Originally Posted by Chess
I'm about to buy my first bus I'm a week or two. It is from a school yard and I need to figure out how to register and insure her so we can be on the road. I think I am going with the VT registration. But do I need a trip permit to driver her home? Or can I drive it home with the schools registration? I currently have progressive insurance. Do I simply go online and add the bus as an RV for the trip back? Or does it show up as a school bus? I'm starting to get confused!
Disclaimer: All my comments are my own understanding/experience. Check with the state laws/regulations that pertain to you.
I'm unclear as to whether or not you are a VT resident. You will be required to register the bus in the state in which you are a resident / where the bus is kept within a certain period of time. To drive it home, you do not have to have it registered. For WI you have to title/register your new vehicle within 2 business days.
You will most likely not be able to insure your bus as an RV as it will come up in their system as a school bus (eventually... you could insure, it but they will likely kick you off in a month, and if you got into an accident they may not cover you anyway). You may be able to register it commercially as a non-passenger bus as I did. You can call Progressive and see if they will cover the bus temporarily under your current insurance (I highly doubt it). BTW, I recommend NOT saying that it is a school bus, insurance companies usually shut the door when they hear "school" bus. I believe it is written in their terms of service somewhere.
Progressive: "A class A non-professional bus conversion has the following characteristics:
facilities built into a Class A type bus shell, but does not include changes made to school buses or public transit buses, as these vehicles are unacceptable.
Conversion is performed by the owner of the vehicle."
Case and point. The legality of school bus conversions is very confusing.
The other concern you should be aware of is the legality of driving the bus. Generally, you have to have a passenger bus CDL license to drive a school bus (based on seating capacity).
You also mentioned in another thread you wanted to live in it while working on it. There are legality issues regarding that as well but I won't get into that.
I'm not trying to dissuade you from a skoolie, just make sure you are aware of the risks. I drove my bus home without insurance (I thought my insurance would temporarily cover it, and asked later. It would not) or a CDL.