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Old 01-15-2015, 10:21 AM   #11
Bus Crazy
 
Join Date: Nov 2011
Location: Sault Ste. Marie, Ontario
Posts: 1,439
Year: 1997
Coachwork: Thomas
Chassis: B3800 Short bus
Engine: T444E
Rated Cap: 36
Quote:
Originally Posted by gbstewart View Post
It was a company that checks out your car if you are in a crash, he came tfrom an other town and went to my house and took pictures of my bus, and I had to pay about $150.00 for it.
Excellent.

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Originally Posted by gbstewart View Post
I'm sure the insurance company has some one on speed dial. BTW my insurance is $220.00 a year
gbstewart
Wooeee!! Now that's a gorgeous rate!

Thanks gbstewart.
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Old 01-15-2015, 07:10 PM   #12
Mini-Skoolie
 
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Join Date: Dec 2014
Location: Ontario, Canada
Posts: 48
Year: 2000
Chassis: Ford F450
Engine: 7.3 L
Thanks for all of the local information, guys. It's very helpful.

I'm back reporting that I officially have an RV
Say it with me: Yayyyy!!!

It's non-plated but I have a new ownership as a Motorhome.

I went to a more rural Service Ontario and brought a statement of what I did to it, signed, as well as the safety (original copy, not faxed in, nor email... I had to go get that and come back), and bus ownership. They were stumped and took a long time to find the information on the MTO site listing the 4 of 6 things. If I were to do it again, I would have that information printed off to share.

The only snag was questioning if I needed a UVIP (Used vehicle information package). The final answer was no, but for the sake of $20 I should have just had one ready for them. What happened is that phone calls were made and with more people involved I was questioned as to how fast we did this major conversion, with only 6 days between purchase and completion. I explained it away and we left with the paperwork in hand. We had to pay tax on the purchase and what I think was a $14 fee.


On to insurance...and we are hitting snags.

It really looks like Allstate will be the best.
Wayfarer doesn't touch bus conversions.
Echelon is calling us back in a few days, and were pretty pessimistic.
RSA had us calling around to every department possible before we gave up. (Anyone toss us the name of a broker?)
State Farm said no...but it had nothing to do with the bus, but rather a series of tickets. I suspect Allstate will come back the same tomorrow but there may be options.
Our own insurance company seemed to find every road block possible to chalk this up to a bad idea. I should have listened to the warnings here NOT to mention the word BUS to insurance. I was trying to get temp to get it home. Lesson to learn for the next person reading this...

Baby steps, but it's getting closer. Thanks for all the leads so far!!
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Old 01-15-2015, 07:34 PM   #13
Bus Crazy
 
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Join Date: Apr 2010
Posts: 1,171
Year: 1999
Coachwork: Bluebird
Chassis: 3800 International
Engine: T444E
Rated Cap: 72
Yayyyy your almost there!! I saw on the co-operators insurance web site that they had bus conversions listed, you mite give them a call as well. When we switched to Allstate, there condition was that I insure another vehicle with them, they ended up giving me a better deal then what I had with my other company(except for my motorcycles). Also I printed off a copy of the MTO website that reads what you have to have to make it a motorhome just in case I ever get pulled over and need to explain things to a cop or mto officer.
gbstewart
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Old 01-16-2015, 12:15 AM   #14
Bus Crazy
 
Join Date: Nov 2011
Location: Sault Ste. Marie, Ontario
Posts: 1,439
Year: 1997
Coachwork: Thomas
Chassis: B3800 Short bus
Engine: T444E
Rated Cap: 36
Quote:
Originally Posted by gbstewart View Post
I saw on the co-operators insurance web site that they had bus conversions listed, you mite give them a call as well.
Nice find! I just pulled that up on their site as well: http://www.cooperators.ca/en/Insuran...-vehicles.aspx

Quote:
Originally Posted by ReleaseTheKraken View Post
On to insurance...and we are hitting snags.

