if you can NOT get insurance please read

[o1marc]

Originally Posted by PNW_Steve

My insurance automatically extends to New purchases for 14 days. You may want to check with your carrier and see if they offer something similar.

I have heard from some that they have that coverage but it won't cover a bus.

I emailed my agent with the vin number and verified coverage before I went to pick up my buses.

My State Farm covered the bus for 7 days under my existing policy, even though they won't cover it as a bus under a separate policy.

[Huskerbus]

Originally Posted by Chess

I dint know that was possible! I'm just a state over so I'll give them a call Monday!

I was surprised! Good luck today!

[Megabea]

Originally Posted by Megabea

I called my independent ins. agent, told him i was going to buy a school bus and needed coverage to drive it home.
he could not get me a personal policy , in my name. BUT he was able to cover it under my business commercial policy , as a bus for personal use.
I had to sign a paper saying that I was NOT going to use it for hauling passengers for commercial transportation.
4 months go by and I get the conversion finished
{ cover }
and get it re-titled as an RV which was effortless i must say,,
Call my agent and inform him that it is now an RV no longer a bus , he says ok great , i show him the web site and he calls back to say how impressed he is .
3 days later he calls me and tells me he has called several different underwrites and none of them will cover a converted bus to an RV.
he never really said why , but that they just didn't offer it
he said he could get me bus ins. or he could get me RV insurance BUT he was not able to get me RV insurance on my VIN # because its a bus , and now that I have done the conversion , it is no longer a bus.
so I am still looking ..... my agent is a good friend , hes not jacking me around , i have had him for 45 years .
He pointed me to AIS

Thank you… I have sent everything in for the approval. They are usually pretty quick about getting back to us. I’ll let you know once I receive the approval so we can finish the process.

Please make note of my web page address below, and feel free to share with your family and friends.

Regards,


Sara Berghammer | Sales Representative | Auto Insurance Specialists
p. 800-859-6360 ext. 75219 | f. 866-732-6739| e. sberghammer@AISinsurance.com
CA Ins. Lic. #0524784 | http://www.aisinsurance.com/speciali...erghammer.aspx


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Please make note of my new email address.

Referrals are my best source of new clients! Please visit my web page address above and feel free to share with your friends and family.

• For office location and directions http://www.aisinsurance.com/locations


from the Lady I just spoke to : Ill let you know how this goes

[Cdimples67]

Hi Steve,
Im the one that lives in granite falls you helped, my bus is weeks away from being ready and ready for insurance. Its now registered as an rv thanks to your help and recommendation and i wonder if you have an agent at state farm you can recommend so i can avoid days of being passed around?😎

[DJTM]

Soooooo. I recently purchased an international 4700 12 ft box truck to do an RV conversion. If you think finding insurance for a converted skoolie is tough imagine trying to find RV insurance for a box truck! Anyway, below is how my conversation went with an insurance agent from National General:

***RING, RING, RING***

"Hello, thank you for calling National General, this is Tony speaking how may I help you"?

"Hi Tony. I'm looking to find insurance for an unconverted box truck in New Y--"

"No sorry, you're not going to be able to find an insurance policy that covers a box truck, no one is going to underwrite that. We'll insure school bus conversions, but not a box truck."

"Ok. Well Tony I didn't expect it to be easy for me to find insurance, but can you explain why it's going to be so difficult and what issues I may run into, I mean why does it matter whether it's a box truck or a school bus that's being converted"?

Umm, well, a school bus has windows and a box tru--"

"Well I plan on adding windows to the box truck during conversion".

"Yeah, but also a box truck is on a completely different chassis from a school bus".

(I didn't think to press him on this until after I hung up, but, the international 4700 chassis that is used for my box truck is also used for school buses. Mine in particular could easily be used for a mini school bus so long as the length doesn't exceed 12 feet right? Or am I mistaken?)

"Ok, well thank you for your time Tony".

"Sure. Sorry I wasn't able to help and good luck finding insurance".

What do you guys think? Any suggestions? Surely I can find someone!! Any leads in the New York area would be greatly appreciated.

[wrenchtech]

I am going to look at a bus in northern Illinois tomorrow. I live in Southeastern Wisconsin. The seller says that the bus is registered as an RV, which seems to be fairly easy to do in Illinois. He says the bus is currently insured by Allstate. He also says that he will put me together with his agent I am thinking this is a good idea, as I will be dealing with an agent who is already familiar with the vehicle and who has already written a policy on that very vehicle. Will this be as easy as It sounds?

[o1marc]

Originally Posted by DJTM

Soooooo. I recently purchased an international 4700 12 ft box truck to do an RV conversion. If you think finding insurance for a converted skoolie is tough imagine trying to find RV insurance for a box truck! Anyway, below is how my conversation went with an insurance agent from National General:

***RING, RING, RING***

"Hello, thank you for calling National General, this is Tony speaking how may I help you"?

"Hi Tony. I'm looking to find insurance for an unconverted box truck in New Y--"

"No sorry, you're not going to be able to find an insurance policy that covers a box truck, no one is going to underwrite that. We'll insure school bus conversions, but not a box truck."

"Ok. Well Tony I didn't expect it to be easy for me to find insurance, but can you explain why it's going to be so difficult and what issues I may run into, I mean why does it matter whether it's a box truck or a school bus that's being converted"?

Umm, well, a school bus has windows and a box tru--"

"Well I plan on adding windows to the box truck during conversion".

"Yeah, but also a box truck is on a completely different chassis from a school bus".

(I didn't think to press him on this until after I hung up, but, the international 4700 chassis that is used for my box truck is also used for school buses. Mine in particular could easily be used for a mini school bus so long as the length doesn't exceed 12 feet right? Or am I mistaken?)

"Ok, well thank you for your time Tony".

"Sure. Sorry I wasn't able to help and good luck finding insurance".

What do you guys think? Any suggestions? Surely I can find someone!! Any leads in the New York area would be greatly appreciated.

Register it by mail in Vermont as an RV or Motorhome. Then look for a quote for your RV.

[wrenchtech]

Originally Posted by wrenchtech

I am going to look at a bus in northern Illinois tomorrow. I live in Southeastern Wisconsin. The seller says that the bus is registered as an RV, which seems to be fairly easy to do in Illinois. He says the bus is currently insured by Allstate. He also says that he will put me together with his agent I am thinking this is a good idea, as I will be dealing with an agent who is already familiar with the vehicle and who has already written a policy on that very vehicle. Will this be as easy as It sounds?

Also, is Wisconsin going to except Illinois designation of this bus as an RV straight away? When I called Wisconsin a few months ago to inquire about registering a school bus, I was told that they rely on the “four life-sustaining systems out of six possible rule“. I have seen a number of buses in Illinois that are registered as RVs that have none of the systems, they have merely removed the seats.

[o1marc]

Originally Posted by wrenchtech

Also, is Wisconsin going to except Illinois designation of this bus as an RV straight away? When I called Wisconsin a few months ago to inquire about registering a school bus, I was told that they rely on the “four life-sustaining systems out of six possible rule“. I have seen a number of buses in Illinois that are registered as RVs that have none of the systems, they have merely removed the seats.

Seems DMV workers are easy to pull the wool over. The problem arises when you try to insure your non RV. There's no repercussions for DMV.

[wrenchtech]

Several of the buses I have seen with Illinois RV registrations remain in their school bus yellow livery as well.