Reply
 
Thread Tools Display Modes
 
Old 08-01-2018, 03:15 PM   #1
Bus Nut
 
mikeypj's Avatar
 
Join Date: Oct 2016
Location: Iowa
Posts: 363
Year: 1989
Chassis: International
Engine: 9.L
Rated Cap: 64
Insurance

I dont get it, why is insuring a bus such a hassle? State farm will insure a bus, but only if all of your policies are with state farm..i even found a place that insures dragsters and airplanes...but they wont insure a bus....ill even pay 6 months up front..lol
mikeypj is offline   Reply With Quote
Old 08-01-2018, 04:34 PM   #2
Bus Geek
 
EastCoastCB's Avatar
 
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 15,164
Year: 2004
Coachwork: IC
Chassis: CE300
Engine: DT466E
Rated Cap: 32
Quote:
Originally Posted by mikeypj View Post
I dont get it, why is insuring a bus such a hassle? State farm will insure a bus, but only if all of your policies are with state farm..i even found a place that insures dragsters and airplanes...but they wont insure a bus....ill even pay 6 months up front..lol
I have to buy mine by the year.
__________________
.
Roll Your Own Build Thread
EastCoastCB is offline   Reply With Quote
Old 08-01-2018, 05:28 PM   #3
Bus Nut
 
mikeypj's Avatar
 
Join Date: Oct 2016
Location: Iowa
Posts: 363
Year: 1989
Chassis: International
Engine: 9.L
Rated Cap: 64
Has anyone tried a company that insures buses or motorcoaches?
mikeypj is offline   Reply With Quote
Old 08-01-2018, 05:29 PM   #4
Bus Nut
 
mikeypj's Avatar
 
Join Date: Oct 2016
Location: Iowa
Posts: 363
Year: 1989
Chassis: International
Engine: 9.L
Rated Cap: 64
Quote:
Originally Posted by EastCoastCB View Post
I have to buy mine by the year.
Who are you through?
mikeypj is offline   Reply With Quote
Old 08-01-2018, 08:14 PM   #5
Bus Geek
 
EastCoastCB's Avatar
 
Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 15,164
Year: 2004
Coachwork: IC
Chassis: CE300
Engine: DT466E
Rated Cap: 32
Quote:
Originally Posted by mikeypj View Post
Who are you through?
Went through a local agent who sold me a progressive commercial policy.
__________________
.
Roll Your Own Build Thread
EastCoastCB is offline   Reply With Quote
Old 08-01-2018, 09:05 PM   #6
Bus Nut
 
mikeypj's Avatar
 
Join Date: Oct 2016
Location: Iowa
Posts: 363
Year: 1989
Chassis: International
Engine: 9.L
Rated Cap: 64
Ive tried numerous local agents with no luck. Everything about this whole bus has been a struggle.. Most of the agents had never heard of such a thing.
mikeypj is offline   Reply With Quote
Old 08-02-2018, 08:15 AM   #7
Skoolie
 
Huskerbus's Avatar
 
Join Date: Aug 2017
Location: Nebraska
Posts: 144
Year: 2004
Engine: DT466E
Rated Cap: 31 w/4 wheel chair spots
Insurers don't like the unknown. The actuaries cannot point at a data set and say, "this type of vehicle equals 'X' amount of risk."

So they simply just say no.
Huskerbus is offline   Reply With Quote
Old 08-02-2018, 12:11 PM   #8
Bus Nut
 
mikeypj's Avatar
 
Join Date: Oct 2016
Location: Iowa
Posts: 363
Year: 1989
Chassis: International
Engine: 9.L
Rated Cap: 64
Ive called 18 agents, and even will switch all my car insurance if i need to. This is ridiculous.
mikeypj is offline   Reply With Quote
Old 08-02-2018, 12:13 PM   #9
Skoolie
 
Huskerbus's Avatar
 
Join Date: Aug 2017
Location: Nebraska
Posts: 144
Year: 2004
Engine: DT466E
Rated Cap: 31 w/4 wheel chair spots
Quote:
Originally Posted by mikeypj View Post
Ive called 18 agents, and even will switch all my car insurance if i need to. This is ridiculous.
Is Farm Bureau available in your state?
Huskerbus is offline   Reply With Quote
Old 08-02-2018, 05:29 PM   #10
Bus Nut
 
mikeypj's Avatar
 
Join Date: Oct 2016
Location: Iowa
Posts: 363
Year: 1989
Chassis: International
Engine: 9.L
Rated Cap: 64
Quote:
Originally Posted by Huskerbus View Post
Is Farm Bureau available in your state?
Yes farm bureau is here..ive read they are a big NOPE. I have a company that says they are still looking..they have been looking for 2 days. Here is the kicker, i go and pick up my bus tomorrow with or without insurance..about a 100 mile drive. Thinking if i get pulled over pull out car insurance papers and tell the cop im covered for 24 hrs under my policy..it transfers to any vehicle i drive..or so i was told.
mikeypj is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 10:05 AM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2018, vBulletin Solutions, Inc.