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12-31-2018, 08:22 PM
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#21
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Mini-Skoolie
Join Date: Dec 2018
Location: Northern California
Posts: 19
Year: 1998
Coachwork: Genesis
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I'm in California. Today, I purchased Progressive Commercial insurance for personal use. When I called, I specifically asked for commercial insurance on a bus for private use. She asked me what my need for a commercial vehicle was. I was honest and told her that I intended on converting it to an RV. She stated that they did not cover conversions; however, they will cover the bus until the conversion is finished. She also stated that I needed to "follow the rules" and not use it as an RV until it was completed. No camping in it! Once completed, I would need to find RV insurance elsewhere. I have full coverage ($750k for $700 per year)
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12-31-2018, 08:34 PM
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#22
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Bus Nut
Join Date: May 2017
Location: Houston TX
Posts: 570
Year: 1998
Coachwork: Amtran
Chassis: International
Engine: dt466e
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Quote:
Originally Posted by Mannix
I'm in California. Today, I purchased Progressive Commercial insurance for personal use. When I called, I specifically asked for commercial insurance on a bus for private use. She asked me what my need for a commercial vehicle was. I was honest and told her that I intended on converting it to an RV. She stated that they did not cover conversions; however, they will cover the bus until the conversion is finished. She also stated that I needed to "follow the rules" and not use it as an RV until it was completed. No camping in it! Once completed, I would need to find RV insurance elsewhere. I have full coverage ($750k for $700 per year)
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Was this local?
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12-31-2018, 08:35 PM
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#23
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Mini-Skoolie
Join Date: Sep 2018
Location: TX
Posts: 29
Year: 2000
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 5.9l Cummins ISB
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$180 for six months.
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12-31-2018, 08:38 PM
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#24
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Mini-Skoolie
Join Date: Dec 2018
Location: Northern California
Posts: 19
Year: 1998
Coachwork: Genesis
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Quote:
Originally Posted by adic27
Was this local?
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I called the 800 number listed on their site.
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12-31-2018, 08:40 PM
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#25
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Mini-Skoolie
Join Date: Sep 2018
Location: TX
Posts: 29
Year: 2000
Coachwork: Bluebird
Chassis: TC2000 FE
Engine: 5.9l Cummins ISB
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I was also told that Progressive would only cover my bus until I began the conversion (I was primarily looking for insurance in order to drive it home to Texas from Colorado after buying it at auction). They said as soon as I began converting it, it would no longer be covered. I paid $180 for six months coverage. I just registered it as a Private Bus in Texas, which of course requires insurance. So I guess now I'll drive it around for a while before gutting it.
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06-16-2019, 05:46 PM
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#26
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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If you all remember the TC2000 I bought after it was impounded for no insurance. I just found paperwork that showed he had a Commercial Automobile policy from Progressive. Progressive sent him a letter on 12/10/18, the day of expiration, notifying him they would not renew, no reason given.
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07-08-2019, 12:22 PM
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#27
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Well in todays mail I got a Nonrenewal Notice. The reason given is that it's because it is a converted school bus. Well that's what it was when they wrote the policy. So did we inundate them with Skoolies and they changed their policy this year?
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07-08-2019, 12:27 PM
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#28
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Bus Crazy
Join Date: Feb 2019
Location: New Hampshire
Posts: 1,349
Year: 1990
Coachwork: Thomas 4 window w/lift
Chassis: G30~Chevy cutaway
Engine: 5.7/350 Chevy Vortec
Rated Cap: Just me and my "stuff"?
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^...Discrimination I tell ya.
Time to get Flo involved. She can straighten out those non-progressive actuaries in her company, or whatever they are called nowadays...
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07-08-2019, 12:30 PM
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#29
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Quote:
Originally Posted by peteg59
^...Discrimination I tell ya.
Time to get Flo involved. She can straighten out those non-progressive actuaries in her company, or whatever they are called nowadays...
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Wait, isn't she the Maid?
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07-08-2019, 12:43 PM
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#30
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Bus Crazy
Join Date: Feb 2019
Location: New Hampshire
Posts: 1,349
Year: 1990
Coachwork: Thomas 4 window w/lift
Chassis: G30~Chevy cutaway
Engine: 5.7/350 Chevy Vortec
Rated Cap: Just me and my "stuff"?
