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Old 10-19-2016, 12:15 PM   #1
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Insurance going up, way up

I used to insure with GMAC now National General for $250 a year, with a very clean driving record, no tickets or accidents in the last 11 years, 51 year old driver.

Now for the most basic liability insurance, the best quote that I can get is $950 a year.
I have tried AIS, ($1200) National general, ($950)and Progressive. Unable.

This is getting serious, and should be part of your purchasing plan.

And this is in Utah, where insurance was cheap.

Things are changing, and getting worse.
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Old 10-19-2016, 12:19 PM   #2
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Da hell!!! I'm 49 with a 3 year old ticket (but nothing for 15-20 years prior to that) and mine is only about 720 a year in TN.... also through NatGen.

That's on a 2005 bus btw.
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Old 10-19-2016, 03:19 PM   #3
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My commercial policy with a fair amount of actual coverage is only $700 a year.
WOuld be $600 but I was late on a payment. They penalize the hell outa ya for that, apparently.
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Old 11-30-2016, 04:04 PM   #4
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Got my yearly renewal stuff- back to $600 again, so I paid in full for the year to save like $70.
Hoping next year I can get it down to maybe $500. One has to dream, right?
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Old 11-30-2016, 04:18 PM   #5
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I would think the minimum insurance coverage levels required per state might have an effect:
Utah:
$25,000 bodily injury liability per person
$65,000 bodily injury liability per accident
$15,000 property damage liability per accident
$3,000 personal injury protection

Tenn:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$15,000 property damage liability per accident

Florida:
$10,000 property damage liability per accident
$10,000 personal injury protection

Florida minimum insurance should be what? half of Utah and Tenn.
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Old 11-30-2016, 04:26 PM   #6
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I guess. I only buy what's legally required to drive. Insurance is just a tax on us.
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Old 11-30-2016, 05:41 PM   #7
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Originally Posted by EastCoastCB View Post
Got my yearly renewal stuff- back to $600 again, so I paid in full for the year to save like $70.
Hoping next year I can get it down to maybe $500. One has to dream, right?
im paying $900 / year for TWO busses using full coverage declared value on both busses.. I prepaid the year and saved quite a bit..

thats through progressive commercial like you have.. seems though like they dont accept busses in all states since we see some getting canned..
-Christopher
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Old 11-30-2016, 06:32 PM   #8
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i paid about 800 the first year and it went down to 370 the second year. progressive
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Old 11-30-2016, 06:34 PM   #9
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im paying $900 / year for TWO busses using full coverage declared value on both busses.. I prepaid the year and saved quite a bit..

thats through progressive commercial like you have.. seems though like they dont accept busses in all states since we see some getting canned..
-Christopher
I went through a local progressive agent, not the online form. Everyone who tries to insure their bus/rv "conversion" and uses that online form are who get cancelled.
I'd imagine I'd get a discount adding another bus and would end up with a similar amount as your two, but who knows. I'll find out when I finally get a deal on a nice shorty with a DT360 or 466 .
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Old 11-30-2016, 06:43 PM   #10
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I went through a local progressive agent, not the online form. Everyone who tries to insure their bus/rv "conversion" and uses that online form are who get cancelled.
I'd imagine I'd get a discount adding another bus and would end up with a similar amount as your two, but who knows. I'll find out when I finally get a deal on a nice shorty with a DT360 or 466 .

I didnt go online, I called on the phone directly and did it with both busses that way... and selected international '380' (they dont have 3800.. they call it 380 lol)..

yeah i defintiely have a discount for multi vehicle on them... that little bird with a T-444E runs pretty good.. I see lots of those around getting ready to age out..

of course I know of 2 in columbus ohio that are DT-466 bluebird 6 window.. so im guessing they are MT-643? or did they make a 545 which could handle a 466.. of course those are DT-466E's.. I imagine those little busses will take off pretty good.. unfortuntalely they will be somewhat rusty being columbus ohio Blue-birds... (always around the roof rivets!).. my next door neighbor said thosewill be aged out pretty soon since the school levy passed..

in fact maybe thats a ticket to a bus!.. search for districts that had levies pass in the election and hit them up for busses!
-Christopher
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Old 11-30-2016, 06:55 PM   #11
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Originally Posted by cadillackid View Post
I didnt go online, I called on the phone directly and did it with both busses that way... and selected international '380' (they dont have 3800.. they call it 380 lol)..

yeah i defintiely have a discount for multi vehicle on them... that little bird with a T-444E runs pretty good.. I see lots of those around getting ready to age out..

of course I know of 2 in columbus ohio that are DT-466 bluebird 6 window.. so im guessing they are MT-643? or did they make a 545 which could handle a 466.. of course those are DT-466E's.. I imagine those little busses will take off pretty good.. unfortuntalely they will be somewhat rusty being columbus ohio Blue-birds... (always around the roof rivets!).. my next door neighbor said thosewill be aged out pretty soon since the school levy passed..

in fact maybe thats a ticket to a bus!.. search for districts that had levies pass in the election and hit them up for busses!
-Christopher
Could be a 545, 643 or one of the newer Allisons. In a shorty, I'd even consider a 545 if the bus and the deal are right!
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Old 11-30-2016, 07:30 PM   #12
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wonder if you found a cutaway if you could get a good deal and maybe register / insure it like a plain old soccer mom van?
-Christopher
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Old 11-30-2016, 08:11 PM   #13
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wonder if you found a cutaway if you could get a good deal and maybe register / insure it like a plain old soccer mom van?
-Christopher
Maybe I'll find out- I'm the high bidder on one. But I win one out of every fifty I bid on so far!
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