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Old 11-04-2015, 04:10 PM   #141
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Location: North carolina
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I had no problem with nationwide in N.C. But I have been with them for years?
One nation under goat also (in this group) did? Maybe you could ask them where/ what they ended up with?
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Old 11-04-2015, 06:25 PM   #142
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What company are you going through, have you engaged the services of a specialized broker? What is the vehicle currently registered and titled as? If you are seeking liability only with the vehicle registered as a motorhome, as long as you have a kitchen, toilet, bed and have enough bus seats out you shouldn't have a problem. What state are you in? What's your driving record like, your age etc. I'm 24, and successfully obtained liability from national general using the brokers at AIS they were very helpful
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Old 11-04-2015, 08:32 PM   #143
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Fingers crossed

Waiting to hear from Nationwide in the morning, I called too late and they could not get the policy underwritten today. I had to move my primary vehicle to them in order for them to consider insuring the bus, and it's not definite yet, but looking good. As for things that might affect insurability, none, I'm 40 and driving since I was 16 with no accidents and only 2 speeding tickets which were both dropped - it's solely the way the bus description pulls up in a VIN search. Bummer!
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Old 11-04-2015, 10:48 PM   #144
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I got insured through progressive before I picked up my bus. I told them it was a motorhome and gave them the chassis info. Guy had to put it into "other". Never once said school bus, never had any problems. That was for very basic coverage though, I think for rarely driven (20 days or less) was $200-300 for the year.
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Old 11-05-2015, 10:21 AM   #145
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Quote:
Originally Posted by kanijapukka View Post
I got insured through progressive before I picked up my bus. I told them it was a motorhome and gave them the chassis info. Guy had to put it into "other". Never once said school bus, never had any problems. That was for very basic coverage though, I think for rarely driven (20 days or less) was $200-300 for the year.
But if you do get into an accident, once the adjuster comes and sees what you are driving, couldn't Progressive deny your coverage based on your vehicle being a converted school bus (which they are very clear that they will not cover) and force you to go out of pocket to cover your liability costs? I wouldn't want to take that chance.
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Old 11-05-2015, 10:45 AM   #146
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Something similar to that happened to me once.
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Old 11-05-2015, 11:13 AM   #147
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It's a good day in NC!

Well... My bus is insured and I have a new policy for my daily driver through Nationwide. Ended up being cheaper than my current insurance. Now off to the DMV for registration and plates, I'm sure that will be yet another fun time in the noob bus owner world for me.
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Old 11-05-2015, 08:23 PM   #148
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I am between a rock and a hard place on all these people applying for insurance thru Progressive. There are many, many horror stories about what happens. Same old stories.

Yeah.... I got insurance thru them!

****....they cancelled me!

I think every time I see the same story...different time I want to scream

"CAN'T YOU IDIOTS READ"

Then, I take a deep breath and think, "what the hell...let them deal with it, no sweat off my brow"

..........and then I think, maybe just maybe, one of these folks will be the one that breaks them and opens the door for others to follow.
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Old 11-05-2015, 09:57 PM   #149
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Quote:
Originally Posted by The-Breeze View Post

I think every time I see the same story...different time I want to scream

"CAN'T YOU IDIOTS READ"

Then, I take a deep breath and think, "what the hell...let them deal with it, no sweat off my brow"

..........and then I think, maybe just maybe, one of these folks will be the one that breaks them and opens the door for others to follow.
Never going to happen, any of it...

No1 Reading is a lost art.

No2 Not unless more people get skoolies professionally converted and most pros won't touch a skoolie. That and there are too many Party mobiles filled with drunken revelers, Steel tents, Electrics run with suicide cords/ live skins and out of balance roof raises If you raise the roof you realllllly need to counterbalance the bottom. All they will see is a loss waiting to happen.
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Old 11-05-2015, 10:49 PM   #150
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And this is why I try to get people to stop just slapping crap together.

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