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Old 01-27-2016, 04:55 PM   #1
Mini-Skoolie
 
Join Date: Jan 2016
Posts: 40
Unhappy Local broker, GEICO & Nationwide will not insure

I'm having a pretty hard time getting (bare minimum liability) insurance for my skoolie so far. I tried a local broker, GEICO and Nationwide and others and am having no luck so far. This is a 35 foot International Thomas bus that has already been converted into an RV, though I am about to start some renovations. The title says the body type is BU.

Online research has produced these, though I don't know if they are any good and am interested in feedback:

Get a Quote, Policy Login, Make a Payment
American Modern Insurance Group
RV Insurance | Motorhome Insurance | Blue Sky RV Insurance
RV America Insurance | Motorhome Insurance & Quotes Online
https://www.trustedchoice.com/rv-ins...us-conversion/
https://www.aisinsurance.com/product...onversion.aspx

I also read through a long thread or two here on the forum and was not able to garner any additional leads. If anyone could point me in the right direction, I would be most thankful! I'm in TN.
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Old 01-27-2016, 05:20 PM   #2
Bus Nut
 
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Year: 2000
Chassis: International 3800
Engine: T444E
Rated Cap: Your mom +1
I had some trouble too at first, found this company called Auto Insurance Specialists. They might be able to help you, just be honest about what you have and you can get at the very least a commercial policy before your bus gets re-titled as an RV.
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Old 01-27-2016, 05:33 PM   #3
Mini-Skoolie
 
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I'm on the phone with these people...

https://www.aisinsurance.com/product...ersion.aspx#t3

...and they are saying they should be able to get me a policy through National General for $285 a year!
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Old 01-28-2016, 12:37 PM   #4
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Location: Houston, Tx.
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Year: 1999
Coachwork: AmTran
Chassis: International
Engine: DT466E
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Just curious as I'm about to be in the same boat (bus) so to speak, but has anyone tried Good Sam insurance? After all they are an RV/camping oriented business.
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Old 01-28-2016, 01:37 PM   #5
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Location: Eustis FLORIDA
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Year: 1992
Coachwork: Ward/AmTran
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They said that they'll insure mine if its registered and titled as an rv, and they will send someone out to look at it.
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Old 01-28-2016, 02:24 PM   #6
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Year: 1988
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Quote:
Originally Posted by FlyboyHPD View Post
Just curious as I'm about to be in the same boat (bus) so to speak, but has anyone tried Good Sam insurance? After all they are an RV/camping oriented business.
After calling numerous companies including USAA & Progressive who I had for my Class C the only place that would insure me was Good Sam.
& they set me up with National General, the only stipulations they had were "It could not be a van chassis & they wanted to know if any mods had been done to the suspension .
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Old 01-28-2016, 03:47 PM   #7
Bus Nut
 
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Join Date: Mar 2015
Location: Statesville, North Carolina
Posts: 458
Year: 1993
Chassis: Thomas
Engine: International Navistar DT360
Rated Cap: 60
Try Farm Bureau too if National General fails. Pretty sure Bansil is in TN. Can't remember who he uses though.
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My build thread:http://www.skoolie.net/forums/f11/build-thread-for-haulin-oats-and-goats-11237.html#post113500
A gal, a guy, three cats, two dogs, one rabbit, and one goat, traveling the country together.
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Old 01-28-2016, 04:22 PM   #8
Bus Nut
 
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Location: Kansas
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Year: 2000
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I have all my cars and motorcycle insured through Farm Bureau. They flat out told me they wont insure any kind of conversion. Period.
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Old 01-28-2016, 04:27 PM   #9
Bus Geek
 
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Join Date: Sep 2014
Location: Eustis FLORIDA
Posts: 12,107
Year: 1992
Coachwork: Ward/AmTran
Chassis: International
Engine: dt466
Rated Cap: 78
Don't go through online stuff. With a BU on the title you *may* need a commercial policy. Not as bad as it sounds.
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Old 01-28-2016, 11:00 PM   #10
Bus Nut
 
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Location: Cincinnati, Ohio
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Year: 2000
Coachwork: Blue Bird
Chassis: International
Engine: TE 444
Rated Cap: 12
my first bus, the 97 IH is insured through progressive, commercial truck liability only, $400 a year, scares me since I do not have insurance on the second one yet
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