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Old 10-12-2015, 07:50 PM   #1
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Nj sucks

Hey guys. Just bought a converted school bus here in north jersey. Any one have any luck insuring there's?
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Old 10-13-2015, 08:29 AM   #2
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Originally Posted by Mhpmegatruck View Post
Hey guys. Just bought a converted school bus here in north jersey. Any one have any luck insuring there's?
No. Your best, and only bet, is to look into commercial plan. This is from multiple independent insurance agents I asked last summer. And remember, even though it *is* New Jersey, you'll only need liability, and specify an "estimate" of time you'll be using it.

And if the title wasn't already flipped, here's the procedures straight from MVC's guidelines-
Quote:
Bus – Motor Home (RV)
Foreign – Bus – Motor Home Page 1 of 3
Foreign Title Unit (R11/09)
General Information
1) Change vehicle type on Comp System : This Procedure will be followed when the MVC-Foreign Title Unit is notified that a bus was converted to a Recreational Vehicle (RV). The regulations concerning Certificate of ownership for used motor vehicles converted into motor homes is 13:21-20.5. This transaction can be handled through the mail or in-person at the MVC central office in Trenton. If approved, this transaction will be handled in 2 steps:
2) Issue a Replacement title on the Agency V3 System
* Motor Home Vehicle Type = 05 Required Modifications
 Remove most seats from the bus : In order for the bus to be converted to an RV, the customer must make the following modifications to the vehicle:
 Remove emergency lights including the side mounted stop sign
 Repaint the exterior of the vehicle (Cannot remain any shade of yellow)
 Install a permanent bed or sleep sofa
 Install a permanent sink or bar sink (Must be in working order)
 Install a permanent stove or microwave

Bus – Motor Home (RV)
Foreign – Bus – Motor Home Page 2 of 3
Foreign Title Unit (R11/09)
Requirements
• :
Original NJ Title
o If the customer wishes to re-sell the vehicle, they must do so after the conversion, as a separate transaction. must be already in customer’s name as a Bus.
• Color photographs
o Exterior photos must completely/clearly show all 4 sides of the vehicle. of the interior and exterior after the conversion.
o Interior photos must completely/ show the bed, stove/microwave and sink.
• Pencil tracing or photograph clearly showing the complete VIN plate
• $60.00 check or money order payable to: NJMVC.
o If cash is received through the mail, immediately notify a supervisor.
No Cash (mail/ dealers)
o $85.00 is required if title is issued with a lien.
• Certified weight slip for the converted motor vehicle.
Procedure
o All work should be date stamped when it is received by mail. If customer is in-person, ask for proper identification. :
o Thoroughly review all documents and forms for completeness.
 Remember to NEVER fill out a customer’s application
o Complete Foreign Title Unit – Checklist
o If any required documents are missing/incomplete or the fee is incorrect/omitted please see the “Reject Procedure”.
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Old 10-13-2015, 08:31 AM   #3
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Engine: T444E/AT545
Rated Cap: 75
Also, don't bother with Progressive RV (there's a whole discussion thread in here). And, this is from a family member who *is* in the insurance business, NJ is very selective on who they allow in the state to insure. Certain companies, like GMAC, were banned because of scams, fraud, or general shenanigans.
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Old 10-13-2015, 12:34 PM   #4
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Could I just leave it titled as a bus like the previous owner and just insure it as a bus or truck that's only used a couple times out of the year?
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Old 10-14-2015, 12:53 PM   #5
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New Jersey will probably want you to have a CDL with passenger and air (if so equipped) endorsements. Flipping the title to RV from bus waives those requirements.
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Old 10-14-2015, 08:08 PM   #6
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Okay. So any company's you know off I can call to get this pig insured.. And once I switch the title to rv. If I can't get rv insurance would I still be able to get it insured as a regular bus. Or will I be fucked at that point ?
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Old 10-19-2015, 10:00 AM   #7
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Glad I found this thread-I am also in NJ and was curious about this. I am looking to convert a 20 passenger short bus, so no air brakes-does that make things a little easier in my case?
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Old 10-19-2015, 12:00 PM   #8
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Location: EHT New Jersey
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Year: 2003
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Chassis: International 3000RE
Engine: T444E/AT545
Rated Cap: 75
If yours isn't a MD chassis short bus, it might be easier to insure as a "Van"
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