It really looks like Allstate will be the best.
Wayfarer doesn't touch bus conversions.
Echelon is calling us back in a few days, and were pretty pessimistic.
RSA had us calling around to every department possible before we gave up. (Anyone toss us the name of a broker?)
State Farm said no...but it had nothing to do with the bus, but rather a series of tickets. I suspect Allstate will come back the same tomorrow but there may be options.
Our own insurance company seemed to find every road block possible to chalk this up to a bad idea. I should have listened to the warnings here NOT to mention the word BUS to insurance. I was trying to get temp to get it home. Lesson to learn for the next person reading this...
If you don't mind me asking, have you received an estimated yearly price from any of the insurance companies yet? I'm curious how widely they vary.
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Old 01-16-2015, 10:44 AM   #15
Mini-Skoolie
 
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Join Date: Dec 2014
Location: Ontario, Canada
Posts: 48
Year: 2000
Chassis: Ford F450
Engine: 7.3 L
I did actually. The only one I have so far is Allstate, however they refuse to insure us, not the RV. It's $570/yr with no comprehensive. Comprehensive was $188. The difference would also be our postal code, being more urban that you, our rates are higher.

State Farm looks to have dropped their "high risk driver" option last week, BUTTTTT that Cooperators link appears to be panning out. They have to go through Echelon but in contrast to calling Echelon direct, I got an awesome agent working through Cooperators and it isn't so pessimistic.


I will also be printing off that MTO site to have in the vehicle for when we get pulled over. Great idea!

Our vehicle is ready to be picked up, as soon as we can get some insurance secured....fingers crossed.
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Old 01-16-2015, 11:15 AM   #16
Mini-Skoolie
 
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Join Date: Dec 2014
Location: Ontario, Canada
Posts: 48
Year: 2000
Chassis: Ford F450
Engine: 7.3 L
Just to record updates...CAA,
They do have options through Aviva Elite. They do seem to cover some bus conversions however the rules are lengthy. It must have both a cooking unit and a washroom. At this point, we only have a washroom...with both those in place, then the entire thing goes to an inspection where it may or may not qualify.

Bets are hedged on Cooperators so far.
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Old 01-16-2015, 06:05 PM   #17
Bus Crazy
 
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Join Date: Apr 2010
Posts: 1,171
Year: 1999
Coachwork: Bluebird
Chassis: 3800 International
Engine: T444E
Rated Cap: 72
So CAA will insure skoolies?
For your kitchen just get a propane camping stove and screw it to a counter top, it will count as cooking unit.
gbstewart
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Old 01-16-2015, 06:22 PM   #18
Mini-Skoolie
 
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Join Date: Dec 2014
Location: Ontario, Canada
Posts: 48
Year: 2000
Chassis: Ford F450
Engine: 7.3 L
YES! They seemed a bit more hesitant to do it though. They had a protocol to get approved. Minimum it required a cooking facility so I didn't yet qualify...she did state that it would need an inspection afterwards and was up to the discretion of the investigator.

Cooperators is out. They won't do multiple moving violations.

On hold with RBC now.
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Old 01-16-2015, 06:25 PM   #19
Mini-Skoolie
 
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Join Date: Dec 2014
Location: Ontario, Canada
Posts: 48
Year: 2000
Chassis: Ford F450
Engine: 7.3 L
Cooperators will insure, but for us it will be through facility. I predict $500/month. ouch
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Old 01-16-2015, 06:37 PM   #20
Bus Crazy
 
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Join Date: Apr 2010
Posts: 1,171
Year: 1999
Coachwork: Bluebird
Chassis: 3800 International
Engine: T444E
Rated Cap: 72
Quote:
Originally Posted by ReleaseTheKraken View Post
Cooperators will insure, but for us it will be through facility. I predict $500/month. ouch
ouch for sure, boy I'm glad I have a clean license
gbstewart
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