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Old 11-03-2014, 09:59 PM   #1
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Insurance agent was stumped

I told my insurance agent what I was buying and he said no problem. your car insurance covers you to drive anything for 14 days in addition to your car.

I bought my bus in GA. No way to get an SC temp tag without a title or bill of sale. No way to get a GA temp tag as it was saturday. Inexplicably it had a Louisiana plate. Nobody stopped me anyway (it was Saturday).

I got the bus to private land. It's already partially converted to a motorhome. Today the fun began.

The DMV would not issue an SC title without SC transfer tax being paid. The tax people wouldn't talk to me unless it was insured. My insurance agent typed in the information, found the bus listed and wanted to know the MSRP(who knows - it is a 19 year old bus and Carpenter went bust in 2001) and GVRW (which I remember as being 27,500). After that he said he'd get back to me. Hmm.... Don't think he has a clue. That's state farm. Esurance website like most tyre company websites bombed out when it's not a car.
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Old 11-04-2014, 05:49 PM   #2
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Re: Insurance agent was stumped

My agent came through. Based on 1000 miles annually, a years insurance, fully covered is $214 with State Farm.

I figure on running the bus a couple of times a month to keep it in good shape and i can always raise the mileage.
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Old 11-05-2014, 07:22 AM   #3
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Re: Insurance agent was stumped

This is very typical as you may have read some of us who have contacted SF to get our buses insured were told they don't insure school buses converted or other wise.
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Old 11-05-2014, 10:00 AM   #4
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Re: Insurance agent was stumped

Interesting because on the form there's a box "motor homes and custom vehicles only"
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Old 11-05-2014, 10:41 PM   #5
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Re: Insurance agent was stumped

I spent a total of 45 min on the phone with an agent talking about what they deem as a motor home and the conversation didn't go very well.

These are also the same people who deem if a truck with a flat bed type bed area as a commercial Vehicle?

They did say they would insure it commercially for close to like 2400 a year? I politely told them you can go screw your self with that price.

I am glad you got it locked in so keep it paid and current and hopefully you stay out of the insurance hell a lot of us are in
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Old 11-06-2014, 12:38 AM   #6
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Re: Insurance agent was stumped

It might have helped that I've used state farm and the same agent for 7 years
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Old 11-06-2014, 11:16 AM   #7
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Re: Insurance agent was stumped

that seems to be the case some agents know how to get things done and others don't?
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Old 11-06-2014, 08:09 PM   #8
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Re: Insurance agent was stumped

Well, it was insured for $214 for the year. It was taxed at $23.72 for the year but use tax came in with a licence plate at $240. Not too bad and a Hell of a lot cheaper than paying rent!
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Old 11-06-2014, 08:31 PM   #9
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Re: Insurance agent was stumped

call it a early Christmas present and move forward.


Good luck with it and keep it current
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Old 11-09-2014, 02:00 PM   #10
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Re: Insurance agent was stumped

Im keeping it all updated on www.schoolbushome.blogspot.com which i would put in my signature if i knew how.
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