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Old 10-20-2018, 10:20 PM   #11
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Join Date: Dec 2016
Location: Calgary, Alberta
Posts: 87
Year: 2001
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Chassis: Freightliner
Engine: Cummins ISC 260/660
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Iím not sure if you have Nordic insurance out there in Ontario but you could ask another broker if they deal with Nordic. A-Win insurance and CAA deal with them here, they insure in process conversions here in Alberta.

Anyway if all you want is a mobile office you just have to meet a few requirements which arenít that hard to meet to be a motorhome (with Nordic). You can double check whatís required but I believe itís a toilet, fridge and a bed. So all you need to do is buy a porta potti, lay down a foam mattress in the corner and get a $100 electric fridge. Use the remaining space as a office and call it a motorhome. All set!
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Old 10-22-2018, 12:10 PM   #12
Mini-Skoolie
 
Join Date: Sep 2016
Location: Algonquin Territory
Posts: 12
Year: 2002
Coachwork: International
Onterrible insurance

Hey!


So, it may be of some comfort to those of you suffering under the Ontario bureaucratic nightmare that I did succeed in getting insurance. It almost killed me and played a role in breaking up my 3-year-old relationship with my girlfriend, but I have been on the road for about a year and a half. Currently I pay $186 a month.


What I did was register the vehicle as a motor home. Before you do that, you have a close-to-0% chance of insuring it. In order to do that, you have to fulfill the criteria of what a motor home is.


"The Canadian Motor Safety Regulations define a Motor Home as:

Motor Home means a multi-purpose passenger vehicle
that is designed to provide temporary residential accommodations, as evidenced by the presence of at least four
of the following:


(a) cooking facilities,
(b) a refrigerator or ice box,
(c) a self-contained toilet,
(d) a heating or air-conditioning system that can function
independently of the vehicle engine,
(e) a potable water supply system that includes a
faucet and sink, and
(f) a separate 110- to 125-V electric power supply or
an LP gas supply; (autocaravane)

2.3(2) The designated seating capacity of a motor home that
has a GVWR greater than 4 536 kg may, at the option of
the manufacturer, be the number of sleeping positions in
the motor home."


So, I had to get the stove working, running water (just used a hand pump going to a jug), a camper toilet, and a 12 V refrigerated cooler that runs off the cigarette lighter. So basically I was doing the minimum to fulfill the criteria. I was worried about the appraisal (which cost $300), but the appraiser only took pictures of what I wanted him to (i.e., no pictures of the veggie oil system), and made a very professional-looking report that helped me get insurance. He even appraised the value of the vehicle low so that I could pay the least possible.


Basically, in Ontario, if you want to insure a home-converted RV, you're stuck with a company everyone hates called Facility. This company specializes in insuring people that no other company will insure, so they charge a lot and don't give a **** about customer service. If you want to maintain your sanity, you need a good broker so you never have to talk to them directly.


I am personally very happy with my insurance broker. His name is Jeff and he's with Shaw Insurance in Kingston. After I found his name, I found out I knew two other clients of his who are doing unconventional projects, so Jeff has the reputation of being the cool insurance guy in Eastern Ontario. Here's his information:



Jeff Gatcke,B.Sc., CAIB, Territory 12 IBAO Director
Earl Shaw Insurance Brokers Ltd.
2001 Hwy 15, RR #6 Kingston, ON K7L 4V3
work: 613-542-6573 fax: 613-542-5972


Hope this helps! I still recommend looking for insurance in another province if this is at all possible for you.
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Old 10-27-2018, 08:23 PM   #13
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Location: ...little north of Toronto Ontario
Posts: 589
Year: 2000
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Chassis: FreightShaker
Engine: 5.9 Cummins 5 speed
Rated Cap: 2 ATV's and friends
[QUOTE=Mooncalf;295548]Hey!


So, it may be of some comfort to those of you suffering under the Ontario bureaucratic nightmare that I did succeed in getting insurance. It almost killed me and played a role in breaking up my 3-year-old relationship with my girlfriend, but I have been on the road for about a year and a half. Currently I pay $186 a month.

Basically, in Ontario, if you want to insure a home-converted RV, you're stuck with a company everyone hates called Facility. This company specializes in insuring people that no other company will insure, so they charge a lot and don't give a **** about customer service. If you want to maintain your sanity, you need a good broker so you never have to talk to them directly.