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Quote:
Originally Posted by o1marc
Wait, isn't she the Maid?
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Entirely possible, as she seems to wear a lot of different hats for her company!
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07-08-2019, 12:47 PM
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#31
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Bus Geek
Join Date: May 2009
Location: Columbus Ohio
Posts: 18,848
Year: 1991
Coachwork: Carpenter
Chassis: International 3800
Engine: DTA360 / MT643
Rated Cap: 7 Row Handicap
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how is it titled and registered?
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07-08-2019, 01:51 PM
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#32
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Quote:
Originally Posted by cadillackid
how is it titled and registered?
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It is titled as a bus, not registered
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07-08-2019, 03:08 PM
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#33
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Bus Crazy
Join Date: Jun 2013
Location: Picton,Ont, Can.
Posts: 1,956
Year: 1997
Coachwork: Bluebird
Chassis: GMC
Engine: Cat 3116
Rated Cap: 72
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Quote:
Originally Posted by o1marc
Well in todays mail I got a Nonrenewal Notice. The reason given is that it's because it is a converted school bus. Well that's what it was when they wrote the policy. So did we inundate them with Skoolies and they changed their policy this year?
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That's where the fine print covers their arse and not yours. Could be they would if professionally built but that isn't the case.
Might be great discrimination suit depending on how your original policy reads. Maybe get a pro to read it to you.
So no coverage now period, even to build it?
John
__________________
Question everything!
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07-08-2019, 03:16 PM
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#34
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Bus Geek
Join Date: Dec 2017
Location: Dawsonville, Ga.
Posts: 10,482
Year: 1999
Coachwork: Genesis
Chassis: International
Engine: DT466/3060
Rated Cap: 77
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Quote:
Originally Posted by BlackJohn
That's where the fine print covers their arse and not yours. Could be they would if professionally built but that isn't the case.
Might be great discrimination suit depending on how your original policy reads. Maybe get a pro to read it to you.
So no coverage now period, even to build it?
John
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I'm still covered until 9/6, which if all goes well I will be near completion and make a trip to Ct. 8/29-9/3. At that point I'll start shopping because even though I know State Farm will cover it, I remember their quote being higher than I wanted to pay. I may end up back at Allstate who wrote me the policy on the TC2000. That was only $48 down, $26 a month.
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06-01-2020, 04:58 PM
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#35
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Mini-Skoolie
Join Date: Mar 2020
Location: BajaMex
Posts: 20
Year: 97
Coachwork: BlueBird
Engine: 5.9L Cummins 12 valve
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hi there. any chance you can recommend the insurance agent that knows "how to get 'er done?
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06-01-2020, 05:34 PM
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#36
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Traveling
Join Date: Sep 2013
Location: Virginia
Posts: 2,302
Year: None
Coachwork: None
Chassis: None
Engine: None
Rated Cap: None
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As I've said elsewhere on this site... Progressive can suck it. And 'Flo' isn't as cute as she used to be anyway.
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06-01-2020, 05:42 PM
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#37
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Mini-Skoolie
Join Date: Mar 2020
Location: Biloxi, MS
Posts: 60
Year: 1999
Coachwork: International 3800
Chassis: International 3800
Engine: T444E
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When quoting online, via progressive, its commercial for personal use. Had no problems doing it. $312 for the year.
__________________
I know alot about a little, and a little about alot. Here's to hoping the little makes a difference!
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06-01-2020, 09:30 PM
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#38
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Bus Geek
Join Date: Nov 2016
Posts: 2,775
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07-16-2020, 01:17 AM
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#39
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Mini-Skoolie
Join Date: Jun 2020
Posts: 11
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Is progressive still offering coverage? I'm looking for a solid insurance company. Does anyone know if you can get a price break for holding a multi vihicle policy?
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07-16-2020, 06:23 AM
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#40
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Bus Geek
Join Date: Nov 2016
Posts: 2,775
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Quote:
Originally Posted by Bluesbigbus13
Is progressive still offering coverage? I'm looking for a solid insurance company. Does anyone know if you can get a price break for holding a multi vihicle policy?
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See the end* of the thread I posted just above
then read it from the beginning
* post #33
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