Reply
 
Thread Tools Display Modes
 
Old 11-01-2016, 08:42 PM   #1
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 547
Coachwork: Thomas
Chassis: Freightliner
Engine: Cummins 5.9
Rated Cap: 44 or 66? 11 rows
Need insurance? Try this - seems 'no problem'

This nice lady is part of AIS' commercial division, and was very pleasant and helpful. She gave me a quote on a liability-only commercial policy, with all cards on the table: "it's a school bus which I'm driving home and will start by tearing out most of the seats." The cost seemed quite reasonable... especially after a couple of days of "Nope", "Sorry", "Can't" and "Bad news, sir."

I have no idea how her company's rates compare with other options out there... but if you have no other options the price she quotes may suddenly seem extremely reasonable.
Marie Ruiz
mruiz@aisinsurance.com
voice 866 570-7335 x 78802
fax 800 498-3293
She says she would be happy to see what she could do for anyone interested in contacting her about insuring a Skoolie, and she can write a policy for all states except AK and HI. I plan to call her up when we get a bus.
Dapplecreek is offline   Reply With Quote
Old 11-02-2016, 11:32 AM   #2
Bus Nut
 
Join Date: Jun 2011
Location: KANSAS CITY
Posts: 610
Yes she is polite but with my bus with a Class A Motorhome Title she told me it must be completely converted and with nice paint and mut send photos of same.
__________________
Former owner of a 1969 F600 Skoolie.

1998 Ford B700 Thomas body 65 passenger. 5.9 Cummins 12 valve with MT643 Transmission 123,000 miles.
Versatile is offline   Reply With Quote
Old 11-06-2016, 10:48 AM   #3
Mini-Skoolie
 
Join Date: Oct 2016
Location: Tacoma Wa
Posts: 16
Year: 1995
Coachwork: Genesis
Chassis: International
Engine: DT466
Quote:
Originally Posted by Versatile View Post
Yes she is polite but with my bus with a Class A Motorhome Title she told me it must be completely converted and with nice paint and mut send photos of same.
I am strongly considering not changing the title to rv, rather leaving it a bus, getting bus for non commercial use insurance, and getting my air endorsement on my license. May be easier to get the endorsement on my license than to deal with the insurance problems
The menagerie is offline   Reply With Quote
Old 11-06-2016, 11:13 AM   #4
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 547
Coachwork: Thomas
Chassis: Freightliner
Engine: Cummins 5.9
Rated Cap: 44 or 66? 11 rows
Quote:
Originally Posted by The menagerie View Post
I am strongly considering not changing the title to rv, rather leaving it a bus, getting bus for non commercial use insurance, and getting my air endorsement on my license. May be easier to get the endorsement on my license than to deal with the insurance problems
And to get the title, all I have to do is trot in to the Department of Motor Vehicles. Done.
Dapplecreek is offline   Reply With Quote
Old 11-06-2016, 01:05 PM   #5
Mini-Skoolie
 
Join Date: Oct 2016
Location: Tacoma Wa
Posts: 16
Year: 1995
Coachwork: Genesis
Chassis: International
Engine: DT466
Quote:
Originally Posted by Dapplecreek View Post
And to get the title, all I have to do is trot in to the Department of Motor Vehicles. Done.
Is that what you are doing as well?
The menagerie is offline   Reply With Quote
Old 11-06-2016, 03:20 PM   #6
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 547
Coachwork: Thomas
Chassis: Freightliner
Engine: Cummins 5.9
Rated Cap: 44 or 66? 11 rows
Quote:
Originally Posted by The menagerie View Post
Is that what you are doing as well?
That is my plan: the nice people at the DMV say I'm welcome to register it as a bus in my name - it's the insurance company that I need to worry about. And Ms Ruiz (referenced above) had no trouble offering me a policy for $442 a year for liability as a commercial policy.

I cannot use my bus for commercial purposes, of course, without a CDL, but this plan seems to meet the need for registration and insurance as I gut it and use it as a moving van. Once I get it to Idaho, get housing, and unload my stuff I'll be selling it - we're not of the station in life that would include having an RV. Even as frugal an RV as this.
Dapplecreek is offline   Reply With Quote
Old 11-06-2016, 03:34 PM   #7
Bus Geek
 
Join Date: May 2009
Location: Columbus Ohio
Posts: 9,123
Year: 1991
Coachwork: Carpenter
Chassis: International S3800
Engine: DT360
Rated Cap: 7 Row Handicap
Quote:
Originally Posted by Dapplecreek View Post
That is my plan: the nice people at the DMV say I'm welcome to register it as a bus in my name - it's the insurance company that I need to worry about. And Ms Ruiz (referenced above) had no trouble offering me a policy for $442 a year for liability as a commercial policy.

I cannot use my bus for commercial purposes, of course, without a CDL, but this plan seems to meet the need for registration and insurance as I gut it and use it as a moving van. Once I get it to Idaho, get housing, and unload my stuff I'll be selling it - we're not of the station in life that would include having an RV. Even as frugal an RV as this.

heres the thing I found... when I got my second bus, I didnt remove any of the school decals, lights, stop signs or anything.. I just drove it as a school bus.. no one bothered me.. my guess is from 100 feet it may as well be a school bus so no one cares.. I wouldnt paint it or anything.. if you are making one trip any drivetrain will work... find the cheapest bus you can .. yank the seats, insure it as a Bus for personal use, keep it title as a bus, fill it up, drive it nicely and carefully, unpack it and sell it... simple easy done.. for one trip I wouldnt worry about titles, or finding the best bus.. it just have to drive 3000 miles Once and its done..

-Christopher
cadillackid is offline   Reply With Quote
Old 11-06-2016, 09:56 PM   #8
Bus Nut
 
Dapplecreek's Avatar
 
Join Date: Mar 2016
Location: near Christiansburg VA
Posts: 547
Coachwork: Thomas
Chassis: Freightliner
Engine: Cummins 5.9
Rated Cap: 44 or 66? 11 rows
Quote:
Originally Posted by cadillackid View Post
...if you are making one trip any drivetrain will work... find the cheapest bus you can .. yank the seats, insure it as a Bus for personal use, keep it title as a bus, fill it up, drive it nicely and carefully, unpack it and sell it... simple easy done.. for one trip I wouldnt worry about titles, or finding the best bus.. it just have to drive 3000 miles...
Mebbeso... regarding the drivetrain, though: since I'll be going through the Rockies and perhaps the Sierra Nevada range, it would seem that I prolly ought to avoid the AT545. But I get your point: underpowered? I can live with it for one trip. Expensive to maintain? Won't be maintaining it long. And so on. Huh.
Dapplecreek is offline   Reply With Quote
Old 11-07-2016, 08:07 PM   #9
Mini-Skoolie
 
Join Date: Aug 2016
Posts: 21
My bus was super easy to insure. After i got it registered as an rv i emailed photos of it to my insurance company. I also gave them a vin number. I have american family ins and for full coverage i pay only 29 dollars a month.
Blueman is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

All times are GMT -5. The time now is 06:32 PM.


Powered by vBulletin® Version 3.8.8 Beta 4
Copyright ©2000 - 2018, vBulletin Solutions, Inc.