This is the route I had to go to get up and running...bend over. I've had an A-Z license since 1983, no infractions for over 30 years and I'm still gettin' it in the hoop. House, truck, car, ATV and trailer all cheer than the bus.
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Old 10-27-2018, 08:35 PM   #14
Mini-Skoolie
 
Join Date: Jan 2015
Location: Ontario Canada
Posts: 42
Registration

Register your bus as a camper. You just have to show that you made the modifications and once you have that done, it will be much easier to insure.
We did that for a rock band tour bus and it made everything simpler.
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Old 10-28-2018, 11:34 AM   #15
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Join Date: Oct 2018
Location: Ontario Canada
Posts: 72
Chassis: GMC 3500 Thomas
Engine: 6.0 L GAS
hmmmmmm..."camper"....I'll write that down.

Me ( to broker ) : "what are the options to insure an old schoolbus I'm thinking of converting to an RV ?"

Broker : " well first we need to know how many passengers / do you have an established route / are you charging money for the rides "

Me: "No....I told you....I want to convert it to an RV...you know....rip out all the seats "

Broker : " how can you give rides on your bus to passengers without seats ?"

Me: " forget the word "school"...forget the word "bus"....it's a Ford E450 superduty with NO seats"

Broker : "hmmmmm....was it ever registered as a bus ?"

Me : " I think so "

Broker : " how many seats does it have and where will you be taking your passengers....is this a school thing or a team....or a church group ?
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Old 11-01-2018, 05:04 PM   #16
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Join Date: Jan 2015
Location: ...little north of Toronto Ontario
Posts: 589
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Chassis: FreightShaker
Engine: 5.9 Cummins 5 speed
Rated Cap: 2 ATV's and friends
Quote:
Originally Posted by capnron View Post
Register your bus as a camper. You just have to show that you made the modifications and once you have that done, it will be much easier to insure.
We did that for a rock band tour bus and it made everything simpler.



Mines was registered as a M/H [motor home] shortly after I got it even though it wasn't finished.


Capnron, where you at? ...could this be an area code thing? Some of the others in Ont. live further up north than I do and seem to get a better deal on insurance. They wanted pics and an appraisal when I finished it...did that. I think they're basically telling you to f-off this is the price, by law you have to have insurance. Insurance companies can legally steal from you....and they complain about fraud.
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Old 12-06-2018, 04:00 PM   #17
Skoolie
 
Join Date: Oct 2014
Location: Maple Ridge BC Canada
Posts: 200
Year: 1998
Coachwork: Blue Bird
Chassis: TC2000 Rear engine
Engine: Cummins 8.3; MD3060
Rated Cap: 84
I posted this in another thread, but don't mind to repeat for you:

Insurance for my skoolie in Ontario was a real PITA. I tried to call MANY MANY brokers and insurance companies directly.... no luck, they don't even call back...

Luckily for me another skoolie enthusiast from Ontario mentioned James Browning from Wallaceburg The Co-operators. I decided to give it a try.

I called and left a message, thinking another dead end, but to my surprise James Browning called me back in couple of hours and after collecting some info he promised to find right solution for me.

Later the same evening I received insurance quote and the price was another GOOD SURPRISE under $500 annually.

So, try your luck and call him 519-627-3332

Make sure you ask James Browning
__________________
Here is my conversion thread:
http://www.skoolie.net/forums/f11/98-bluebird-tc2000-conversion-2-feet-roof-raise-3-slideouts-9728.html
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Old 12-07-2018, 11:54 AM   #18
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Join Date: Oct 2018
Location: Ontario Canada
Posts: 72
Chassis: GMC 3500 Thomas
Engine: 6.0 L GAS
I spotted a nice GMC 3500 almost new / dealer assured me he can register with MOT as commercial ( cargo ) BUT.....broker says MTO designation means nothing....Vin # says BUS....and Vin# will always say bus no matter what so $5000 /yr maybe ?

The Cube vans are looking better again
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Old 05-27-2019, 11:33 AM   #19
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Join Date: May 2019
Posts: 7
Talking My Skoolie Needs Insurance in Canada - can anyone help.

Hi All, bought a great ole bus and had it converted to a Skoolie in Saskatchewan. I live in Ontario, and would like to get it converted to an RV, insured and on the road. I need some help though. When insurance company hear the word bus, they want nothing to do with me. When I say RV, they ask what kind. Its' a Thompson School bus, then they want nothing to do with me. HELP.

Any and all recommendations will be heard. Thx, askgayle.
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Old 05-27-2019, 11:35 AM   #20
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Join Date: May 2019
Posts: 7
Hi Vlad, are you still insured with Cooperators, is 519-627-3332

Make sure you ask James Browning - contact still a good one?

Desperately trying to get insurance for my new Skoolie! Thanks.
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