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Old 12-22-2011, 09:57 AM   #1
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Join Date: Sep 2011
Posts: 5
Year: 1988
Coachwork: GMC
Chassis: 29ft Bus
Engine: Chevy 454 Propane
Insurance in Oregon

Hello everyone,
This is my first post here on skoolie.net. I am curious if anyone has any information regarding getting insurance on a bus in oregon. I have called several people starting with Progressive insurance which I currently have, and have called twice. I get the same answer from everyone. They will only insure the vehicle if I have receipts proving a professional conversion. I know to get the vehicle inspected and registered as an RV, all I need to do is install permanent sleeping and cooking spaces and pay a $7.00 vin inspection fee. I did not realise that it would be this difficult to get insurance. If anyone knows of a company out there that will insure me. I found a website that clearly states that they will sell insurance for conversions http://www.poliseek.com/bus-conversion-insurance but even when calling them they say that they will not insure a conversion. Any assistance would be greatful.
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Old 12-24-2011, 12:14 PM   #2
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Join Date: Sep 2011
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Year: 1988
Coachwork: GMC
Chassis: 29ft Bus
Engine: Chevy 454 Propane
Re: Insurance in Oregon

I just wanted to also add that I have attempted to obatain insurance through GMAC, Progressive, and allstate with no luck. I am also interested in insuring this as a Truck as it is just a School bus with no seats and walls. I have not installed anything else at this point until I find out what insurance says. I am also curious as to where I can find information regarding what kind of truck I would register this as.
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Old 12-26-2011, 11:29 AM   #3
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Join Date: Mar 2011
Location: Oregon/Philippines
Posts: 1,660
Re: Insurance in Oregon

if you give gmac your chassis vin number and tell them that is a "2009 motorhome" they should insure it. I have used their insurance for 20 years -under the gmac and another name which is the same company. They recently updated my policy from my coach conversion to my latest school bus.
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Old 12-30-2011, 05:11 PM   #4
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Join Date: Sep 2011
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Year: 1988
Coachwork: GMC
Chassis: 29ft Bus
Engine: Chevy 454 Propane
Re: Insurance in Oregon

Ok I will try that. Allstate said that they would be able to insure me and sent me an email requesting VIN numbers for all of my vehicles. I still have not heard a response back from them.
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Old 01-11-2012, 03:12 PM   #5
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Year: 1988
Coachwork: GMC
Chassis: 29ft Bus
Engine: Chevy 454 Propane
Re: Insurance in Oregon

Ok well I have an update here. GMAC requires receipts that the conversion was done professionally. I still have not heard anything back from Allstate, they seem to be sweeping me under the rug. I have been trying to find ANYONE that will insure this thing for months and getting nowhere.
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Old 01-11-2012, 04:29 PM   #6
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Location: Oregon/Philippines
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Re: Insurance in Oregon

i dont know what u said to gmac, but i have never had any trouble with them whatsoever. They have never asked me for reciepts, who made the conversion, etc.. only year of conversion, and vin number of chassis. Just don't call them up and tell them you have a few tools and are going to start a bus conversion... or get a different sales person.. after all, its a sales person paid on comission that is handling your calls..at least it was the way it worked when i worked for an ins company, they do want to sell you insurance.
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Old 02-02-2012, 09:56 PM   #7
Mini-Skoolie
 
Join Date: Jan 2012
Location: Cascadia
Posts: 18
Year: 1990
Coachwork: Carpenter
Chassis: P35
Engine: 6.2l diesel
Re: Insurance in Oregon

I just got insurance quotes from progressive and gmac. I went thru Oregon AAA, who sell policies for both companies, I told the agent that I just bought a 1990 short school bus, and I was converting it into an RV. The agent took down the vehicle info, year, make, model and vin# and called me back with the hour with quotes from both companies. Gmac only offers collision at $290 per year and Progressive offers collision and comprehensive coverage for $380. I have heard bad things about progressive, and good things about gmac, but I really would like comprehensive coverage, especially if it is only an extra $90 per year.
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Old 02-03-2012, 10:31 AM   #8
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Re: Insurance in Oregon

I won't use Progressive because they have cheaped out on collision work. I do collision work, and don't like their quibbling...That said, i use gmac for myself, and have used it for my coaches probably for 25 years.
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Old 02-03-2012, 08:22 PM   #9
Mini-Skoolie
 
Join Date: Jan 2012
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Chassis: P35
Engine: 6.2l diesel
Re: Insurance in Oregon

Quote:
Originally Posted by chev49
I won't use Progressive because they have cheaped out on collision work. I do collision work, and don't like their quibbling...That said, i use gmac for myself, and have used it for my coaches probably for 25 years.
I signed on with GMAC today. 6 months for $139. Not bad. Now I can get the registration changed to an RV, and start to drive around without worrying about the cops.
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Old 03-23-2012, 08:59 AM   #10
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Re: Insurance in Oregon

I found a website that can help you easily compare auto insurance quotes. It has connections to 6 of the major insurers and some smaller local companies as well. Check it out when you get a chance because they might be able to help.
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