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Old 10-23-2017, 09:44 AM   #11
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In Montana you're limited to 10 including the driver. At 11, you have to get an "S" endorsement on your class d license. Over 26,000 pounds, you need a class "B" license. Not sure right now if a B in offer non-commercial.

The license isn't the problem, insurance is. If I was a business or a farmer, no problem. Regular Joe, no ,no, no.
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Old 10-23-2017, 09:45 AM   #12
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Most skoolies get allstate. We had progressive at first and then they dumped us. It ain't easy.
I'm not most people. I haven't gotten a ticket in a decade +. Been with USAA for 35+ years, no accidents. Insurance companies just cash my checks and send me little card.
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Old 10-23-2017, 09:47 AM   #13
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The license isn't the problem, insurance is. If I was a business or a farmer, no problem. Regular Joe, no ,no, no.
So, Farmer Jarhead has a nice ring to it...
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Old 10-23-2017, 09:49 AM   #14
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I'm not most people. I haven't gotten a ticket in a decade +. Been with USAA for 35+ years, no accidents. Insurance companies just cash my checks and send me little card.
I insure my car through USAA but they won't touch my buses.
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Old 10-23-2017, 09:54 AM   #15
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I insure my car through USAA but they won't touch my buses.
They have arrangements with specialty insurers, so they transfer you. Progressive thru USAA or something. Bill says Progressive. Mine is an RV.
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Old 10-23-2017, 10:05 AM   #16
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They have arrangements with specialty insurers, so they transfer you. Progressive thru USAA or something. Bill says Progressive. Mine is an RV.
USAA let me add a bus once. It was "MH" on the title. Got into a fender bender. USAA put their legal team in action- against ME. They're ruthless bastards.
Guy sued me, fixed some really minor damage with crazy expensive, unnecessary parts and I spend two years of ALL my spare money paying for it.
That's when I realized how worthless insurance really is, and unless its something tragic, I've not filed any claims in more than a decade.
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Old 10-23-2017, 10:23 AM   #17
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in ohio a church bus is basically a school bus without any school lights.. must have DOT number, have inspections, yes logbooks of pre-trip, hoiurs apply, including resets, etc.. even though a church only drives their bus like once a week, the DOT cand and does want logs filled out and up to date.. which often means on-duty time for the poor driver filling out daily logs of a bus that sits 6 days..
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Old 10-23-2017, 10:27 AM   #18
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USAA let me add a bus once. It was "MH" on the title. Got into a fender bender. USAA put their legal team in action- against ME. They're ruthless bastards.
They bullied you, and the system let them. They didn't have a case, but beat you because you couldn't afford to fight them.

In most arenas that is called a SLAPP suit.
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Old 10-23-2017, 10:29 AM   #19
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It was tough to bear. I felt I'd done everything right.
The guy who's truck I'd damaged restored his entire old 80's landcruiser with ALL NOS PARTS. He spared no expense. It was maybe a $1500 daily driver rig till I hit it, now its a show queen.

I wonder if they do this to actual veterans, I'm just the grandson of an officer.
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Old 10-23-2017, 10:47 AM   #20
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I wonder if they do this to actual veterans, I'm just the grandson of an officer.
They aren't like they used to be, that's for sure. They are just another money-grubbing group that will take anyone now.

When it was just Officers/family, their rates were low because those people are generally responsible.
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