Our policy is with Atlantic Casualty Insurance Co. 30/60/25 (state minimum is enough until we're ready to roll). The certificate lists the 'producer' as:
Strickland Insurance Brokers Inc
400 Commerce Court
Goldsboro, NC 27534
Our bus is over the 26,001 GVWR limit so our current policy is a business policy. When we finish the conversion, I will have it retitled and the insurance rate will drop...then go right back up b/c there's no way I'm traveling with minimum insurance...not with these crazy drivers (and you know big vehicles need more stopping distance...meaning a bigger gap for crazy drivers to jump into and there goes my stopping distance). Not so much concerned about who'll win the on-road wrestling match as concerned about crazy driver blaming me.
I'm glad to hear that chain insurance companies are taking on conversions again...I understood they were thin on the ground for a while. Also, it sounds like I need to call Nationwide; $132/yr doesn't sound like business rates and since I'm not a business...'course it would go right back up for the reason (among others) mentioned above.
On the inspection thing...my bus would technically be class A and I read on an RV forum here http://www.rvforum.net/SMF_forum/ind...?topic=40426.0
and/or here http://www.busconversions.com/bbs/in...ic=934.15;wap2
that RV inspections 'needed to happen' in a garage that the bus could drive into...I also heard there's one in Raleigh. Howard RV is in Wilmington (an excuse for a quick run to the beach?) and also one in Hendersonville (not Howard) which would be a good reason to hit the mountains too.
Here's a link to the Howard RV pdf outlining what is included in the NC annual RV vehicle safety inspection: http://www.hrvc.com/console/files/NC...2011.15.12.pdf
I haven't done a bus inspection yet so I don't know how they differ but I assume the RV one is simpler.
If your bus is a behemoth of the road like ours and you decide to leave it titled as a bus, you may need a CDL (apparently depends on weight and title)...if so, DON'T remove anything until you've passed the driving test...you need a complete bus to take the bus driving test and no seats is a deal breaker. Also, the CDL class B test costs $30 but the non-CDL class B (for the newly retitled house car) is free.
Hi Moderator(s)...two of the three links here did not function properly when using the hotlink button in post editor. the format printed "initial open bracket URL="http//:whateverthelinkis"][/URL final close bracket" and displayed nothing...faulty something until I took out the = and the set of coded quotation marks.