trails bud, take care out there and stay cool.
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Thank you!
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09-24-2019, 11:22 AM
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#79
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Mini-Skoolie
Join Date: May 2019
Location: Nashville, TN (for now)
Posts: 38
Year: 1997
Chassis: TC1000
Engine: 5.9
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Just for anyone else looking.
I've been speaking with Patrick Moates like Brian mentioned. His email is patrick.moates@libertymutual.com
He's being very quick and helpful so far.
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09-24-2019, 03:23 PM
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#80
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Came back as an incorrect address.
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