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Old 12-12-2019, 01:01 PM   #1
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Join Date: Dec 2019
Location: Frederick, Maryland
Posts: 6
Insurers willing to insure skokie/bus in MD?

Anyone here have luck with insurance in MD? My insurance, Erie, is being snotty about it and telling me they will only insure it once all work is done and it is tagged a motorhome.

But I need some kind of insurance, most likely will start with just liability, to register the bus in MD.

Any help appreciated.

BTW, it is a former school bus, used for many years by a non-profit to transport. So, it is not yellow anymore and the 8-ways and stop sign are all gone. Looking at a 1989 Thomas S1753, 27' long

Cheers!

-Dave
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Old 12-12-2019, 01:43 PM   #2
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Join Date: Nov 2016
Posts: 1,265
A friendly agent with experience in DIY conversions, campers, vans, trailers etc is the key.

Calling the companies yourself will not be as productive.

Worst case get "commercial as personal" but can be pricey.

Registering as a MH in VT by mail always an option.
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Old 12-12-2019, 06:14 PM   #3
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Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 8,955
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
Progressive wrote my policy during the year of construction, $171/yr. Don't know why everyone says the commercial policies are so expensive. My RV insurance through State Farm is easily twice that.

You will not be able to get an RV policy that will pay out unless the full conversion has been done. Some may not require proof, many will.
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Old 12-12-2019, 06:25 PM   #4
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Join Date: Nov 2016
Posts: 1,265
Quote:
Originally Posted by o1marc View Post
Progressive wrote my policy during the year of construction, $171/yr.
For comprehensive?

Again depends on the state, huge variation.
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Old 12-12-2019, 06:46 PM   #5
Traveling
 
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 8,955
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
Quote:
Originally Posted by john61ct View Post
For comprehensive?

Again depends on the state, huge variation.
Good Lord, I saw no need for comprehensive during the build sitting in the driveway.Do those who have a commercial policy have comprehensive on it?
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Old 12-12-2019, 06:58 PM   #6
Bus Geek
 
Join Date: May 2016
Location: Eastern WA
Posts: 5,999
Year: 2002
Coachwork: Bluebird
Chassis: All American RE (A3RE)
Engine: Cummins ISC (8.3)
Rated Cap: 72
My wife put full coverage on my Thomas when I asked her to "un-suspend" the insurance so I could drive it. I don't know what prompted her to do that but I am glad she did.

Two weeks later a tree fell on it.

Thank goodness for full coverage.
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Old 12-15-2019, 07:26 PM   #7
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Join Date: Dec 2019
Location: Frederick, Maryland
Posts: 6
Allstate quoted me $300 per year for general liability with the option to suspend at any point. Think Iíll go that route once I finalize on bus I am looking at. Thanks!
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