Insurance in NJ

[E450Shorty]

Last year I bought a E-450 short bus. I assumed that insurance would be no problem based on the fact that there are a bunch around near me that are clearly not RV conversions. The DMV gave me a title and registered it as a class 8 vehicle but apparently the VIN number is cancer to insurance companies as not a single one will cover my bus. I am really trying to avoid the hassle of an inspected RV conversion. So far I have tried NJM, american modern, and haggerty. Does anyone have any recommendations as to where i can get coverage? My biggest issue with the whole thing is that I can go buy and e 450 van body and seat 15 people and get insurance in 2 seconds... What makes a short bus any different?

[farok]

NJM put mine through, though it showed up as a Chevy G3500. I've not been down the road yet, but how ugly is it to have the bus "converted" to an RV on its title in the Garden State?

[E450Shorty]

My main issue is that I already have it titled to me as a passenger vehicle... although it is titled somehow as a Corbiel which doesn't make sense at all because the VIN was assigned by FORD... If the state is willing to give me a title for it with no hoops to jump through then why don't any insurance companies cover it? I mean and yahoo with a pulse can buy bigger vehicles and get insurance no problem.

[E450Shorty]

Got my bus insured. Progressive commercial for personal use policy. Super cheap too less than 500 for a basic policy.