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Old 07-28-2015, 10:50 PM   #1
Mini-Skoolie
 
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Join Date: Jun 2010
Location: in transit
Posts: 62
Year: 1995
Coachwork: Wayne
Chassis: International
Engine: dt466/5 speed spicer
Rated Cap: 72
possible way to get insurance before completing conversion

Many people seem to be having the worst time with that P.... company (who shall go otherwise nameless), but I managed to get insurance with them for my bus at the very beginning of my conversion and only 2 days after I bought it as a yellow-stop-sign-equipped regularly outfitted school type bus.

This is what I did: I called up my insurance policy with whom I have had an auto policy for about a year and told them I just bought a school bus and that I ripped out all the seats (except two in the front) and painted it grey. I told them that I was using it to do non-commercial woodworking and other types of projects and that I needed the space for a hobby-type workshop and/or to haul unsplit cords of firewood back to my house and for a variety of other chores. They asked me how far I planned to drive and since I am not really going anywhere during the conversion, I said that I would barely be driving it all. The policy is for less than $50/month- still expensive, but it will go down when the conversion is complete and I re-register it with good sam as a completed conversion. Good luck to all who are starting the process. If I can answer any questions about what happened to me, I'll be happy to.
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Old 08-04-2015, 07:45 PM   #2
Mini-Skoolie
 
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Join Date: Aug 2015
Location: Estes Park, CO
Posts: 67
Year: 1994
Coachwork: AmTran
Chassis: B700
Engine: 5.9L 12V Cummins
Rated Cap: 71 Passenger
who is your insurance policy holder?
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Old 08-04-2015, 09:27 PM   #3
Skoolie
 
Join Date: Mar 2015
Posts: 231
I just told my insurance I had a bus, it was for private use. I was given insurance, later the underwriter asked for a picture inside which had no seats.
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Old 08-04-2015, 10:01 PM   #4
Mini-Skoolie
 
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Join Date: Jun 2010
Location: in transit
Posts: 62
Year: 1995
Coachwork: Wayne
Chassis: International
Engine: dt466/5 speed spicer
Rated Cap: 72
like I hinted before, my company is progressive. I think it's totally reasonable to use a vehicle as sturdy and as cheap to purchase (relatively) as a retired school bus for a variety of purposes other than its original use.

Sometimes the insurance companies need to understand this as well.
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Old 08-04-2015, 11:29 PM   #5
Bus Crazy
 
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Join Date: Dec 2014
Location: Russell, Kansas
Posts: 1,118
Year: 1989
Coachwork: Thomas
Chassis: Saf-T-Liner ER
Engine: 3208 CAT/MT643 tranny
Rated Cap: 87
Remember, you're talking about progressives, er, progressivism, er, morons. Yeah, that's the one!
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