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Old 02-11-2019, 09:10 AM   #1
Join Date: Apr 2018
Posts: 29
Insurance in NJ

Last year I bought a E-450 short bus. I assumed that insurance would be no problem based on the fact that there are a bunch around near me that are clearly not RV conversions. The DMV gave me a title and registered it as a class 8 vehicle but apparently the VIN number is cancer to insurance companies as not a single one will cover my bus. I am really trying to avoid the hassle of an inspected RV conversion. So far I have tried NJM, american modern, and haggerty. Does anyone have any recommendations as to where i can get coverage? My biggest issue with the whole thing is that I can go buy and e 450 van body and seat 15 people and get insurance in 2 seconds... What makes a short bus any different?
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Old 02-11-2019, 09:20 AM   #2
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Join Date: Jan 2019
Posts: 47
Year: 2003
Chassis: Chevy cut-away 6-window shortie
Engine: 6.0L Gasser
NJM put mine through, though it showed up as a Chevy G3500. I've not been down the road yet, but how ugly is it to have the bus "converted" to an RV on its title in the Garden State?
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Old 02-11-2019, 09:46 AM   #3
Join Date: Apr 2018
Posts: 29
My main issue is that I already have it titled to me as a passenger vehicle... although it is titled somehow as a Corbiel which doesn't make sense at all because the VIN was assigned by FORD... If the state is willing to give me a title for it with no hoops to jump through then why don't any insurance companies cover it? I mean and yahoo with a pulse can buy bigger vehicles and get insurance no problem.
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