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Old 08-22-2013, 02:30 PM   #11
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Re: Insurance in New York State

Interesting reports. I had my last bus insured with Progressive at a great rate and even with comprehensive coverage, but with the understanding that they would only insure as a bus; once converted it wouldn't be covered. Sold that bus and some months later bought another, and in April 2013 Progressive told me they would no longer cover a bus. Maybe now they've changed their stance again. I ended up with GMAC, now National General, who were happy to cover it but with liability only. They said they won't do comprehensive unless the conversion is done by a professional upfitter.
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Old 08-23-2013, 08:24 PM   #12
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Re: Insurance in New York State

@family wagon -
I only have basic liability. Nothing else.
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Old 02-10-2017, 12:29 PM   #13
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Originally Posted by Valerie View Post
Wow... how had I tried 25 different insurance companies before but not progressive?
Just got a new policy from them. Admitted STRAIGHT UP that it was a Ford Bus with the seats stripped and turned into a hardwood floor studio. $215 or so, PAINLESS, and by the way, almost half what I had paid for my other policy!!
Did you get a commercial or Personal RV plan? Did you tell them you would be traveling in it? I'm having a really tough time! I'm also in NY.
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Old 02-13-2017, 11:51 AM   #14
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Reading through the whole thread again, I wonder how everyone is getting insurance through Progressive at such low rates?! I tried them and told them it was an International 3000 empty shell of a truck that would be my 'woman cave' but I'd need to drive it some of the time....I got a quote of $1400+ !!! Ofcourse I didn't take it!!
But...........................I just got a call back from State Farm and they full out know it's a school bus and I'm insured for $735/yr. Ok, that's still high but I took it while I look at other insurance companies. I think I'm going to call Progressive back because I think it's just a matter of who you talk to. I didn't try GMAC (now Nat Gen) yet so I'll call them too.
sheeeesh. New York is awful.
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Old 02-13-2017, 01:44 PM   #15
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my Progressive.. i called their COMMERCIAL deparetment.. not onlineand not their consumer based line.. and set it up as commercial vehicle for personal use.. mny VIN pulled up as an International '380'.. not 3800 for some reason but the VINB was correct.. both my busses show as that.

they did ask if my busses are staying busses and i answered yes.. (and thats truthful in my case).. one of my busses is titled and registered as a Motorhome and the other is titled / registered as a Bus.. im guessing different States have different regulations so insurance companies charge different rate sets based o nthe state.
-Christopher
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