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Old 06-01-2015, 06:06 PM   #1
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Insurance for Skoolies in Virginia

Anyone have a Insurance company in VA that will cover a unconverted skoolie? I need to get it covered to keep plates on it. The private commercial option for a year is as much as I paid for the bus. Seems VA is a tough state to get liability in.
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Old 07-02-2015, 06:02 PM   #2
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Originally Posted by Reddogleader View Post
Anyone have a Insurance company in VA that will cover a unconverted skoolie? I need to get it covered to keep plates on it. The private commercial option for a year is as much as I paid for the bus. Seems VA is a tough state to get liability in.
I called my State Farm agent today and asked about the school bus conversion. She checked with her underwriter. The information I have from her is that if the bus is converted to an RV it has to be a "real" RV. It can't be, and I quote "just a bus with a futon thrown in it." So the catch is that the bus has to meet the requirements of an RV. She is going to check with me what that means. She believes that means the work must be documented for the underwriter. Once the vehicle is considered an RV, she says the insurance will be less than $300 per year.

What did you pay for your bus if I might ask?

I'm having a hard time finding out how to register the bus simply as some kind of private truck and what that might mean. If it's not an "RV" can it be some kind of private truck?

I am going to fill out an information form from my virginia DMV account and ask some questions. I've had good luck getting quick, helpful and informative responses from the DMV folks online.

I'm seeing interesting auctions on GovDeals.com

Let me know how it turns out!
I'm in Northern VA. Wouldn't mind PMing or emailing to put our heads together on some solutions.

I'm pretty damn close to pulling the trigger on a bus if the numbers add up. Just need a place to park it and work on it.

Good luck!!
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Old 12-06-2016, 10:43 AM   #3
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Did you ever get your questions answered.

I live just outside Front Royal (Up on Blue Mountain) and was considering a Skoolie myself but I want to "Get my ducks in a row" first.

I've seen that Good Sam (Progressive) will insure, but I'm also wondering about Road Side assistance packages.

Been keeping my eye on GovDeals and BusCrazy.net as well.
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Old 12-06-2016, 01:30 PM   #4
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Hey whirlygigg

Where are you with your bus? Are you still looking? Did you crack the DMV? Did you find a place to do the conversion work?

I'm in Springfield VA and looking to purchase a bus next summer to begin conversion. I think I'll need to register it as a private bus initially and put it in a storage status (no driving) to keep the insurance low while working on it. Once I've done the work, Virginia will allow it to be titled as a custom/modified vehicle. I think that will help with the insurance rates. Unfortunately, I don't think Virginia will allow me to title it as an RV. I'll need to do that when we move somewhere that allows it.
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Old 12-06-2016, 03:32 PM   #5
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Ricky Burgess in Moneta, VA can help you with a converted bus: http://www.skoolie.net/forums/f6/ins...-va-14573.html

Marie Ruiz can help with a cheap commercial policy for a privately owned bus (that you're converting): http://www.skoolie.net/forums/f18/ne...lem-15620.html
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Old 12-06-2016, 06:42 PM   #6
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Originally Posted by PappySki View Post
Hey whirlygigg

Where are you with your bus? Are you still looking? Did you crack the DMV? Did you find a place to do the conversion work?

I'm in Springfield VA and looking to purchase a bus next summer to begin conversion. I think I'll need to register it as a private bus initially and put it in a storage status (no driving) to keep the insurance low while working on it. Once I've done the work, Virginia will allow it to be titled as a custom/modified vehicle. I think that will help with the insurance rates. Unfortunately, I don't think Virginia will allow me to title it as an RV. I'll need to do that when we move somewhere that allows it.
you can get it inspected by the state police and change it to an rv. my insurance thru progressive was 800 the first year and 380 the second year. mine is still registered as a private bus, im happy
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Old 03-23-2017, 05:57 PM   #7
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I've got a skoolie in Pearisburg, Va. Called Marie at AIS today--she would not insure my bus because I had already started the conversion process. Apparently, AIS will only do a liability-only policy if you have not started the conversion.
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Old 03-23-2017, 09:29 PM   #8
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call 276 628 8238 he's south of ya in Abingdon. tia inc.
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Old 03-24-2017, 12:58 PM   #9
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I'm in NC and had zero trouble going through Farm Bureau.

Check out mysdaddress.com and see if you can register it in SD.They WILL be able to assist with any questions you have. It's what they do.
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