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Old 08-03-2018, 01:35 PM   #21
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He already commented that his current insurance will not cover the new purchase.

I can almost guarantee that if you go into register it and don't have proof of insurance you will not get it registered.
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Old 08-03-2018, 01:40 PM   #22
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"Iowa's Motor Vehicle Financial Responsibility Law states that all drivers with cars registered in the state are expected to carry liability insurance with limits of at least 20/40/15. You do not need to provide proof of liability insurance when you register your car in Iowa."

https://www.valuepenguin.com/auto-in...a/requirements
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Old 08-03-2018, 01:59 PM   #23
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"Iowa's Motor Vehicle Financial Responsibility Law states that all drivers with cars registered in the state are expected to carry liability insurance with limits of at least 20/40/15. You do not need to provide proof of liability insurance when you register your car in Iowa."

https://www.valuepenguin.com/auto-in...a/requirements
There are going to be exceptions to every rule. While insurance is not required "when you register" you forgot to dd the next line:
"However, you should have it in place before you start operating on the road, as law enforcements may suspend your license or fine you when you fail to provide valid proof."

I see lots of uninsured registered vehicles there and no one knows unless you get pulled over, seems archaic. Here in Ga. if your insurance lapses, they notify state and they pull your license. The cops don't even ask for proof of insurance anymore as that info is all on the computer when they run your tag.
Pretty much every state has the "Financial Responsibility " clause. But you have to have an escrow account or bond in place.
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Old 08-03-2018, 05:14 PM   #24
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Quote:
Originally Posted by PNW_Steve View Post
"Iowa's Motor Vehicle Financial Responsibility Law states that all drivers with cars registered in the state are expected to carry liability insurance with limits of at least 20/40/15. You do not need to provide proof of liability insurance when you register your car in Iowa."

https://www.valuepenguin.com/auto-in...a/requirements
This i know...
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Old 08-03-2018, 05:17 PM   #25
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Also..its home, the previous owner still had it insured until midnight so he gave me his insurance card took my money and said happy trails..the next time it will be driven is to get it inspected to change title to RV. So im hoping ...hoping its a heckuva lot easier getting insurance then.
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Old 08-04-2018, 06:56 AM   #26
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I dont get it, why is insuring a bus such a hassle? State farm will insure a bus, but only if all of your policies are with state farm..i even found a place that insures dragsters and airplanes...but they wont insure a bus....ill even pay 6 months up front..lol
Mikey check out progressive commercial. Mine is with them and switched over all 4 personal as well. They gave me a year for 578 then it dropped to 475 this renewal in spite of my totalled pickup.
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Old 08-04-2018, 07:53 AM   #27
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Progressive insured your bus? Im with them through USAA and it was a big NOPE...
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Mikey check out progressive commercial. Mine is with them and switched over all 4 personal as well. They gave me a year for 578 then it dropped to 475 this renewal in spite of my totalled pickup.
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Old 08-04-2018, 07:54 AM   #28
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Progressive insured your bus? Im with them through USAA and it was a big NOPE...
Progressive commercial..i should have read that again..*more coffee*
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Old 08-04-2018, 07:57 AM   #29
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Progressive commercial..i should have read that again..*more coffee*
I'd go through a local agent vs trying to do it online.
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Old 08-04-2018, 04:54 PM   #30
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I'd go through a local agent vs trying to do it online.
Out of 33 local agents, only 1 had ever heard of a skoolie. The 1 that knew what it is can insure me as soon as its an RV.
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