So called good Sam (national general), and got quoted $88. Without mentioning bus he knew what was going on. Probably the international make gave it away. $88 a month was a bit higher than I had hoped, but was ready to settle if necessary. Called around and got rejected from a few more. Then tried farmer and got a liability quite for 529 a year. Wooo! As long as it's not full coverage, they don't seem to care. If I wanted full coverage she "warned" I would need pictures inside and out.