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10-12-2015, 06:50 PM
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#1
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New Member
Join Date: Oct 2015
Posts: 3
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Nj sucks
Hey guys. Just bought a converted school bus here in north jersey. Any one have any luck insuring there's?
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10-13-2015, 07:29 AM
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#2
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Bus Crazy
Join Date: Apr 2014
Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
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Quote:
Originally Posted by Mhpmegatruck
Hey guys. Just bought a converted school bus here in north jersey. Any one have any luck insuring there's?
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No. Your best, and only bet, is to look into commercial plan. This is from multiple independent insurance agents I asked last summer. And remember, even though it *is* New Jersey, you'll only need liability, and specify an "estimate" of time you'll be using it.
And if the title wasn't already flipped, here's the procedures straight from MVC's guidelines-
Quote:
Bus – Motor Home (RV)
Foreign – Bus – Motor Home Page 1 of 3
Foreign Title Unit (R11/09)
General Information
1) Change vehicle type on Comp System : This Procedure will be followed when the MVC-Foreign Title Unit is notified that a bus was converted to a Recreational Vehicle (RV). The regulations concerning Certificate of ownership for used motor vehicles converted into motor homes is 13:21-20.5. This transaction can be handled through the mail or in-person at the MVC central office in Trenton. If approved, this transaction will be handled in 2 steps:
2) Issue a Replacement title on the Agency V3 System
* Motor Home Vehicle Type = 05 Required Modifications
Remove most seats from the bus : In order for the bus to be converted to an RV, the customer must make the following modifications to the vehicle:
Remove emergency lights including the side mounted stop sign
Repaint the exterior of the vehicle (Cannot remain any shade of yellow)
Install a permanent bed or sleep sofa
Install a permanent sink or bar sink (Must be in working order)
Install a permanent stove or microwave
Bus – Motor Home (RV)
Foreign – Bus – Motor Home Page 2 of 3
Foreign Title Unit (R11/09)
Requirements
• :
Original NJ Title
o If the customer wishes to re-sell the vehicle, they must do so after the conversion, as a separate transaction. must be already in customer’s name as a Bus.
• Color photographs
o Exterior photos must completely/clearly show all 4 sides of the vehicle. of the interior and exterior after the conversion.
o Interior photos must completely/ show the bed, stove/microwave and sink.
• Pencil tracing or photograph clearly showing the complete VIN plate
• $60.00 check or money order payable to: NJMVC.
o If cash is received through the mail, immediately notify a supervisor.
No Cash (mail/ dealers)
o $85.00 is required if title is issued with a lien.
• Certified weight slip for the converted motor vehicle.
Procedure
o All work should be date stamped when it is received by mail. If customer is in-person, ask for proper identification. :
o Thoroughly review all documents and forms for completeness.
Remember to NEVER fill out a customer’s application
o Complete Foreign Title Unit – Checklist
o If any required documents are missing/incomplete or the fee is incorrect/omitted please see the “Reject Procedure”.
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10-13-2015, 07:31 AM
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#3
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Bus Crazy
Join Date: Apr 2014
Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
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Also, don't bother with Progressive RV (there's a whole discussion thread in here). And, this is from a family member who *is* in the insurance business, NJ is very selective on who they allow in the state to insure. Certain companies, like GMAC, were banned because of scams, fraud, or general shenanigans.
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10-13-2015, 11:34 AM
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#4
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New Member
Join Date: Oct 2015
Posts: 3
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Could I just leave it titled as a bus like the previous owner and just insure it as a bus or truck that's only used a couple times out of the year?
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10-14-2015, 11:53 AM
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#5
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Bus Crazy
Join Date: Apr 2014
Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
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New Jersey will probably want you to have a CDL with passenger and air (if so equipped) endorsements. Flipping the title to RV from bus waives those requirements.
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10-14-2015, 07:08 PM
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#6
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New Member
Join Date: Oct 2015
Posts: 3
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Okay. So any company's you know off I can call to get this pig insured.. And once I switch the title to rv. If I can't get rv insurance would I still be able to get it insured as a regular bus. Or will I be fucked at that point ?
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10-19-2015, 09:00 AM
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#7
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Mini-Skoolie
Join Date: Oct 2015
Posts: 35
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Glad I found this thread-I am also in NJ and was curious about this. I am looking to convert a 20 passenger short bus, so no air brakes-does that make things a little easier in my case?
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10-19-2015, 11:00 AM
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#8
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Bus Crazy
Join Date: Apr 2014
Location: EHT New Jersey
Posts: 1,134
Year: 2003
Coachwork: AmTran
Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
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If yours isn't a MD chassis short bus, it might be easier to insure as a "Van"
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