Originally Posted by superdave
the problem was its not an rv,i can get rv insurance but have to send in pictures. in va you can not insure a commercal vehicle for private use. i did find a guy that would write it up farm use. very frustrating, hours and hours on the phone
here are a few things to look at:
1) you can pay a 1 yr "fine/fee" of $500 for a non-insured motorist, you will still be liable, but you can get it home
2)have you emailed dept of titling and asked what is difference between an RV and a Motorhome?
3) you can always do a specialty re-title, you need to do application and keep receipts to prove major parts are not stolen
4)also send a separate email to dept of titling and ask specifically what is required to title as an RV, next email ask what is specific to registering as a motor home
those are two separate entites
and why are you trying to insure as a commercial vehicle????
unless you do "commercial" stuff with it, it is a private vehicle
Email them and ask specifically what is difference between a commercial vehicle and a private vehicle
In VA you can own an "18 wheeler" NON commercial if you dont use it for a business
SO I would start with 5 or 6 separate emails, each on have sent to two different people and see what answers are
THIS IS WHERE I WOULD START
Good luck and keep us posted....AND phone calls are worthless, you need everything in email or snail mail form